Harsens Island, St. Clair County, Michigan Property Taxes
Median Harsens Island, MI effective property tax rate: 1.09%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Harsens Island, MI home value: $255,400
Median annual Harsens Island, MI tax bill: $2,627, $227 higher than the national median property tax bill of $2,400.
How are property taxes in St. Clair calculated?
Property taxes in Harsens Island, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Harsens Island’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harsens Island, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Harsens Island, St. Clair County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.09%
Estimate Property Tax Bill
$2,784
$2,583
Property Tax Rates Across Harsens Island, St. Clair County, Michigan
Local government entities set tax rates, which can vary widely within a state. This is because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Harsens Island, located in St. Clair County, MI, the effective property tax rate is 1.09%, which aligns with the highest and lowest median tax rates across the county. This rate is slightly above the national median property tax rate of 1.02%. Comparatively, the median property tax bill in Harsens Island may also reflect this higher rate, considering the national median property tax bill is $2,400.
Understanding these rates is crucial for property owners in Harsens Island, as they impact annual tax bills and overall property expenses. By staying informed about local tax rates, property owners can better manage their financial planning and explore potential savings through property tax appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harsens Island Tax Rate
1.09%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Clair County Tax Rate
0.78%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Harsens Island, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48028 | 0.60% | 0.70% | 1.09% | 1.50% | 1.87% |
Source: Ownwell
Property Tax Assessment Values Across Harsens Island, St. Clair County, Michigan
When examining property taxes in Harsens Island, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In St. Clair County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harsens Island. For example, the median home price in Harsens Island is $255,400, with tax bills ranging significantly across the county. 48028 has the highest median home price at $255,400.
Property Tax Assessment Values Across Harsens Island, St. Clair County, Michigan
Source: Ownwell
$35,200
$161,900
$288,600
Median Harsens Island Market Value
$255,400
Median St. Clair County Market Value
$181,600
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Harsens Island, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48028 | $87,800 | $149,000 | $255,400 | $430,200 | $606,800 |
Source: Ownwell
Property Tax Bills Across Harsens Island, St. Clair County, Michigan
Median Harsens Island Tax Bill
$2,627
Median St. Clair County Tax Bill
$1,504
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Harsens Island, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48028 | $810 | $1,376 | $2,627 | $4,484 | $7,020 |
Source: Ownwell