Claverack, Columbia County, New York Property Taxes
Median Claverack, NY effective property tax rate: 1.69%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Claverack, NY home value: $275,862
Median annual Claverack, NY tax bill: $4,507, $2,107 higher than the national median property tax bill of $2,400.
How are property taxes in Columbia calculated?
Property taxes in Claverack, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Claverack’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Claverack, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Claverack, Columbia County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.69%
Estimate Property Tax Bill
$4,662
$4,326
Property Tax Rates Across Claverack, Columbia County, New York
Local government entities determine tax rates, which can vary significantly across New York. This variation arises because each county annually estimates its budgetary needs for public services and divides this by the total assessed value of all taxable properties in the area, resulting in the property tax rate. Although votes and legislation play a role in finalizing tax rates and budgets, this is the core of the annual process.
In Claverack, located in Columbia County, the effective property tax rate is 1.69%, which aligns with the county’s median rate. This rate is notably higher than the national median property tax rate of 1.02%. Compared to the national median property tax bill of $2,400, homeowners in Claverack may find their property tax bills significantly higher due to the elevated tax rate. Understanding these differences is crucial for property owners seeking to manage their tax liabilities effectively. By comparing Claverack’s rate to the median rates in New York and the U.S., property owners can better assess their tax situation and explore potential savings through tax appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Claverack Tax Rate
1.69%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Columbia County Tax Rate
1.71%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Claverack, Columbia County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12513 | 1.41% | 1.45% | 1.69% | 1.70% | 1.76% |
Source: Ownwell
Property Tax Assessment Values Across Claverack, Columbia County, New York
When examining property taxes in Claverack, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Columbia County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Columbia County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Claverack.
For example, the median home price in Claverack is $275,862, with tax bills ranging significantly across the county. The zip code 12513 has the highest median home price at $275,862.
Property Tax Assessment Values Across Claverack, Columbia County, New York
Source: Ownwell
$180,460
$302,730
$425,000
Median Claverack Market Value
$275,862
Median Columbia County Market Value
$284,810
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Claverack, Columbia County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12513 | $190,804 | $231,034 | $275,862 | $344,828 | $516,552 |
Source: Ownwell
Property Tax Bills Across Claverack, Columbia County, New York
In Claverack, NY, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor. The assessed value is then multiplied by the local tax rate to calculate the property tax bill. In Claverack, the median property tax bill is $4,507, significantly higher than the national median of $2,400. Factors influencing the tax bill include the home's assessed value and the local tax rate. Homeowners in Claverack can face substantial financial burdens, especially when their tax bills fall in the 75th percentile at $5,766 or the 90th percentile at $8,465. This can be challenging for homeowners, impacting their financial planning and disposable income.
Ownwell offers a solution by providing property tax appeal services, helping homeowners potentially lower their tax bills. By analyzing property assessments and comparable sales, Ownwell identifies discrepancies and advocates for fairer valuations. This service can lead to significant savings, easing the financial pressure on homeowners in Claverack.
Median Claverack Tax Bill
$4,507
Median Columbia County Tax Bill
$4,915
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Claverack, Columbia County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12513 | $2,783 | $3,715 | $4,507 | $5,766 | $8,465 |
Source: Ownwell