Harpursville, Chenango County, New York Property Taxes

Name: Property Tax Bills Across Harpursville, Chenango County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Harpursville, NY effective property tax rate: 2.85%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Harpursville, NY home value: $102,125
Median annual Harpursville, NY tax bill: $2,936, $536 higher than the national median property tax bill of $2,400.

How are property taxes in Chenango calculated?

Property taxes in Harpursville, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Harpursville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harpursville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Harpursville, Chenango County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.85%

Estimate Property Tax Bill

$2,911

$2,701

Ownwell’s Harpursville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Harpursville with just two data points. By entering your property's estimated assessed value, our calculator applies Harpursville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Chenango County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Harpursville, Chenango County, New York

Local government entities are responsible for setting property tax rates, and these can differ significantly even within the same state. This variation exists because each county calculates its annual budgetary needs to fund services and then divides this by the total assessed value of all taxable properties within its borders. This calculation determines the property tax rate for the area. While the process involves votes and legislation to finalize tax rates and budgets, this is the basic annual procedure. In Harpursville, located in Chenango County, the effective property tax rate can be compared to other cities in New York as well as the median property tax rates across the state and the nation. New York's median property tax rate is notably higher than the national median of 1.02%, reflecting the state's unique budgetary requirements and property values. By understanding these rates, property owners can better navigate their financial responsibilities and explore potential savings opportunities through appeals or exemptions.

Property Tax Rates Across Harpursville, Chenango County, New York

Source: Ownwell

2.68%

3.07%

3.45%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Harpursville Tax Rate

2.85%

Median Effective Chenango County Tax Rate

3.08%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Harpursville, Chenango County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13787	2.68%	2.73%	2.85%	2.98%	2.98%

Source: Ownwell

Property Tax Assessment Values Across Harpursville, Chenango County, New York

When examining property taxes in Harpursville, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chenango County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Chenango County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harpursville. For example, the median home price in Harpursville is $102,125, with tax bills ranging significantly across the county. 13787 has the highest median home price at $102,125.

Property Tax Assessment Values Across Harpursville, Chenango County, New York

Source: Ownwell

$56,790

$92,270

$127,750

Median Harpursville Market Value

$102,125

Median Chenango County Market Value

$92,500

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Harpursville, Chenango County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13787	$34,641	$59,515	$102,125	$155,711	$223,975

Source: Ownwell

Property Tax Bills Across Harpursville, Chenango County, New York

In Harpursville, located in Chenango County, NY, property tax bills are determined by the assessed value of a home and the local tax rate. The median home price in this area is $102,125. Homeowners can expect property tax bills ranging from the 25th percentile at $1,685 to the 90th percentile at $6,427. This variance is influenced by factors such as property location, size, and improvements. The highest median tax bill in the region is $2,936, which is above the national median property tax bill of $2,400. This can create a financial burden for homeowners, especially when compared to the national median property tax rate of 1.02%. Ownwell can assist homeowners in Harpursville by offering property tax appeal services, potentially lowering their tax bills. By analyzing property assessments and market conditions, Ownwell identifies opportunities for tax reductions, ensuring homeowners pay only their fair share. This service not only provides financial relief but also peace of mind.

Property Tax Bills Across Harpursville, Chenango County, New York

Source: Ownwell

$1,671

$2,788

$3,904

Median Harpursville Tax Bill

$2,936

Median Chenango County Tax Bill

$2,965

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Harpursville, Chenango County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13787	$964	$1,685	$2,936	$4,442	$6,427

Source: Ownwell