Carlton County, Minnesota Property Taxes
Median Carlton County effective property tax rate: 1.15%, significantly higher than the national median of 1.02%.
Median Carlton County home value: $213,450
Median annual Carlton County tax bill: $2,610, $210 higher than the national median property tax bill of $2,400.
How are property taxes in Carlton County calculated?
Property taxes in Carlton County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cloquet or another part of Carlton County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Carlton County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.15%
Estimate Property Tax Bill
$2,455
$2,278
Property Tax Rates Across Carlton County, Minnesota
Local government entities set tax rates, which can vary widely within a state. This variation occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Carlton County, Minnesota, the effective property tax rate offers a glimpse into how local tax rates compare to both state and national figures. Carlton County's rate is above the national median property tax rate of 1.02%, indicating a higher tax burden relative to many areas across the country. Within Minnesota, Carlton County's rate falls between the highest rate found in Cloquet and the lowest in Sawyer. This range highlights the diversity of tax rates even within a single state. Understanding these differences can help property owners make informed decisions about managing their property tax obligations.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carlton County Tax Rate
1.15%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Minnesota Tax Rate
1.11%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Carlton County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnum | 0.72% | 0.83% | 0.90% | 0.98% | 1.23% |
| Carlton | 0.87% | 1.00% | 1.07% | 1.12% | 1.20% |
| Cloquet | 1.12% | 1.36% | 1.47% | 1.56% | 1.65% |
| Cromwell | 0.88% | 0.96% | 1.03% | 1.07% | 1.45% |
| Duluth | 1.05% | 1.12% | 1.16% | 1.19% | 1.23% |
| Esko | 1.06% | 1.12% | 1.16% | 1.19% | 1.21% |
| Holyoke | 0.78% | 0.83% | 0.92% | 1.00% | 1.04% |
| Kerrick | 0.83% | 0.93% | 0.96% | 1.02% | 1.05% |
| Kettle River | 0.74% | 0.85% | 0.92% | 1.02% | 1.44% |
| Mahtowa | 0.77% | 0.87% | 0.92% | 0.97% | 1.09% |
| Moose Lake | 0.88% | 0.96% | 1.08% | 1.42% | 1.61% |
| Sawyer | 0.78% | 0.86% | 0.89% | 0.94% | 1.00% |
| Sturgeon Lake | 0.72% | 0.81% | 0.92% | 0.98% | 1.06% |
| Tamarack | 0.81% | 0.88% | 0.96% | 0.99% | 1.00% |
| Wrenshall | 0.81% | 0.91% | 0.99% | 1.14% | 1.33% |
| Wright | 0.83% | 0.91% | 0.98% | 1.03% | 1.14% |
Source: Ownwell
Property Tax Assessment Values Across Carlton County, Minnesota
When examining property taxes in Carlton County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Carlton County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Carlton County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Carlton County. For example, the median tax bill in Carlton County is $2,400, with tax bills ranging significantly across the county. Duluth has the highest median home price at $349,100.
Property Tax Assessment Values Across Carlton County, Minnesota
Source: Ownwell
$110,000
$229,550
$349,100
Median Carlton County Market Value
$213,450
Median Minnesota Market Value
$290,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Carlton County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnum | $58,050 | $109,800 | $193,400 | $290,275 | $388,500 |
| Carlton | $107,100 | $181,550 | $261,850 | $366,725 | $458,900 |
| Cloquet | $96,320 | $149,100 | $201,600 | $271,100 | $364,520 |
| Cromwell | $58,990 | $100,275 | $173,400 | $260,550 | $339,710 |
| Duluth | $225,300 | $284,100 | $349,100 | $473,700 | $607,200 |
| Esko | $176,700 | $238,000 | $303,400 | $405,300 | $519,600 |
| Holyoke | $71,600 | $92,275 | $131,350 | $202,400 | $264,110 |
| Kerrick | $87,400 | $111,650 | $155,000 | $216,600 | $234,200 |
| Kettle River | $49,700 | $73,950 | $110,000 | $182,750 | $254,400 |
| Mahtowa | $81,600 | $152,500 | $228,100 | $295,900 | $358,080 |
| Moose Lake | $42,060 | $113,500 | $190,100 | $266,150 | $365,120 |
| Sawyer | $49,140 | $85,400 | $129,700 | $225,100 | $316,720 |
| Sturgeon Lake | $31,340 | $80,600 | $137,600 | $210,950 | $299,660 |
| Tamarack | $65,600 | $96,075 | $179,550 | $246,325 | $279,470 |
| Wrenshall | $87,920 | $161,300 | $240,150 | $307,325 | $375,650 |
| Wright | $41,200 | $78,400 | $135,300 | $209,300 | $301,440 |
Source: Ownwell
Property Tax Bills Across Carlton County, Minnesota
Median Carlton County Tax Bill
$2,610
Median Minnesota Tax Bill
$3,182
Median United States Tax Bill
$2,400
Property Tax Bills Across Carlton County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnum | $548 | $970 | $1,834 | $2,812 | $3,744 |
| Carlton | $857 | $1,779 | $2,738 | $3,926 | $5,062 |
| Cloquet | $1,322 | $2,086 | $2,934 | $3,986 | $5,364 |
| Cromwell | $512 | $1,008 | $1,820 | $2,764 | $3,665 |
| Duluth | $2,082 | $3,086 | $4,020 | $5,574 | $7,082 |
| Esko | $1,786 | $2,628 | $3,470 | $4,768 | $6,113 |
| Holyoke | $565 | $744 | $1,186 | $1,902 | $2,649 |
| Kerrick | $826 | $1,072 | $1,510 | $1,770 | $2,252 |
| Kettle River | $450 | $663 | $1,032 | $1,830 | $2,602 |
| Mahtowa | $674 | $1,229 | $2,098 | $2,760 | $3,428 |
| Moose Lake | $616 | $1,328 | $2,194 | $3,218 | $4,352 |
| Sawyer | $455 | $734 | $1,204 | $2,049 | $2,995 |
| Sturgeon Lake | $233 | $543 | $1,132 | $1,934 | $2,908 |
| Tamarack | $573 | $906 | $1,543 | $2,382 | $2,672 |
| Wrenshall | $806 | $1,612 | $2,558 | $3,288 | $4,253 |
| Wright | $438 | $696 | $1,354 | $2,026 | $2,938 |
Source: Ownwell