Chisago County, Minnesota Property Taxes

Name: Property Tax Bills Across Chisago County, Minnesota
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Chisago County effective property tax rate: 1.18%, significantly higher than the national median of 1.02%.
Median Chisago County home value: $305,800
Median annual Chisago County tax bill: $3,492, $1,092 higher than the national median property tax bill of $2,400.

How are property taxes in Chisago County calculated?

Property taxes in Chisago County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Center City or another part of Chisago County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Chisago County, Minnesota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.18%

Estimate Property Tax Bill

$3,608

$3,349

Ownwell’s Chisago County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Chisago County with just two data points.

By entering your property's estimated assessed value, our calculator applies Chisago County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Chisago County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Chisago County, Minnesota

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Chisago County's effective property tax rate to other counties in Minnesota or the U.S. median property tax rate. Chisago County's median property tax rate is 1.18%, slightly above the national median of 1.02%. Within Minnesota, Forest Lake boasts the highest median property tax rate at 1.32%, while Braham has the lowest at 0.95%. These variations highlight the importance of understanding local tax dynamics, as they can significantly impact property owners. Whether you're a homeowner or investor, being informed about these rates can aid in making savvy financial decisions.

Property Tax Rates Across Chisago County, Minnesota

Source: Ownwell

0.95%

1.13%

1.32%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Chisago County Tax Rate

1.18%

Median Effective Minnesota Tax Rate

1.11%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Chisago County, Minnesota

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Braham	0.29%	0.72%	0.95%	1.00%	1.02%
Cambridge	1.07%	1.14%	1.19%	1.21%	1.21%
Center City	0.32%	0.91%	1.01%	1.13%	1.16%
Chisago City	0.96%	1.04%	1.18%	1.21%	1.30%
Forest Lake	1.23%	1.27%	1.32%	1.34%	1.41%
Harris	0.51%	1.06%	1.15%	1.21%	1.27%
Lindstrom	0.86%	0.99%	1.20%	1.27%	1.32%
North Branch	0.91%	1.13%	1.23%	1.26%	1.29%
Rush City	0.46%	1.01%	1.13%	1.28%	1.37%
Scandia	0.94%	0.97%	1.03%	1.24%	1.24%
Shafer	0.38%	0.90%	1.08%	1.27%	1.32%
Stacy	0.77%	1.03%	1.07%	1.09%	1.19%
Stanchfield	0.71%	0.98%	1.02%	1.19%	1.27%
Taylors Falls	0.54%	0.95%	1.17%	1.26%	1.50%
Wyoming	1.18%	1.24%	1.27%	1.33%	1.42%

Source: Ownwell

Property Tax Assessment Values Across Chisago County, Minnesota

When examining property taxes in Chisago County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chisago County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Chisago County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chisago County. For example, the median tax bill in Chisago County is $3,658, with tax bills ranging significantly across the county. Scandia has the highest median home price at $457,600.

Property Tax Assessment Values Across Chisago County, Minnesota

Source: Ownwell

$231,300

$344,450

$457,600

Median Chisago County Market Value

$305,800

Median Minnesota Market Value

$290,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Chisago County, Minnesota

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Braham	$54,620	$208,800	$308,100	$391,400	$459,280
Cambridge	$52,870	$269,550	$340,750	$401,225	$488,550
Center City	$66,700	$198,100	$323,900	$442,300	$571,220
Chisago City	$130,800	$269,050	$368,200	$483,500	$618,600
Forest Lake	$171,580	$323,450	$396,500	$497,400	$573,580
Harris	$30,850	$187,775	$304,850	$408,650	$492,740
Lindstrom	$49,000	$218,500	$324,100	$429,850	$570,800
North Branch	$52,200	$217,575	$288,600	$356,175	$447,130
Rush City	$15,800	$90,000	$231,300	$349,200	$481,600
Scandia	$350,060	$399,150	$457,600	$521,950	$584,860
Shafer	$26,100	$175,850	$266,300	$386,650	$523,760
Stacy	$23,300	$233,300	$326,900	$398,400	$462,300
Stanchfield	$35,570	$183,275	$310,050	$437,200	$545,380
Taylors Falls	$10,900	$159,300	$253,600	$354,450	$479,970
Wyoming	$106,500	$260,500	$324,400	$385,700	$459,800

Source: Ownwell

Property Tax Bills Across Chisago County, Minnesota

In Chisago County, MN, property tax bills are determined by assessing the market value of a home and applying the local tax rate. The median home price in the county stands at $305,800, which is assessed to calculate the tax obligation. Homeowners in this region experience a range of tax bills, with the 25th percentile paying around $2,158, while those in the 75th percentile face a bill of approximately $4,604. The 90th percentile reaches up to $5,872, indicating a significant variation based on property value and location within the county. For instance, Forest Lake residents encounter the highest median tax bill of $5,096, contrasting with Rush City, where the lowest median tax bill is $2,516. These figures highlight the impact of property assessments and local tax rates on homeowners' financial responsibilities. Compared to the national median property tax rate of 1.02% and a median tax bill of $2,400, Chisago County's tax liabilities reflect a diverse and potentially higher financial burden for its residents.

Property Tax Bills Across Chisago County, Minnesota

Source: Ownwell

$2,516

$3,806

$5,096

Median Chisago County Tax Bill

$3,492

Median Minnesota Tax Bill

$3,182

Median United States Tax Bill

$2,400

Property Tax Bills Across Chisago County, Minnesota

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Braham	$80	$1,768	$2,757	$3,416	$4,111
Cambridge	$640	$2,846	$4,003	$4,745	$5,512
Center City	$235	$1,653	$3,127	$4,310	$5,580
Chisago City	$1,126	$2,959	$4,108	$5,511	$7,269
Forest Lake	$1,847	$4,078	$5,096	$6,512	$7,783
Harris	$192	$1,548	$3,321	$4,570	$5,683
Lindstrom	$278	$2,428	$3,644	$4,812	$6,422
North Branch	$537	$2,442	$3,448	$4,238	$5,233
Rush City	$230	$572	$2,516	$3,788	$5,372
Scandia	$3,494	$4,062	$4,794	$5,710	$6,529
Shafer	$201	$1,122	$3,090	$3,791	$5,106
Stacy	$209	$2,271	$3,424	$4,307	$5,123
Stanchfield	$244	$1,743	$3,152	$4,501	$5,951
Taylors Falls	$122	$944	$2,740	$3,682	$4,660
Wyoming	$1,011	$3,262	$4,157	$5,018	$5,990

Source: Ownwell