Carlton County Property Taxes
The median property tax rate in Carlton County is 1.15%, which is significantly higher than both the national median of 0.99% and the Minnesota state median of 1.11%. With the median home value in Carlton County at $213,450, the typical annual property tax bill reaches $2,610, which is just below the national median of $2,690. Property taxes in Carlton County are calculated based on the assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Carlton County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Cloquet or another part of Carlton County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Carlton County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.11%
Estimate Property Tax Bill
$2,220
Ownwell’s Carlton County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Carlton County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Carlton County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Carlton County, Minnesota
Property taxes in Carlton County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Carlton County is 1.15%, which is higher than the U.S. national median of 0.99%. Local government entities within Carlton County set these rates annually, and they can vary significantly between different areas within the county. Each year, Carlton County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Cloquet has one of the higher property tax rates in the region at 1.47%, while the city of Sawyer boasts one of the lowest at 0.89%. Analyzing how Carlton County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Carlton County Tax Rate
1.15%
Average Minnesota Tax Rate
1.11%
Average United States Tax Rate
0.99%
Property Tax Rates Across Carlton County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnum | 0.72% | 0.83% | 0.90% | 0.98% | 1.23% |
| Carlton | 0.87% | 1.00% | 1.07% | 1.12% | 1.20% |
| Cloquet | 1.12% | 1.36% | 1.47% | 1.56% | 1.65% |
| Cromwell | 0.88% | 0.96% | 1.03% | 1.07% | 1.45% |
| Duluth | 1.05% | 1.12% | 1.16% | 1.19% | 1.23% |
| Esko | 1.06% | 1.12% | 1.16% | 1.19% | 1.21% |
| Holyoke | 0.78% | 0.83% | 0.92% | 1.00% | 1.04% |
| Kerrick | 0.83% | 0.93% | 0.96% | 1.02% | 1.05% |
| Kettle River | 0.74% | 0.85% | 0.92% | 1.02% | 1.44% |
| Mahtowa | 0.77% | 0.87% | 0.92% | 0.97% | 1.09% |
| Moose Lake | 0.88% | 0.96% | 1.08% | 1.42% | 1.61% |
| Sawyer | 0.78% | 0.86% | 0.89% | 0.94% | 1.00% |
| Sturgeon Lake | 0.72% | 0.81% | 0.92% | 0.98% | 1.06% |
| Tamarack | 0.81% | 0.88% | 0.96% | 0.99% | 1.00% |
| Wrenshall | 0.81% | 0.91% | 0.99% | 1.14% | 1.33% |
| Wright | 0.83% | 0.91% | 0.98% | 1.03% | 1.14% |
Source: Ownwell
Property Tax Assessment Values Across Carlton County, Minnesota
In Carlton County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Carlton County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Carlton County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Duluth has the highest median tax bill at $4,020, while Kettle River has the lowest at $1,032. Being aware of these valuation processes in Carlton County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Carlton County, Minnesota
Source: Ownwell
$110,000
$229,550
$349,100
Average Carlton County Assessed Value
$213,450
Average Minnesota Assessed Value
$290,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Carlton County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnum | $58,050 | $109,800 | $193,400 | $290,275 | $388,500 |
| Carlton | $107,100 | $181,550 | $261,850 | $366,725 | $458,900 |
| Cloquet | $96,320 | $149,100 | $201,600 | $271,100 | $364,520 |
| Cromwell | $58,990 | $100,275 | $173,400 | $260,550 | $339,710 |
| Duluth | $225,300 | $284,100 | $349,100 | $473,700 | $607,200 |
| Esko | $176,700 | $238,000 | $303,400 | $405,300 | $519,600 |
| Holyoke | $71,600 | $92,275 | $131,350 | $202,400 | $264,110 |
| Kerrick | $87,400 | $111,650 | $155,000 | $216,600 | $234,200 |
| Kettle River | $49,700 | $73,950 | $110,000 | $182,750 | $254,400 |
| Mahtowa | $81,600 | $152,500 | $228,100 | $295,900 | $358,080 |
| Moose Lake | $42,060 | $113,500 | $190,100 | $266,150 | $365,120 |
| Sawyer | $49,140 | $85,400 | $129,700 | $225,100 | $316,720 |
| Sturgeon Lake | $31,340 | $80,600 | $137,600 | $210,950 | $299,660 |
| Tamarack | $65,600 | $96,075 | $179,550 | $246,325 | $279,470 |
| Wrenshall | $87,920 | $161,300 | $240,150 | $307,325 | $375,650 |
| Wright | $41,200 | $78,400 | $135,300 | $209,300 | $301,440 |
Source: Ownwell
Property Tax Bills Across Carlton County, Minnesota
In Carlton County, MN, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This assessed value is then multiplied by the county's property tax rate. For instance, the median home price in Carlton County is $213,450. Several factors contribute to the final tax bill, including the property's location, size, and any applicable exemptions or deductions. Homeowners in Carlton County can expect a range of tax bills. The 25th percentile tax bill stands at $1,578, while the 75th percentile reaches $3,690. At the 90th percentile, homeowners may see tax bills as high as $5,021. The highest median tax bill in the county is found in Duluth at $4,020, whereas Kettle River has the lowest median tax bill at $1,032. These property taxes significantly impact homeowners, influencing their monthly expenses and overall financial planning. Compared to the national median property tax rate of 0.99%, Carlton County's tax bills reflect a diverse range of financial obligations for its residents.
Average Carlton County Tax Bill
$2,610
Average Minnesota Tax Bill
$3,182
Average United States Tax Bill
$2,690
Property Tax Bills Across Carlton County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnum | $548 | $970 | $1,834 | $2,812 | $3,744 |
| Carlton | $857 | $1,779 | $2,738 | $3,926 | $5,062 |
| Cloquet | $1,322 | $2,086 | $2,934 | $3,986 | $5,364 |
| Cromwell | $512 | $1,008 | $1,820 | $2,764 | $3,665 |
| Duluth | $2,082 | $3,086 | $4,020 | $5,574 | $7,082 |
| Esko | $1,786 | $2,628 | $3,470 | $4,768 | $6,113 |
| Holyoke | $565 | $744 | $1,186 | $1,902 | $2,649 |
| Kerrick | $826 | $1,072 | $1,510 | $1,770 | $2,252 |
| Kettle River | $450 | $663 | $1,032 | $1,830 | $2,602 |
| Mahtowa | $674 | $1,229 | $2,098 | $2,760 | $3,428 |
| Moose Lake | $616 | $1,328 | $2,194 | $3,218 | $4,352 |
| Sawyer | $455 | $734 | $1,204 | $2,049 | $2,995 |
| Sturgeon Lake | $233 | $543 | $1,132 | $1,934 | $2,908 |
| Tamarack | $573 | $906 | $1,543 | $2,382 | $2,672 |
| Wrenshall | $806 | $1,612 | $2,558 | $3,288 | $4,253 |
| Wright | $438 | $696 | $1,354 | $2,026 | $2,938 |
Source: Ownwell