Stearns County Property Taxes
The median property tax rate in Stearns County is 1.08%, which is slightly higher than the national median of 0.99% but lower than the Minnesota state median of 1.11%. With the median home value in Stearns County at $269,100, the typical annual property tax bill is approximately $2,818, which is above the national median of $2,690. Property taxes in Stearns County are calculated based on the assessed value, which often falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Stearns County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in St. Cloud or another part of Stearns County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Stearns County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.08%
Estimate Property Tax Bill
$2,906
Ownwell’s Stearns County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Stearns County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Stearns County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Stearns County, Minnesota
Property taxes in Stearns County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Stearns County is 1.08%, which is higher than the U.S. national median of 0.99%. Local government entities within Stearns County set these rates annually, and they can vary significantly between different areas within the county. Each year, Stearns County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Stearns County's effective property tax rate with other counties in Minnesota and the national median. For comparison, the city of West Union has one of the higher property tax rates in Minnesota at 1.48%, while the city of Osakis boasts one of the lowest at 0.55%. Analyzing how Stearns County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Stearns County Tax Rate
1.08%
Average Minnesota Tax Rate
1.11%
Average United States Tax Rate
0.99%
Property Tax Rates Across Stearns County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | 0.42% | 0.77% | 1.08% | 1.24% | 1.33% |
| Avon | 0.49% | 0.86% | 0.94% | 1.17% | 1.37% |
| Belgrade | 0.28% | 0.44% | 0.85% | 1.17% | 1.34% |
| Bowlus | 0.25% | 0.39% | 0.59% | 0.83% | 0.87% |
| Brooten | 0.46% | 0.85% | 1.15% | 1.36% | 1.50% |
| Clearwater | 0.53% | 0.78% | 0.83% | 0.87% | 0.92% |
| Cold Spring | 0.84% | 0.91% | 0.98% | 1.08% | 1.13% |
| Eden Valley | 0.42% | 0.79% | 0.85% | 1.32% | 1.52% |
| Elrosa | 0.72% | 0.80% | 0.86% | 0.92% | 0.97% |
| Freeport | 0.31% | 0.45% | 0.81% | 1.15% | 1.24% |
| Greenwald | 0.67% | 0.73% | 0.80% | 0.89% | 0.92% |
| Grey Eagle | 0.70% | 0.72% | 0.76% | 0.83% | 0.88% |
| Holdingford | 0.43% | 0.76% | 0.96% | 1.05% | 1.12% |
| Kimball | 0.44% | 0.82% | 0.92% | 1.12% | 1.39% |
| Melrose | 0.34% | 0.71% | 0.84% | 0.99% | 1.06% |
| New Munich | 0.73% | 0.86% | 0.96% | 1.02% | 1.10% |
| Osakis | 0.43% | 0.48% | 0.55% | 0.63% | 0.67% |
| Paynesville | 0.48% | 0.81% | 0.89% | 1.12% | 1.22% |
| Rice | 0.53% | 0.86% | 0.95% | 1.01% | 1.06% |
| Richmond | 0.57% | 0.82% | 0.86% | 1.00% | 1.15% |
| Rockville | 0.83% | 0.89% | 0.93% | 0.94% | 0.97% |
| Roscoe | 0.89% | 0.95% | 1.03% | 1.33% | 1.53% |
| Saint Augusta | 0.67% | 0.82% | 0.86% | 0.89% | 0.93% |
| Saint Cloud | 0.95% | 1.07% | 1.14% | 1.22% | 1.30% |
| Saint Joseph | 0.69% | 0.84% | 1.08% | 1.22% | 1.29% |
| Saint Martin | 0.97% | 1.18% | 1.32% | 1.38% | 1.49% |
| Saint Stephen | 0.92% | 1.09% | 1.13% | 1.15% | 1.18% |
| Sartell | 0.98% | 1.18% | 1.23% | 1.27% | 1.29% |
| Sauk Centre | 0.48% | 1.00% | 1.22% | 1.35% | 1.46% |
| South Haven | 0.55% | 0.79% | 0.89% | 0.94% | 1.03% |
| Villard | 0.21% | 0.29% | 0.57% | 0.85% | 0.98% |
| Waite Park | 1.14% | 1.31% | 1.41% | 1.51% | 1.59% |
| Watkins | 0.37% | 0.45% | 0.70% | 0.92% | 0.98% |
| West Union | 1.48% | 1.48% | 1.48% | 1.48% | 1.48% |
Source: Ownwell
Property Tax Assessment Values Across Stearns County, Minnesota
In Stearns County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Stearns County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Stearns County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Osakis has the highest median tax bill at $4,892, while West Union has the lowest at $686. Being aware of these valuation processes in Stearns County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Stearns County, Minnesota
Source: Ownwell
$46,500
$587,250
$1,128,000
Average Stearns County Assessed Value
$269,100
Average Minnesota Assessed Value
$290,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Stearns County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | $160,760 | $215,800 | $298,900 | $463,550 | $730,900 |
| Avon | $169,550 | $247,675 | $334,400 | $459,400 | $630,600 |
| Belgrade | $77,380 | $126,750 | $225,500 | $450,500 | $1,160,140 |
| Bowlus | $200,280 | $316,150 | $402,850 | $569,425 | $704,000 |
| Brooten | $49,240 | $96,400 | $159,700 | $266,100 | $477,980 |
| Clearwater | $174,460 | $289,225 | $377,350 | $513,475 | $713,550 |
| Cold Spring | $169,240 | $225,350 | $313,900 | $436,700 | $629,120 |
| Eden Valley | $115,320 | $185,400 | $290,400 | $435,500 | $593,180 |
| Elrosa | $45,200 | $114,700 | $157,900 | $197,000 | $290,900 |
| Freeport | $150,760 | $223,500 | $317,400 | $527,500 | $964,280 |
| Greenwald | $69,740 | $103,950 | $142,600 | $178,300 | $228,380 |
| Grey Eagle | $278,900 | $368,400 | $431,250 | $567,450 | $772,930 |
| Holdingford | $134,530 | $184,225 | $304,050 | $467,175 | $601,190 |
| Kimball | $139,940 | $213,225 | $298,850 | $448,625 | $614,300 |
| Melrose | $121,100 | $167,425 | $255,050 | $396,925 | $669,650 |
| New Munich | $48,860 | $107,600 | $152,900 | $210,700 | $279,640 |
| Osakis | $418,160 | $684,350 | $1,128,000 | $1,571,650 | $1,837,840 |
| Paynesville | $112,600 | $171,000 | $268,800 | $432,450 | $654,300 |
| Rice | $227,450 | $279,850 | $393,950 | $548,150 | $694,050 |
| Richmond | $116,080 | $194,950 | $301,300 | $449,100 | $617,340 |
| Rockville | $151,940 | $177,900 | $221,000 | $276,075 | $301,240 |
| Roscoe | $93,250 | $117,250 | $154,200 | $192,575 | $258,150 |
| Saint Augusta | $222,940 | $267,100 | $330,300 | $428,650 | $609,280 |
| Saint Cloud | $143,500 | $170,775 | $224,250 | $297,125 | $401,470 |
| Saint Joseph | $179,850 | $225,300 | $284,900 | $404,975 | $584,350 |
| Saint Martin | $112,100 | $145,600 | $192,900 | $251,600 | $309,220 |
| Saint Stephen | $170,720 | $224,225 | $267,100 | $327,825 | $481,100 |
| Sartell | $225,760 | $261,000 | $313,400 | $428,650 | $576,620 |
| Sauk Centre | $118,220 | $174,250 | $251,100 | $369,900 | $573,940 |
| South Haven | $161,250 | $238,225 | $344,600 | $479,425 | $638,500 |
| Villard | $150,370 | $192,625 | $494,100 | $1,128,775 | $1,294,180 |
| Waite Park | $115,640 | $150,550 | $205,800 | $259,500 | $309,180 |
| Watkins | $187,260 | $289,750 | $441,300 | $702,350 | $1,047,780 |
| West Union | $46,500 | $46,500 | $46,500 | $46,500 | $46,500 |
Source: Ownwell
Property Tax Bills Across Stearns County, Minnesota
In Stearns County, MN, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. The assessed value is then multiplied by the local tax rate to determine the annual tax bill. Several factors influence this calculation, including the property's market value, any applicable exemptions, and the specific tax rates set by various taxing authorities such as schools, cities, and special districts. Homeowners in Stearns County experience a range of property tax bills. For instance, the 25th percentile tax bill is $1,978, while the 75th percentile reaches $3,850, and the 90th percentile goes up to $5,176. These figures highlight the variability in tax obligations based on property values and locations within the county. The city with the highest median tax bill is Osakis at $4,892, contrasting sharply with West Union, which has the lowest median tax bill at $686. Understanding these factors helps homeowners anticipate their financial responsibilities and plan accordingly.
Average Stearns County Tax Bill
$2,818
Average Minnesota Tax Bill
$3,182
Average United States Tax Bill
$2,690
Property Tax Bills Across Stearns County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | $1,621 | $2,312 | $3,055 | $4,086 | $5,294 |
| Avon | $1,466 | $2,278 | $3,208 | $4,267 | $5,516 |
| Belgrade | $702 | $1,181 | $1,896 | $2,958 | $4,258 |
| Bowlus | $1,193 | $1,546 | $2,475 | $3,426 | $4,588 |
| Brooten | $461 | $1,034 | $1,769 | $2,764 | $4,223 |
| Clearwater | $1,136 | $2,164 | $2,944 | $3,986 | $5,594 |
| Cold Spring | $1,670 | $2,316 | $3,059 | $4,218 | $5,772 |
| Eden Valley | $842 | $1,819 | $2,650 | $3,582 | $4,516 |
| Elrosa | $434 | $966 | $1,407 | $1,770 | $2,609 |
| Freeport | $1,180 | $1,850 | $2,654 | $3,526 | $4,502 |
| Greenwald | $426 | $789 | $1,156 | $1,373 | $1,896 |
| Grey Eagle | $1,877 | $2,590 | $3,336 | $4,205 | $6,314 |
| Holdingford | $1,130 | $1,668 | $2,534 | $3,490 | $4,560 |
| Kimball | $1,048 | $2,006 | $2,872 | $3,792 | $4,778 |
| Melrose | $939 | $1,406 | $2,120 | $3,021 | $3,925 |
| New Munich | $404 | $883 | $1,388 | $2,013 | $2,859 |
| Osakis | $2,326 | $3,288 | $4,892 | $6,496 | $7,458 |
| Paynesville | $1,047 | $1,704 | $2,471 | $3,508 | $4,881 |
| Rice | $1,790 | $2,550 | $3,480 | $4,760 | $6,146 |
| Richmond | $934 | $1,766 | $2,678 | $3,743 | $4,936 |
| Rockville | $1,110 | $1,610 | $2,046 | $2,588 | $2,852 |
| Roscoe | $900 | $1,262 | $1,704 | $2,263 | $2,709 |
| Saint Augusta | $1,722 | $2,132 | $2,752 | $3,632 | $4,914 |
| Saint Cloud | $1,458 | $1,888 | $2,528 | $3,486 | $4,727 |
| Saint Joseph | $1,680 | $2,280 | $2,968 | $3,894 | $5,038 |
| Saint Martin | $1,008 | $1,656 | $2,540 | $3,488 | $4,180 |
| Saint Stephen | $1,640 | $2,382 | $2,924 | $3,546 | $4,609 |
| Sartell | $2,450 | $3,076 | $3,744 | $5,143 | $6,801 |
| Sauk Centre | $1,280 | $1,980 | $2,896 | $4,056 | $5,401 |
| South Haven | $1,025 | $1,950 | $2,852 | $4,008 | $5,386 |
| Villard | $547 | $1,192 | $3,121 | $3,988 | $4,871 |
| Waite Park | $1,387 | $1,964 | $2,788 | $3,796 | $4,594 |
| Watkins | $1,329 | $2,106 | $2,999 | $4,130 | $5,188 |
| West Union | $686 | $686 | $686 | $686 | $686 |
Source: Ownwell
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