St. Louis County Property Taxes
The median property tax rate in St. Louis County is 1.26%, which is significantly higher than both the national median of 0.99% and the Minnesota state median of 1.11%. With the median home value in St. Louis County at $137,900, the typical annual property tax bill reaches $1,738, which is below the national median of $2,690. Property taxes in St. Louis County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding St. Louis County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Duluth or another part of St. Louis County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
St. Louis County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.26%
Estimate Property Tax Bill
$1,738
Ownwell’s St. Louis County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in St. Louis County with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in St. Louis County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across St. Louis County, Minnesota
Property taxes in St. Louis County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in St. Louis County is 1.26%, which is higher than both the Minnesota state median and the U.S. national median of 0.99%. Local government entities within St. Louis County set these rates annually, and they can vary significantly between different areas within the county. Each year, St. Louis County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Biwabik has one of the higher property tax rates in Minnesota at 1.66%, while the city of Forbes boasts one of the lowest at 0.78%. Analyzing how St. Louis County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average St. Louis County Tax Rate
1.26%
Average Minnesota Tax Rate
1.11%
Average United States Tax Rate
0.99%
Property Tax Rates Across St. Louis County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alborn | 0.70% | 0.87% | 1.04% | 1.14% | 1.30% |
| Angora | 0.51% | 0.71% | 0.92% | 1.08% | 1.16% |
| Aurora | 0.79% | 1.07% | 1.39% | 2.09% | 2.56% |
| Babbitt | 0.68% | 0.82% | 1.09% | 1.47% | 1.97% |
| Biwabik | 0.84% | 1.06% | 1.66% | 2.14% | 2.67% |
| Brimson | 0.58% | 0.84% | 0.87% | 0.90% | 0.92% |
| Britt | 0.75% | 0.89% | 0.99% | 1.05% | 1.12% |
| Brookston | 0.56% | 0.79% | 0.98% | 1.12% | 1.43% |
| Buhl | 0.28% | 0.40% | 0.84% | 1.36% | 1.38% |
| Canyon | 0.84% | 0.97% | 1.05% | 1.09% | 1.10% |
| Chisholm | 0.72% | 0.93% | 1.37% | 2.09% | 2.13% |
| Cloquet | 0.81% | 1.00% | 1.09% | 1.29% | 1.40% |
| Cook | 0.80% | 0.93% | 1.07% | 1.13% | 1.35% |
| Cotton | 0.79% | 1.01% | 1.11% | 1.20% | 1.24% |
| Crane Lake | 1.09% | 1.15% | 1.21% | 1.24% | 1.34% |
| Culver | 0.57% | 0.74% | 0.84% | 0.93% | 1.07% |
| Duluth | 1.07% | 1.26% | 1.41% | 1.50% | 1.52% |
| Ely | 0.86% | 0.97% | 1.05% | 1.27% | 1.82% |
| Embarrass | 0.51% | 0.74% | 0.96% | 1.12% | 1.26% |
| Esko | 0.98% | 1.04% | 1.09% | 1.12% | 1.17% |
| Eveleth | 0.82% | 0.99% | 1.15% | 1.45% | 2.22% |
| Floodwood | 0.58% | 0.77% | 0.93% | 1.32% | 2.65% |
| Forbes | 0.44% | 0.63% | 0.78% | 0.99% | 1.12% |
| Gheen | 1.21% | 1.21% | 1.21% | 1.21% | 1.21% |
| Gilbert | 0.74% | 0.94% | 1.16% | 1.37% | 2.09% |
| Hermantown | N/A | N/A | N/A | N/A | N/A |
| Hibbing | 0.57% | 0.83% | 1.20% | 1.62% | 1.75% |
| Hoyt Lakes | 0.62% | 0.70% | 0.87% | 1.53% | 1.87% |
| Iron | N/A | N/A | N/A | N/A | N/A |
| Kabetogama | 0.98% | 1.07% | 1.12% | 1.14% | 1.27% |
| Kelsey | 0.47% | 0.62% | 0.81% | 0.96% | 1.13% |
| Kinney | N/A | N/A | N/A | N/A | N/A |
| Makinen | 0.80% | 1.07% | 1.20% | 1.25% | 1.32% |
| Meadowlands | 0.48% | 0.64% | 0.93% | 1.14% | 1.30% |
| Mountain Iron | 0.42% | 0.67% | 0.88% | 1.08% | 1.16% |
| Nashwauk | 0.96% | 0.96% | 0.96% | 0.96% | 0.96% |
| Orr | 0.82% | 1.03% | 1.10% | 1.19% | 1.34% |
| Parkville | 0.76% | 0.76% | 0.95% | 1.16% | 1.16% |
| Proctor | 1.26% | 1.30% | 1.36% | 1.43% | 1.47% |
| Saginaw | 0.82% | 0.99% | 1.07% | 1.12% | 1.15% |
| Side Lake | 0.85% | 0.97% | 1.03% | 1.06% | 1.11% |
| Soudan | 0.44% | 0.51% | 0.81% | 1.32% | 1.47% |
| Tower | 0.83% | 0.87% | 0.93% | 1.10% | 1.27% |
| Twig | 0.91% | 0.98% | 1.11% | 1.13% | 1.14% |
| Two Harbors | 0.69% | 0.79% | 0.90% | 1.06% | 1.10% |
| Virginia | 0.64% | 0.81% | 1.14% | 1.63% | 2.03% |
| Winton | 0.78% | 0.87% | 1.39% | 2.00% | 2.17% |
| Wright | 0.80% | 0.87% | 0.90% | 0.93% | 1.01% |
Source: Ownwell
Property Tax Assessment Values Across St. Louis County, Minnesota
In St. Louis County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the St. Louis County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in St. Louis County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Proctor has the highest median tax bill at $3,487, while Buhl has the lowest at $299. Being aware of these valuation processes in St. Louis County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across St. Louis County, Minnesota
Source: Ownwell
$7,400
$134,350
$261,300
Average St. Louis County Assessed Value
$137,900
Average Minnesota Assessed Value
$290,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across St. Louis County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alborn | $17,500 | $57,650 | $127,400 | $199,300 | $285,900 |
| Angora | $33,480 | $60,900 | $100,000 | $161,200 | $212,640 |
| Aurora | $8,240 | $44,600 | $91,000 | $147,000 | $234,130 |
| Babbitt | $15,370 | $57,875 | $82,050 | $119,775 | $214,170 |
| Biwabik | $3,200 | $18,200 | $55,500 | $82,900 | $107,600 |
| Brimson | $13,240 | $48,000 | $93,700 | $142,700 | $198,560 |
| Britt | $18,300 | $97,925 | $171,700 | $238,500 | $325,350 |
| Brookston | $3,700 | $40,900 | $86,800 | $177,350 | $247,860 |
| Buhl | $1,500 | $12,150 | $46,600 | $78,200 | $127,400 |
| Canyon | $29,070 | $65,975 | $130,650 | $219,725 | $313,250 |
| Chisholm | $4,440 | $43,700 | $72,900 | $123,900 | $188,160 |
| Cloquet | $39,150 | $113,125 | $190,650 | $265,350 | $347,690 |
| Cook | $3,300 | $52,200 | $123,900 | $246,700 | $464,540 |
| Cotton | $12,540 | $42,100 | $100,200 | $169,000 | $263,400 |
| Crane Lake | $29,670 | $85,000 | $176,700 | $290,400 | $482,980 |
| Culver | $60,680 | $130,450 | $184,100 | $258,025 | $337,060 |
| Duluth | $5,800 | $101,400 | $191,000 | $275,350 | $396,100 |
| Ely | $12,900 | $70,400 | $129,900 | $247,125 | $418,270 |
| Embarrass | $33,940 | $63,350 | $111,150 | $161,075 | $213,960 |
| Esko | $165,780 | $206,900 | $232,900 | $263,750 | $307,980 |
| Eveleth | $10,600 | $46,300 | $86,950 | $185,575 | $294,310 |
| Floodwood | $7,800 | $42,200 | $79,200 | $132,500 | $192,100 |
| Forbes | $41,100 | $64,050 | $109,600 | $175,100 | $221,000 |
| Gheen | $49,900 | $49,900 | $49,900 | $49,900 | $49,900 |
| Gilbert | $4,680 | $48,900 | $94,800 | $175,200 | $267,500 |
| Hermantown | N/A | N/A | N/A | N/A | N/A |
| Hibbing | $4,600 | $49,400 | $88,600 | $141,800 | $206,950 |
| Hoyt Lakes | $5,140 | $56,800 | $70,100 | $87,300 | $114,640 |
| Iron | N/A | N/A | N/A | N/A | N/A |
| Kabetogama | $17,580 | $74,550 | $171,000 | $283,450 | $496,680 |
| Kelsey | $51,200 | $90,200 | $135,400 | $177,950 | $223,200 |
| Kinney | N/A | N/A | N/A | N/A | N/A |
| Makinen | $1,500 | $47,000 | $106,700 | $157,325 | $219,140 |
| Meadowlands | $17,510 | $47,825 | $74,150 | $114,150 | $147,550 |
| Mountain Iron | $7,840 | $62,625 | $129,200 | $199,000 | $295,230 |
| Nashwauk | $239,400 | $239,400 | $239,400 | $239,400 | $239,400 |
| Orr | $5,400 | $41,150 | $90,800 | $166,950 | $268,740 |
| Parkville | $113,500 | $145,400 | $147,500 | $196,300 | $216,000 |
| Proctor | $215,420 | $228,800 | $251,100 | $273,400 | $286,780 |
| Saginaw | $28,780 | $106,600 | $210,600 | $303,300 | $400,940 |
| Side Lake | $2,210 | $44,450 | $159,550 | $257,300 | $355,830 |
| Soudan | $5,370 | $31,250 | $66,400 | $92,800 | $117,720 |
| Tower | $16,400 | $60,200 | $169,200 | $314,700 | $504,200 |
| Twig | $2,040 | $4,050 | $7,400 | $51,550 | $78,040 |
| Two Harbors | $26,740 | $79,600 | $169,200 | $252,100 | $357,580 |
| Virginia | $21,390 | $54,500 | $84,400 | $125,850 | $179,110 |
| Winton | $2,910 | $9,375 | $43,300 | $75,075 | $91,190 |
| Wright | $35,070 | $67,475 | $103,400 | $164,225 | $199,850 |
Source: Ownwell
Property Tax Bills Across St. Louis County, Minnesota
Property tax bills in St. Louis County, MN, are determined based on the assessed value of a property and the local tax rate. The assessed value is an estimate of the property's market value, which is then used to calculate the tax bill. Several factors influence this assessment, including the property's location, size, and condition. In St. Louis County, the median home price is $137,900. Homeowners can expect their tax bills to vary significantly within the county. For instance, the 25th percentile tax bill is $618, while the 75th percentile reaches $3,116, and the 90th percentile climbs to $4,668. The highest median tax bill in the county is found in Proctor at $3,487, while the lowest is in Buhl at $299. Compared to the national median property tax rate of 0.99%, St. Louis County's tax rates can be considered moderate but show considerable variation depending on specific locations within the county. This variability can significantly impact homeowners' annual expenses, making it essential to understand local tax assessments and rates.
Average St. Louis County Tax Bill
$1,738
Average Minnesota Tax Bill
$3,182
Average United States Tax Bill
$2,690
Property Tax Bills Across St. Louis County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alborn | $172 | $578 | $1,226 | $2,083 | $2,981 |
| Angora | $286 | $502 | $806 | $1,291 | $1,872 |
| Aurora | $146 | $480 | $1,268 | $2,240 | $3,564 |
| Babbitt | $182 | $490 | $910 | $1,556 | $2,620 |
| Biwabik | $98 | $300 | $656 | $1,200 | $1,962 |
| Brimson | $101 | $370 | $736 | $1,168 | $1,671 |
| Britt | $207 | $816 | $1,610 | $2,408 | $3,323 |
| Brookston | $64 | $356 | $760 | $1,586 | $2,230 |
| Buhl | $39 | $116 | $299 | $694 | $1,199 |
| Canyon | $286 | $666 | $1,290 | $2,154 | $3,321 |
| Chisholm | $106 | $415 | $914 | $1,770 | $2,779 |
| Cloquet | $414 | $1,116 | $2,054 | $3,116 | $4,078 |
| Cook | $65 | $523 | $1,274 | $2,591 | $4,938 |
| Cotton | $140 | $438 | $1,034 | $1,740 | $2,659 |
| Crane Lake | $418 | $1,166 | $2,234 | $3,604 | $5,859 |
| Culver | $412 | $991 | $1,516 | $2,218 | $3,155 |
| Duluth | $154 | $1,540 | $2,672 | $3,858 | $5,521 |
| Ely | $196 | $756 | $1,612 | $2,800 | $4,546 |
| Embarrass | $285 | $524 | $956 | $1,488 | $2,051 |
| Esko | $1,943 | $2,202 | $2,549 | $2,912 | $3,387 |
| Eveleth | $144 | $486 | $1,107 | $2,168 | $3,480 |
| Floodwood | $194 | $438 | $747 | $1,284 | $1,838 |
| Forbes | $303 | $498 | $798 | $1,256 | $1,782 |
| Gheen | $606 | $606 | $606 | $606 | $606 |
| Gilbert | $138 | $482 | $1,152 | $1,994 | $3,116 |
| Hermantown | N/A | N/A | N/A | N/A | N/A |
| Hibbing | $160 | $472 | $1,038 | $1,888 | $3,034 |
| Hoyt Lakes | $193 | $408 | $570 | $996 | $1,600 |
| Iron | N/A | N/A | N/A | N/A | N/A |
| Kabetogama | $381 | $935 | $1,936 | $3,267 | $5,534 |
| Kelsey | $260 | $535 | $1,015 | $1,544 | $2,105 |
| Kinney | N/A | N/A | N/A | N/A | N/A |
| Makinen | $16 | $458 | $1,164 | $1,764 | $2,526 |
| Meadowlands | $217 | $404 | $654 | $908 | $1,313 |
| Mountain Iron | $82 | $366 | $983 | $1,742 | $2,793 |
| Nashwauk | $2,288 | $2,288 | $2,288 | $2,288 | $2,288 |
| Orr | $117 | $448 | $946 | $1,814 | $2,976 |
| Parkville | $1,102 | $1,102 | $1,318 | $2,085 | $2,508 |
| Proctor | $2,726 | $3,012 | $3,487 | $3,962 | $4,248 |
| Saginaw | $327 | $978 | $2,092 | $3,266 | $4,492 |
| Side Lake | $24 | $396 | $1,565 | $2,580 | $3,659 |
| Soudan | $95 | $234 | $423 | $788 | $1,098 |
| Tower | $166 | $576 | $1,638 | $3,150 | $5,092 |
| Twig | $23 | $45 | $82 | $452 | $674 |
| Two Harbors | $225 | $716 | $1,411 | $2,280 | $3,273 |
| Virginia | $203 | $486 | $970 | $1,602 | $2,464 |
| Winton | $34 | $150 | $394 | $838 | $1,384 |
| Wright | $283 | $634 | $927 | $1,394 | $1,730 |
Source: Ownwell
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