Elmira, Chemung County, New York Property Taxes
Median Elmira, NY effective property tax rate: 3.89%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Elmira, NY home value: $78,571
Median annual Elmira, NY tax bill: $3,227, $827 higher than the national median property tax bill of $2,400.
How are property taxes in Chemung County calculated?
Property taxes in Elmira, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elmira’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elmira, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Elmira, Chemung County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.89%
Estimate Property Tax Bill
$3,056
$2,836
Property Tax Rates Across Elmira, Chemung County, New York
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Elmira in Chemung County, NY, stands out with a median property tax rate of 3.89%, significantly higher than the national median of 1.02%. Within Elmira, there's a notable difference in property tax rates across zip codes. The highest median tax rate in Elmira is 4.87% in the 14901 zip code, while the lowest is 2.69% in the 14902 zip code. This highlights the variability in tax rates even within a single city. Comparing these figures to the national median property tax bill of $2,400, Elmira's rates suggest a higher tax burden for its residents. Understanding these differences is crucial for property owners considering tax appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elmira Tax Rate
3.89%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chemung County Tax Rate
2.93%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Elmira, Chemung County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14901 | 2.56% | 4.36% | 4.87% | 5.19% | 5.71% |
| 14902 | 2.56% | 2.56% | 2.69% | 3.17% | 3.24% |
| 14903 | 2.68% | 2.75% | 2.96% | 3.83% | 3.89% |
| 14904 | 2.69% | 2.73% | 4.44% | 4.96% | 5.38% |
| 14905 | 2.91% | 2.96% | 2.96% | 4.52% | 4.89% |
Source: Ownwell
Property Tax Assessment Values Across Elmira, Chemung County, New York
When examining property taxes in Elmira, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chemung County assessment office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Chemung County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elmira. For example, the median home price in Elmira is $78,571, with tax bills ranging significantly across the county. Zip code 14905 has the highest median home price at $127,468.
Property Tax Assessment Values Across Elmira, Chemung County, New York
Source: Ownwell
$64,286
$118,543
$172,800
Median Elmira Market Value
$78,571
Median Chemung County Market Value
$104,684
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Elmira, Chemung County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14901 | $37,143 | $48,951 | $64,286 | $84,286 | $127,486 |
| 14902 | $10,225 | $48,781 | $79,213 | $149,270 | $208,989 |
| 14903 | $59,500 | $81,183 | $109,900 | $172,350 | $286,300 |
| 14904 | $47,438 | $57,143 | $67,278 | $81,845 | $101,167 |
| 14905 | $68,571 | $91,429 | $127,468 | $173,038 | $236,203 |
Source: Ownwell
Property Tax Bills Across Elmira, Chemung County, New York
Median Elmira Tax Bill
$3,227
Median Chemung County Tax Bill
$3,435
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Elmira, Chemung County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14901 | $1,861 | $2,360 | $3,108 | $3,794 | $4,480 |
| 14902 | $497 | $1,229 | $2,506 | $4,614 | $5,741 |
| 14903 | $2,015 | $2,777 | $3,690 | $5,205 | $8,042 |
| 14904 | $1,676 | $2,165 | $2,797 | $3,349 | $3,797 |
| 14905 | $2,819 | $3,421 | $4,208 | $5,357 | $7,220 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates |
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Links | |
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| Chemung Assessment Review Commission | |
| Website | www.arcgis.com |