St. Louis County, Minnesota Property Taxes
Median St. Louis County effective property tax rate: 1.26%, significantly higher than the national median of 1.02%.
Median St. Louis County home value: $137,900
Median annual St. Louis County tax bill: $1,738, $662 lower than the national median property tax bill of $2,400.
How are property taxes in St. Louis County calculated?
Property taxes in St. Louis County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Duluth or another part of St. Louis County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
St. Louis County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.26%
Estimate Property Tax Bill
$1,738
$1,612
Property Tax Rates Across St. Louis County, Minnesota
Local government entities set tax rates, which can vary widely within a state. This variation is largely due to each county's annual estimation of its required budget to provide essential services. The county then divides this budget by the total assessed value of all taxable properties within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the essence of the annual process.
St. Louis County in Minnesota has an effective property tax rate that can be compared to other counties in the state or the national median property tax rate of 1.02%. For instance, the highest median tax rate in the county is in Biwabik at 1.66%, whereas Forbes has the lowest at 0.78%. These figures highlight the diversity of property tax rates within the county, reflecting the unique budgetary needs and property values of each area. Understanding these differences is crucial for property owners looking to manage their tax liabilities effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Louis County Tax Rate
1.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Minnesota Tax Rate
1.11%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across St. Louis County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alborn | 0.70% | 0.87% | 1.04% | 1.14% | 1.30% |
| Angora | 0.51% | 0.71% | 0.92% | 1.08% | 1.16% |
| Aurora | 0.79% | 1.07% | 1.39% | 2.09% | 2.56% |
| Babbitt | 0.68% | 0.82% | 1.09% | 1.47% | 1.97% |
| Biwabik | 0.84% | 1.06% | 1.66% | 2.14% | 2.67% |
| Brimson | 0.58% | 0.84% | 0.87% | 0.90% | 0.92% |
| Britt | 0.75% | 0.89% | 0.99% | 1.05% | 1.12% |
| Brookston | 0.56% | 0.79% | 0.98% | 1.12% | 1.43% |
| Buhl | 0.28% | 0.40% | 0.84% | 1.36% | 1.38% |
| Canyon | 0.84% | 0.97% | 1.05% | 1.09% | 1.10% |
| Chisholm | 0.72% | 0.93% | 1.37% | 2.09% | 2.13% |
| Cloquet | 0.81% | 1.00% | 1.09% | 1.29% | 1.40% |
| Cook | 0.80% | 0.93% | 1.07% | 1.13% | 1.35% |
| Cotton | 0.79% | 1.01% | 1.11% | 1.20% | 1.24% |
| Crane Lake | 1.09% | 1.15% | 1.21% | 1.24% | 1.34% |
| Culver | 0.57% | 0.74% | 0.84% | 0.93% | 1.07% |
| Duluth | 1.07% | 1.26% | 1.41% | 1.50% | 1.52% |
| Ely | 0.86% | 0.97% | 1.05% | 1.27% | 1.82% |
| Embarrass | 0.51% | 0.74% | 0.96% | 1.12% | 1.26% |
| Esko | 0.98% | 1.04% | 1.09% | 1.12% | 1.17% |
| Eveleth | 0.82% | 0.99% | 1.15% | 1.45% | 2.22% |
| Floodwood | 0.58% | 0.77% | 0.93% | 1.32% | 2.65% |
| Forbes | 0.44% | 0.63% | 0.78% | 0.99% | 1.12% |
| Gilbert | 0.74% | 0.94% | 1.16% | 1.37% | 2.09% |
| Hibbing | 0.57% | 0.83% | 1.20% | 1.62% | 1.75% |
| Hoyt Lakes | 0.62% | 0.70% | 0.87% | 1.53% | 1.87% |
| Kabetogama | 0.98% | 1.07% | 1.12% | 1.14% | 1.27% |
| Kelsey | 0.47% | 0.62% | 0.81% | 0.96% | 1.13% |
| Makinen | 0.80% | 1.07% | 1.20% | 1.25% | 1.32% |
| Meadowlands | 0.48% | 0.64% | 0.93% | 1.14% | 1.30% |
| Mountain Iron | 0.42% | 0.67% | 0.88% | 1.08% | 1.16% |
| Orr | 0.82% | 1.03% | 1.10% | 1.19% | 1.34% |
| Parkville | 0.76% | 0.76% | 0.95% | 1.16% | 1.16% |
| Saginaw | 0.82% | 0.99% | 1.07% | 1.12% | 1.15% |
| Side Lake | 0.85% | 0.97% | 1.03% | 1.06% | 1.11% |
| Soudan | 0.44% | 0.51% | 0.81% | 1.32% | 1.47% |
| Tower | 0.83% | 0.87% | 0.93% | 1.10% | 1.27% |
| Two Harbors | 0.69% | 0.79% | 0.90% | 1.06% | 1.10% |
| Virginia | 0.64% | 0.81% | 1.14% | 1.63% | 2.03% |
| Winton | 0.78% | 0.87% | 1.39% | 2.00% | 2.17% |
| Wright | 0.80% | 0.87% | 0.90% | 0.93% | 1.01% |
| Gheen | N/A | N/A | N/A | N/A | N/A |
| Hermantown | N/A | N/A | N/A | N/A | N/A |
| Iron | N/A | N/A | N/A | N/A | N/A |
| Kinney | N/A | N/A | N/A | N/A | N/A |
| Nashwauk | N/A | N/A | N/A | N/A | N/A |
| Proctor | N/A | N/A | N/A | N/A | N/A |
| Twig | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across St. Louis County, Minnesota
When examining property taxes in St. Louis County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Louis County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In St. Louis County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in St. Louis County. For example, the median tax bill in St. Louis County is $1,367, with tax bills ranging significantly across the county. Esko has the highest median home price at $232,900.
Property Tax Assessment Values Across St. Louis County, Minnesota
Source: Ownwell
$17,750
$139,525
$261,300
Median St. Louis County Market Value
$137,900
Median Minnesota Market Value
$290,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across St. Louis County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alborn | $17,500 | $57,650 | $127,400 | $199,300 | $285,900 |
| Angora | $33,480 | $60,900 | $100,000 | $161,200 | $212,640 |
| Aurora | $8,240 | $44,600 | $91,000 | $147,000 | $234,130 |
| Babbitt | $15,370 | $57,875 | $82,050 | $119,775 | $214,170 |
| Biwabik | $3,200 | $18,200 | $55,500 | $82,900 | $107,600 |
| Brimson | $13,240 | $48,000 | $93,700 | $142,700 | $198,560 |
| Britt | $18,300 | $97,925 | $171,700 | $238,500 | $325,350 |
| Brookston | $3,700 | $40,900 | $86,800 | $177,350 | $247,860 |
| Buhl | $1,500 | $12,150 | $46,600 | $78,200 | $127,400 |
| Canyon | $29,070 | $65,975 | $130,650 | $219,725 | $313,250 |
| Chisholm | $4,440 | $43,700 | $72,900 | $123,900 | $188,160 |
| Cloquet | $39,150 | $113,125 | $190,650 | $265,350 | $347,690 |
| Cook | $3,300 | $52,200 | $123,900 | $246,700 | $464,540 |
| Cotton | $12,540 | $42,100 | $100,200 | $169,000 | $263,400 |
| Crane Lake | $29,670 | $85,000 | $176,700 | $290,400 | $482,980 |
| Culver | $60,680 | $130,450 | $184,100 | $258,025 | $337,060 |
| Duluth | $5,800 | $101,400 | $191,000 | $275,350 | $396,100 |
| Ely | $12,900 | $70,400 | $129,900 | $247,125 | $418,270 |
| Embarrass | $33,940 | $63,350 | $111,150 | $161,075 | $213,960 |
| Esko | $165,780 | $206,900 | $232,900 | $263,750 | $307,980 |
| Eveleth | $10,600 | $46,300 | $86,950 | $185,575 | $294,310 |
| Floodwood | $7,800 | $42,200 | $79,200 | $132,500 | $192,100 |
| Forbes | $41,100 | $64,050 | $109,600 | $175,100 | $221,000 |
| Gilbert | $4,680 | $48,900 | $94,800 | $175,200 | $267,500 |
| Hibbing | $4,600 | $49,400 | $88,600 | $141,800 | $206,950 |
| Hoyt Lakes | $5,140 | $56,800 | $70,100 | $87,300 | $114,640 |
| Kabetogama | $17,580 | $74,550 | $171,000 | $283,450 | $496,680 |
| Kelsey | $51,200 | $90,200 | $135,400 | $177,950 | $223,200 |
| Makinen | $1,500 | $47,000 | $106,700 | $157,325 | $219,140 |
| Meadowlands | $17,510 | $47,825 | $74,150 | $114,150 | $147,550 |
| Mountain Iron | $7,840 | $62,625 | $129,200 | $199,000 | $295,230 |
| Orr | $5,400 | $41,150 | $90,800 | $166,950 | $268,740 |
| Parkville | $113,500 | $145,400 | $147,500 | $196,300 | $216,000 |
| Saginaw | $28,780 | $106,600 | $210,600 | $303,300 | $400,940 |
| Side Lake | $2,210 | $44,450 | $159,550 | $257,300 | $355,830 |
| Soudan | $5,370 | $31,250 | $66,400 | $92,800 | $117,720 |
| Tower | $16,400 | $60,200 | $169,200 | $314,700 | $504,200 |
| Two Harbors | $26,740 | $79,600 | $169,200 | $252,100 | $357,580 |
| Virginia | $21,390 | $54,500 | $84,400 | $125,850 | $179,110 |
| Winton | $2,910 | $9,375 | $43,300 | $75,075 | $91,190 |
| Wright | $35,070 | $67,475 | $103,400 | $164,225 | $199,850 |
| Gheen | N/A | N/A | N/A | N/A | N/A |
| Hermantown | N/A | N/A | N/A | N/A | N/A |
| Iron | N/A | N/A | N/A | N/A | N/A |
| Kinney | N/A | N/A | N/A | N/A | N/A |
| Nashwauk | N/A | N/A | N/A | N/A | N/A |
| Proctor | N/A | N/A | N/A | N/A | N/A |
| Twig | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across St. Louis County, Minnesota
Median St. Louis County Tax Bill
$1,738
Median Minnesota Tax Bill
$3,182
Median United States Tax Bill
$2,400
Property Tax Bills Across St. Louis County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alborn | $172 | $578 | $1,226 | $2,083 | $2,981 |
| Angora | $286 | $502 | $806 | $1,291 | $1,872 |
| Aurora | $146 | $480 | $1,268 | $2,240 | $3,564 |
| Babbitt | $182 | $490 | $910 | $1,556 | $2,620 |
| Biwabik | $98 | $300 | $656 | $1,200 | $1,962 |
| Brimson | $101 | $370 | $736 | $1,168 | $1,671 |
| Britt | $207 | $816 | $1,610 | $2,408 | $3,323 |
| Brookston | $64 | $356 | $760 | $1,586 | $2,230 |
| Buhl | $39 | $116 | $299 | $694 | $1,199 |
| Canyon | $286 | $666 | $1,290 | $2,154 | $3,321 |
| Chisholm | $106 | $415 | $914 | $1,770 | $2,779 |
| Cloquet | $414 | $1,116 | $2,054 | $3,116 | $4,078 |
| Cook | $65 | $523 | $1,274 | $2,591 | $4,938 |
| Cotton | $140 | $438 | $1,034 | $1,740 | $2,659 |
| Crane Lake | $418 | $1,166 | $2,234 | $3,604 | $5,859 |
| Culver | $412 | $991 | $1,516 | $2,218 | $3,155 |
| Duluth | $154 | $1,540 | $2,672 | $3,858 | $5,521 |
| Ely | $196 | $756 | $1,612 | $2,800 | $4,546 |
| Embarrass | $285 | $524 | $956 | $1,488 | $2,051 |
| Esko | $1,943 | $2,202 | $2,549 | $2,912 | $3,387 |
| Eveleth | $144 | $486 | $1,107 | $2,168 | $3,480 |
| Floodwood | $194 | $438 | $747 | $1,284 | $1,838 |
| Forbes | $303 | $498 | $798 | $1,256 | $1,782 |
| Gilbert | $138 | $482 | $1,152 | $1,994 | $3,116 |
| Hibbing | $160 | $472 | $1,038 | $1,888 | $3,034 |
| Hoyt Lakes | $193 | $408 | $570 | $996 | $1,600 |
| Kabetogama | $381 | $935 | $1,936 | $3,267 | $5,534 |
| Kelsey | $260 | $535 | $1,015 | $1,544 | $2,105 |
| Makinen | $16 | $458 | $1,164 | $1,764 | $2,526 |
| Meadowlands | $217 | $404 | $654 | $908 | $1,313 |
| Mountain Iron | $82 | $366 | $983 | $1,742 | $2,793 |
| Orr | $117 | $448 | $946 | $1,814 | $2,976 |
| Parkville | $1,102 | $1,102 | $1,318 | $2,085 | $2,508 |
| Saginaw | $327 | $978 | $2,092 | $3,266 | $4,492 |
| Side Lake | $24 | $396 | $1,565 | $2,580 | $3,659 |
| Soudan | $95 | $234 | $423 | $788 | $1,098 |
| Tower | $166 | $576 | $1,638 | $3,150 | $5,092 |
| Two Harbors | $225 | $716 | $1,411 | $2,280 | $3,273 |
| Virginia | $203 | $486 | $970 | $1,602 | $2,464 |
| Winton | $34 | $150 | $394 | $838 | $1,384 |
| Wright | $283 | $634 | $927 | $1,394 | $1,730 |
| Gheen | N/A | N/A | N/A | N/A | N/A |
| Hermantown | N/A | N/A | N/A | N/A | N/A |
| Iron | N/A | N/A | N/A | N/A | N/A |
| Kinney | N/A | N/A | N/A | N/A | N/A |
| Nashwauk | N/A | N/A | N/A | N/A | N/A |
| Proctor | N/A | N/A | N/A | N/A | N/A |
| Twig | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell