St. Louis County, Minnesota Property Taxes

Name: Property Tax Bills Across St. Louis County, Minnesota
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median St. Louis County effective property tax rate: 1.26%, significantly higher than the national median of 1.02%.
Median St. Louis County home value: $137,900
Median annual St. Louis County tax bill: $1,738, $662 lower than the national median property tax bill of $2,400.

How are property taxes in St. Louis County calculated?

Property taxes in St. Louis County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Duluth or another part of St. Louis County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

St. Louis County, Minnesota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.26%

Estimate Property Tax Bill

$1,738

$1,612

Ownwell’s St. Louis County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in St. Louis County with just two data points. By entering your property's estimated assessed value, our calculator applies St. Louis County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Louis County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across St. Louis County, Minnesota

Local government entities set tax rates, which can vary widely within a state. This variation is largely due to each county's annual estimation of its required budget to provide essential services. The county then divides this budget by the total assessed value of all taxable properties within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the essence of the annual process.

St. Louis County in Minnesota has an effective property tax rate that can be compared to other counties in the state or the national median property tax rate of 1.02%. For instance, the highest median tax rate in the county is in Biwabik at 1.66%, whereas Forbes has the lowest at 0.78%. These figures highlight the diversity of property tax rates within the county, reflecting the unique budgetary needs and property values of each area. Understanding these differences is crucial for property owners looking to manage their tax liabilities effectively.

Property Tax Rates Across St. Louis County, Minnesota

Source: Ownwell

0.78%

1.44%

2.09%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective St. Louis County Tax Rate

1.26%

Median Effective Minnesota Tax Rate

1.11%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across St. Louis County, Minnesota

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Alborn	0.70%	0.87%	1.04%	1.14%	1.30%
Angora	0.51%	0.71%	0.92%	1.08%	1.16%
Aurora	0.79%	1.07%	1.39%	2.09%	2.56%
Babbitt	0.68%	0.82%	1.09%	1.47%	1.97%
Biwabik	0.84%	1.06%	1.66%	2.14%	2.67%
Brimson	0.58%	0.84%	0.87%	0.90%	0.92%
Britt	0.75%	0.89%	0.99%	1.05%	1.12%
Brookston	0.56%	0.79%	0.98%	1.12%	1.43%
Buhl	0.28%	0.40%	0.84%	1.36%	1.38%
Canyon	0.84%	0.97%	1.05%	1.09%	1.10%
Chisholm	0.72%	0.93%	1.37%	2.09%	2.13%
Cloquet	0.81%	1.00%	1.09%	1.29%	1.40%
Cook	0.80%	0.93%	1.07%	1.13%	1.35%
Cotton	0.79%	1.01%	1.11%	1.20%	1.24%
Crane Lake	1.09%	1.15%	1.21%	1.24%	1.34%
Culver	0.57%	0.74%	0.84%	0.93%	1.07%
Duluth	1.07%	1.26%	1.41%	1.50%	1.52%
Ely	0.86%	0.97%	1.05%	1.27%	1.82%
Embarrass	0.51%	0.74%	0.96%	1.12%	1.26%
Esko	0.98%	1.04%	1.09%	1.12%	1.17%
Eveleth	0.82%	0.99%	1.15%	1.45%	2.22%
Floodwood	0.58%	0.77%	0.93%	1.32%	2.65%
Forbes	0.44%	0.63%	0.78%	0.99%	1.12%
Gheen	N/A	N/A	N/A	N/A	N/A
Gilbert	0.74%	0.94%	1.16%	1.37%	2.09%
Hermantown	N/A	N/A	N/A	N/A	N/A
Hibbing	0.57%	0.83%	1.20%	1.62%	1.75%
Hoyt Lakes	0.62%	0.70%	0.87%	1.53%	1.87%
Iron	N/A	N/A	N/A	N/A	N/A
Kabetogama	0.98%	1.07%	1.12%	1.14%	1.27%
Kelsey	0.47%	0.62%	0.81%	0.96%	1.13%
Kinney	N/A	N/A	N/A	N/A	N/A
Makinen	0.80%	1.07%	1.20%	1.25%	1.32%
Meadowlands	0.48%	0.64%	0.93%	1.14%	1.30%
Mountain Iron	0.42%	0.67%	0.88%	1.08%	1.16%
Nashwauk	N/A	N/A	N/A	N/A	N/A
Orr	0.82%	1.03%	1.10%	1.19%	1.34%
Parkville	0.76%	0.76%	0.95%	1.16%	1.16%
Proctor	N/A	N/A	N/A	N/A	N/A
Saginaw	0.82%	0.99%	1.07%	1.12%	1.15%
Side Lake	0.85%	0.97%	1.03%	1.06%	1.11%
Soudan	0.44%	0.51%	0.81%	1.32%	1.47%
Tower	0.83%	0.87%	0.93%	1.10%	1.27%
Twig	N/A	N/A	N/A	N/A	N/A
Two Harbors	0.69%	0.79%	0.90%	1.06%	1.10%
Virginia	0.64%	0.81%	1.14%	1.63%	2.03%
Winton	0.78%	0.87%	1.39%	2.00%	2.17%
Wright	0.80%	0.87%	0.90%	0.93%	1.01%

Source: Ownwell

Property Tax Assessment Values Across St. Louis County, Minnesota

When examining property taxes in St. Louis County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Louis County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In St. Louis County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in St. Louis County. For example, the median tax bill in St. Louis County is $1,367, with tax bills ranging significantly across the county. Esko has the highest median home price at $232,900.

Property Tax Assessment Values Across St. Louis County, Minnesota

Source: Ownwell

$17,750

$139,525

$261,300

Median St. Louis County Market Value

$137,900

Median Minnesota Market Value

$290,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across St. Louis County, Minnesota

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Alborn	$17,500	$57,650	$127,400	$199,300	$285,900
Angora	$33,480	$60,900	$100,000	$161,200	$212,640
Aurora	$8,240	$44,600	$91,000	$147,000	$234,130
Babbitt	$15,370	$57,875	$82,050	$119,775	$214,170
Biwabik	$3,200	$18,200	$55,500	$82,900	$107,600
Brimson	$13,240	$48,000	$93,700	$142,700	$198,560
Britt	$18,300	$97,925	$171,700	$238,500	$325,350
Brookston	$3,700	$40,900	$86,800	$177,350	$247,860
Buhl	$1,500	$12,150	$46,600	$78,200	$127,400
Canyon	$29,070	$65,975	$130,650	$219,725	$313,250
Chisholm	$4,440	$43,700	$72,900	$123,900	$188,160
Cloquet	$39,150	$113,125	$190,650	$265,350	$347,690
Cook	$3,300	$52,200	$123,900	$246,700	$464,540
Cotton	$12,540	$42,100	$100,200	$169,000	$263,400
Crane Lake	$29,670	$85,000	$176,700	$290,400	$482,980
Culver	$60,680	$130,450	$184,100	$258,025	$337,060
Duluth	$5,800	$101,400	$191,000	$275,350	$396,100
Ely	$12,900	$70,400	$129,900	$247,125	$418,270
Embarrass	$33,940	$63,350	$111,150	$161,075	$213,960
Esko	$165,780	$206,900	$232,900	$263,750	$307,980
Eveleth	$10,600	$46,300	$86,950	$185,575	$294,310
Floodwood	$7,800	$42,200	$79,200	$132,500	$192,100
Forbes	$41,100	$64,050	$109,600	$175,100	$221,000
Gheen	N/A	N/A	N/A	N/A	N/A
Gilbert	$4,680	$48,900	$94,800	$175,200	$267,500
Hermantown	N/A	N/A	N/A	N/A	N/A
Hibbing	$4,600	$49,400	$88,600	$141,800	$206,950
Hoyt Lakes	$5,140	$56,800	$70,100	$87,300	$114,640
Iron	N/A	N/A	N/A	N/A	N/A
Kabetogama	$17,580	$74,550	$171,000	$283,450	$496,680
Kelsey	$51,200	$90,200	$135,400	$177,950	$223,200
Kinney	N/A	N/A	N/A	N/A	N/A
Makinen	$1,500	$47,000	$106,700	$157,325	$219,140
Meadowlands	$17,510	$47,825	$74,150	$114,150	$147,550
Mountain Iron	$7,840	$62,625	$129,200	$199,000	$295,230
Nashwauk	N/A	N/A	N/A	N/A	N/A
Orr	$5,400	$41,150	$90,800	$166,950	$268,740
Parkville	$113,500	$145,400	$147,500	$196,300	$216,000
Proctor	N/A	N/A	N/A	N/A	N/A
Saginaw	$28,780	$106,600	$210,600	$303,300	$400,940
Side Lake	$2,210	$44,450	$159,550	$257,300	$355,830
Soudan	$5,370	$31,250	$66,400	$92,800	$117,720
Tower	$16,400	$60,200	$169,200	$314,700	$504,200
Twig	N/A	N/A	N/A	N/A	N/A
Two Harbors	$26,740	$79,600	$169,200	$252,100	$357,580
Virginia	$21,390	$54,500	$84,400	$125,850	$179,110
Winton	$2,910	$9,375	$43,300	$75,075	$91,190
Wright	$35,070	$67,475	$103,400	$164,225	$199,850

Source: Ownwell

Property Tax Bills Across St. Louis County, Minnesota

Property tax bills in St. Louis County, MN, are determined by assessing the market value of a property and applying the local tax rate. Homeowners in this region experience a range of property tax bills, with the 25th percentile paying approximately $618 annually, while those in the 75th percentile face bills around $3,116. At the 90th percentile, the tax bill can soar to $4,668, reflecting the variation in property values and tax rates throughout the county. The city of Duluth records the highest median tax bill at $2,672, indicating a significant impact on homeowners compared to the national median property tax bill of $2,400. In contrast, Buhl offers a more affordable tax environment with the lowest median tax bill at just $299. These figures highlight how location and property value influence tax obligations, with higher-value properties and certain areas like Duluth incurring more substantial tax bills. Understanding these factors is crucial for homeowners to budget effectively and anticipate their financial responsibilities.

Property Tax Bills Across St. Louis County, Minnesota

Source: Ownwell

$299

$1,987

$3,674

Median St. Louis County Tax Bill

$1,738

Median Minnesota Tax Bill

$3,182

Median United States Tax Bill

$2,400

Property Tax Bills Across St. Louis County, Minnesota

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Alborn	$172	$578	$1,226	$2,083	$2,981
Angora	$286	$502	$806	$1,291	$1,872
Aurora	$146	$480	$1,268	$2,240	$3,564
Babbitt	$182	$490	$910	$1,556	$2,620
Biwabik	$98	$300	$656	$1,200	$1,962
Brimson	$101	$370	$736	$1,168	$1,671
Britt	$207	$816	$1,610	$2,408	$3,323
Brookston	$64	$356	$760	$1,586	$2,230
Buhl	$39	$116	$299	$694	$1,199
Canyon	$286	$666	$1,290	$2,154	$3,321
Chisholm	$106	$415	$914	$1,770	$2,779
Cloquet	$414	$1,116	$2,054	$3,116	$4,078
Cook	$65	$523	$1,274	$2,591	$4,938
Cotton	$140	$438	$1,034	$1,740	$2,659
Crane Lake	$418	$1,166	$2,234	$3,604	$5,859
Culver	$412	$991	$1,516	$2,218	$3,155
Duluth	$154	$1,540	$2,672	$3,858	$5,521
Ely	$196	$756	$1,612	$2,800	$4,546
Embarrass	$285	$524	$956	$1,488	$2,051
Esko	$1,943	$2,202	$2,549	$2,912	$3,387
Eveleth	$144	$486	$1,107	$2,168	$3,480
Floodwood	$194	$438	$747	$1,284	$1,838
Forbes	$303	$498	$798	$1,256	$1,782
Gheen	N/A	N/A	N/A	N/A	N/A
Gilbert	$138	$482	$1,152	$1,994	$3,116
Hermantown	N/A	N/A	N/A	N/A	N/A
Hibbing	$160	$472	$1,038	$1,888	$3,034
Hoyt Lakes	$193	$408	$570	$996	$1,600
Iron	N/A	N/A	N/A	N/A	N/A
Kabetogama	$381	$935	$1,936	$3,267	$5,534
Kelsey	$260	$535	$1,015	$1,544	$2,105
Kinney	N/A	N/A	N/A	N/A	N/A
Makinen	$16	$458	$1,164	$1,764	$2,526
Meadowlands	$217	$404	$654	$908	$1,313
Mountain Iron	$82	$366	$983	$1,742	$2,793
Nashwauk	N/A	N/A	N/A	N/A	N/A
Orr	$117	$448	$946	$1,814	$2,976
Parkville	$1,102	$1,102	$1,318	$2,085	$2,508
Proctor	N/A	N/A	N/A	N/A	N/A
Saginaw	$327	$978	$2,092	$3,266	$4,492
Side Lake	$24	$396	$1,565	$2,580	$3,659
Soudan	$95	$234	$423	$788	$1,098
Tower	$166	$576	$1,638	$3,150	$5,092
Twig	N/A	N/A	N/A	N/A	N/A
Two Harbors	$225	$716	$1,411	$2,280	$3,273
Virginia	$203	$486	$970	$1,602	$2,464
Winton	$34	$150	$394	$838	$1,384
Wright	$283	$634	$927	$1,394	$1,730

Source: Ownwell