Clay County, Minnesota Property Taxes

Name: Property Tax Bills Across Clay County, Minnesota
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Clay County effective property tax rate: 1.36%, significantly higher than the national median of 1.02%.
Median Clay County home value: $240,800
Median annual Clay County tax bill: $3,042, $642 higher than the national median property tax bill of $2,400.

How are property taxes in Clay County calculated?

Property taxes in Clay County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Moorhead or another part of Clay County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Clay County, Minnesota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.36%

Estimate Property Tax Bill

$3,275

$3,039

Ownwell’s Clay County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Clay County with just two data points. By entering your property's estimated assessed value, our calculator applies Clay County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Clay County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Clay County, Minnesota

Local government entities are responsible for setting tax rates, which can differ significantly across a state. This variation is due to each county estimating its annual budget needs for services and dividing that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While laws and public votes play a role in this process, this is the basic yearly procedure.

Clay County in Minnesota has an effective property tax rate of 1.36%, which is higher than the national median property tax rate of 1.02%. Within the county, Moorhead boasts the highest median tax rate at 1.42%, while Lake Park has the lowest at 0.45%. This range highlights the variability in tax rates even within a single county. When compared to the national median property tax bill of $2400, the figures in Clay County may suggest a higher financial obligation for property owners. Understanding these differences can aid property owners in making informed decisions about property investments and tax appeals.

Property Tax Rates Across Clay County, Minnesota

Source: Ownwell

0.45%

0.94%

1.42%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Clay County Tax Rate

1.36%

Median Effective Minnesota Tax Rate

1.11%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Clay County, Minnesota

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Barnesville	0.29%	0.86%	1.20%	1.32%	1.45%
Borup	0.27%	0.41%	0.56%	0.78%	0.95%
Comstock	0.77%	0.89%	0.97%	1.12%	1.31%
Dilworth	1.19%	1.27%	1.37%	1.54%	1.88%
Felton	0.30%	0.48%	0.64%	0.94%	1.10%
Georgetown	0.26%	0.39%	0.62%	0.99%	1.22%
Glyndon	0.32%	0.61%	0.94%	1.22%	1.52%
Hawley	0.30%	0.59%	1.08%	1.36%	1.55%
Hitterdal	0.24%	0.38%	0.94%	1.08%	1.29%
Lake Park	0.22%	0.29%	0.45%	0.74%	1.02%
Moorhead	1.11%	1.34%	1.42%	1.52%	1.87%
Pelican Rapids	0.19%	0.27%	0.49%	0.75%	0.78%
Perley	0.25%	0.34%	0.53%	0.64%	0.74%
Sabin	0.30%	0.61%	0.95%	1.20%	1.39%
Twin Valley	N/A	N/A	N/A	N/A	N/A
Ulen	0.23%	0.36%	0.96%	1.27%	1.52%

Source: Ownwell

Property Tax Assessment Values Across Clay County, Minnesota

When examining property taxes in Clay County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Clay County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clay County.

For example, the median tax bill in Clay County is $2,154, with tax bills ranging significantly across the county. Perley has the highest median home price at $421,550.

Property Tax Assessment Values Across Clay County, Minnesota

Source: Ownwell

$124,300

$272,925

$421,550

Median Clay County Market Value

$240,800

Median Minnesota Market Value

$290,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Clay County, Minnesota

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Barnesville	$99,080	$167,900	$242,500	$339,125	$514,200
Borup	$103,720	$176,075	$311,950	$662,950	$1,162,220
Comstock	$9,500	$76,000	$124,300	$175,400	$207,200
Dilworth	$133,100	$182,600	$242,900	$325,600	$403,860
Felton	$48,160	$140,100	$316,600	$988,900	$1,166,000
Georgetown	$26,400	$119,300	$303,600	$714,900	$1,137,660
Glyndon	$113,660	$205,600	$287,350	$450,475	$818,360
Hawley	$100,580	$184,200	$297,100	$427,700	$611,240
Hitterdal	$27,920	$108,500	$204,000	$387,500	$688,940
Lake Park	$105,840	$195,100	$328,200	$510,600	$735,960
Moorhead	$145,600	$182,900	$228,300	$301,050	$403,880
Pelican Rapids	$95,500	$215,600	$325,100	$524,600	$622,860
Perley	$262,630	$288,475	$421,550	$934,600	$1,138,190
Sabin	$104,120	$207,500	$284,400	$434,050	$906,040
Twin Valley	N/A	N/A	N/A	N/A	N/A
Ulen	$58,860	$137,700	$224,200	$398,950	$703,660

Source: Ownwell

Property Tax Bills Across Clay County, Minnesota

In Clay County, MN, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This assessed value reflects the market value of the property and is a critical factor in determining the tax bill. Homeowners in Clay County experience a range of tax bills, with the 25th percentile at $2,154 and the 75th percentile at $4,226. The 90th percentile reaches as high as $5,823, indicating significant variation depending on the property's value. For context, the national median property tax bill is $2,400, highlighting the variability within the county. In Dilworth, the highest median tax bill is $3,244, while Comstock has the lowest at $1,116. These figures show how location and property value significantly influence tax obligations. Homeowners must consider these factors, as they directly impact annual expenses and the overall cost of homeownership. Understanding these dynamics is essential for effective financial planning and managing property-related expenses.

Property Tax Bills Across Clay County, Minnesota

Source: Ownwell

$1,116

$2,180

$3,244

Median Clay County Tax Bill

$3,042

Median Minnesota Tax Bill

$3,182

Median United States Tax Bill

$2,400

Property Tax Bills Across Clay County, Minnesota

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Barnesville	$574	$1,502	$2,526	$3,550	$4,738
Borup	$446	$1,080	$1,977	$2,964	$4,305
Comstock	$70	$582	$1,116	$1,696	$1,988
Dilworth	$1,481	$2,588	$3,244	$4,518	$6,331
Felton	$343	$1,109	$2,403	$3,837	$6,439
Georgetown	$192	$715	$2,093	$3,316	$5,814
Glyndon	$733	$1,780	$2,866	$4,030	$5,333
Hawley	$497	$1,448	$2,884	$4,224	$5,648
Hitterdal	$232	$708	$1,400	$2,366	$3,368
Lake Park	$391	$662	$1,688	$3,012	$4,356
Moorhead	$1,828	$2,490	$3,234	$4,411	$6,008
Pelican Rapids	$249	$894	$1,636	$2,530	$3,508
Perley	$604	$1,004	$2,380	$5,068	$6,453
Sabin	$692	$1,738	$2,670	$3,793	$5,559
Twin Valley	N/A	N/A	N/A	N/A	N/A
Ulen	$464	$912	$1,780	$2,674	$3,635

Source: Ownwell