Saint Charles, Saginaw County, Michigan Property Taxes

Name: Property Tax Bills Across Saint Charles, Saginaw County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saint Charles, MI effective property tax rate: 0.44%, significantly lower than the national median of 1.02% and also lower than the Michigan state median of 1.07%.
Median Saint Charles, MI home value: $146,400
Median annual Saint Charles, MI tax bill: $778, $1,622 lower than the national median property tax bill of $2,400.

How are property taxes in Saginaw calculated?

Property taxes in Saint Charles, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saint Charles’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Charles, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Charles, Saginaw County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.44%

Estimate Property Tax Bill

$644

$598

Ownwell’s SAINT CHARLES Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in SAINT CHARLES with just two data points.

By entering your property's estimated assessed value, our calculator applies SAINT CHARLES’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Saginaw County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Charles, Saginaw County, Michigan

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Saint Charles, located in Saginaw County, MI, the effective property tax rate is 1.83%. This is significantly higher than Michigan's median property tax rate of 1.54% and exceeds the national median property tax rate of 1.02%. This places a considerable tax burden on property owners in Saint Charles compared to other areas. The median property tax bill in Saint Charles is $2,400, aligning with the national median. However, it surpasses Michigan's median property tax bill of $2,400. Understanding these figures is crucial for property owners considering an appeal or exemption, as it highlights the potential for savings. Comparing Saint Charles's property tax rate and bill to state and national medians provides valuable insight into the local tax landscape.

Property Tax Rates Across Saint Charles, Saginaw County, Michigan

Source: Ownwell

0.28%

1.21%

2.14%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Charles Tax Rate

0.44%

Median Effective Saginaw County Tax Rate

0.78%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Charles, Saginaw County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48655	0.23%	0.37%	0.44%	0.87%	1.20%

Source: Ownwell

Property Tax Assessment Values Across Saint Charles, Saginaw County, Michigan

When examining property taxes in Saint Charles, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Saginaw County assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Saginaw County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Charles.

For example, the median home price in Saint Charles is $146,400, with tax bills ranging significantly across the county. 48655 has the highest median home price at $146,400.

Property Tax Assessment Values Across Saint Charles, Saginaw County, Michigan

Source: Ownwell

$24,800

$143,100

$261,400

Median Saint Charles Market Value

$146,400

Median Saginaw County Market Value

$119,800

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Charles, Saginaw County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48655	$66,660	$100,400	$146,400	$217,800	$322,340

Source: Ownwell

Property Tax Bills Across Saint Charles, Saginaw County, Michigan

In Saint Charles, Saginaw County, MI, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The median home price in this area is $146,400, and the property tax rate is applied to this assessed value to determine the tax bill. Factors such as the home's location, size, and condition are considered in the assessment process. Homeowners in Saint Charles often face tax bills that vary significantly, with the 25th percentile at $479 and the 90th percentile reaching $1,706. The median property tax bill in this region is $778, which is below the national median of $2,400, providing some relief to homeowners. However, even with lower tax bills, homeowners may still find opportunities for savings. Ownwell can assist by identifying potential discrepancies in property assessments and filing appeals on behalf of homeowners, potentially reducing their tax burden and ensuring they only pay their fair share.

Property Tax Bills Across Saint Charles, Saginaw County, Michigan

Source: Ownwell

$204

$1,093

$1,982

Median Saint Charles Tax Bill

$778

Median Saginaw County Tax Bill

$894

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Charles, Saginaw County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48655	$256	$479	$778	$1,171	$1,706

Source: Ownwell