Saddle Brook, Bergen County, New Jersey Property Taxes

Name: Property Tax Bills Across Saddle Brook, Bergen County, New Jersey
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saddle Brook, NJ effective property tax rate: 2.40%, significantly higher than the national median of 1.02%, but lower than the New Jersey state median of 2.82%.
Median Saddle Brook, NJ home value: $388,700
Median annual Saddle Brook, NJ tax bill: $9,335, $6,935 higher than the national median property tax bill of $2,400.

How are property taxes in Bergen County calculated?

Property taxes in Saddle Brook, NJ are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saddle Brook’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saddle Brook, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saddle Brook, Bergen County, New Jersey Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.4%

Estimate Property Tax Bill

$9,329

$8,657

Ownwell’s Saddle Brook Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saddle Brook with just two data points. By entering your property's estimated assessed value, our calculator applies Saddle Brook’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Bergen County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saddle Brook, Bergen County, New Jersey

Local government entities in Saddle Brook, NJ, set property tax rates that can vary significantly within the state. Each year, Bergen County estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Saddle Brook, the effective property tax rate is a noteworthy point of comparison. With a median property tax rate of 2.40%, Saddle Brook stands out when compared to other cities in New Jersey. This rate is significantly higher than the national median property tax rate of 1.02%. The disparity highlights the variations in property tax rates across different regions and underscores the importance of understanding local tax obligations.

For homeowners in Saddle Brook, this means that property tax bills can be substantially higher than the national median of $2,400. This emphasizes the importance of exploring property tax appeal and exemption services to potentially alleviate the financial burden.

Property Tax Rates Across Saddle Brook, Bergen County, New Jersey

Source: Ownwell

0.74%

2.48%

4.23%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saddle Brook Tax Rate

2.40%

Median Effective Bergen County Tax Rate

2.73%

Median Effective New Jersey Tax Rate

2.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saddle Brook, Bergen County, New Jersey

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
07663	2.40%	2.40%	2.40%	2.40%	2.40%

Source: Ownwell

Property Tax Assessment Values Across Saddle Brook, Bergen County, New Jersey

When examining property taxes in Saddle Brook, NJ, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bergen County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Bergen County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saddle Brook. For example, the median home price in Saddle Brook is $388,700, with tax bills ranging significantly across the county. 07663 has the highest median home price at $388,700.

Property Tax Assessment Values Across Saddle Brook, Bergen County, New Jersey

Source: Ownwell

$256,600

$1,236,600

$2,216,600

Median Saddle Brook Market Value

$388,700

Median Bergen County Market Value

$421,800

Median New Jersey Market Value

$282,900

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saddle Brook, Bergen County, New Jersey

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
07663	$311,610	$345,650	$388,700	$452,050	$533,860

Source: Ownwell

Property Tax Bills Across Saddle Brook, Bergen County, New Jersey

In Saddle Brook, NJ, property tax bills are determined by multiplying the assessed value of a property by the local tax rate. The assessed value is typically a percentage of the property's market value, which can fluctuate based on market conditions. In Bergen County, where Saddle Brook is located, property taxes are notably higher than the national median, with a median tax bill of $9,335, significantly surpassing the national median of $2,400. Factors influencing the tax bill include property size, location, and any improvements made to the property. These high taxes can place a considerable financial burden on homeowners, affecting their overall housing affordability.

Ownwell offers a solution for homeowners seeking to reduce their property tax bills. By providing expert property tax appeal and exemption services, Ownwell helps homeowners ensure their property is assessed fairly. This can lead to substantial savings, as Ownwell's team identifies discrepancies in assessments and navigates the complex appeal process on behalf of the homeowner. With Ownwell's assistance, homeowners in Saddle Brook can potentially lower their tax liabilities and achieve greater financial relief.

Property Tax Bills Across Saddle Brook, Bergen County, New Jersey

Source: Ownwell

$4,393

$11,280

$18,167

Median Saddle Brook Tax Bill

$9,335

Median Bergen County Tax Bill

$11,253

Median New Jersey Tax Bill

$8,227

Median United States Tax Bill

$2,400

Property Tax Bills Across Saddle Brook, Bergen County, New Jersey

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
07663	$7,465	$8,297	$9,335	$10,855	$12,823

Source: Ownwell