Old Chatham, Columbia County, New York Property Taxes

Name: Property Tax Bills Across Old Chatham, Columbia County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Old Chatham, NY effective property tax rate: 1.80%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Old Chatham, NY home value: $425,000
Median annual Old Chatham, NY tax bill: $7,384, $4,984 higher than the national median property tax bill of $2,400.

How are property taxes in Columbia calculated?

Property taxes in Old Chatham, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Old Chatham’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Old Chatham, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Old Chatham, Columbia County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.8%

Estimate Property Tax Bill

$7,650

$7,099

Ownwell’s Old Chatham Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Old Chatham with just two data points. By entering your property's estimated assessed value, our calculator applies Old Chatham’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Columbia County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Old Chatham, Columbia County, New York

Local government entities set property tax rates, which can vary significantly within a state. This variation occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process. In Old Chatham, located in Columbia County, NY, the effective property tax rate is a reflection of this process. Compared to other cities in New York, Old Chatham's rate is on par with the state median. However, it is significantly higher than the national median property tax rate of 1.02%. Homeowners in Old Chatham face a property tax rate that mirrors the highest and lowest rates observed within the county, illustrating a consistent approach to taxation across the region. Understanding these rates is crucial for property owners seeking to manage their tax liabilities effectively.

Property Tax Rates Across Old Chatham, Columbia County, New York

Source: Ownwell

1.41%

1.87%

2.34%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Old Chatham Tax Rate

1.80%

Median Effective Columbia County Tax Rate

1.71%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Old Chatham, Columbia County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12136	1.68%	1.69%	1.80%	1.80%	1.83%

Source: Ownwell

Property Tax Assessment Values Across Old Chatham, Columbia County, New York

When examining property taxes in Old Chatham, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Columbia County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Columbia County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Old Chatham. For example, the median home price in Old Chatham is $425,000, with tax bills ranging significantly across the county. 12136 has the highest median home price at $425,000.

Property Tax Assessment Values Across Old Chatham, Columbia County, New York

Source: Ownwell

$180,460

$302,730

$425,000

Median Old Chatham Market Value

$425,000

Median Columbia County Market Value

$284,810

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Old Chatham, Columbia County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12136	$212,500	$299,875	$425,000	$660,000	$1,076,050

Source: Ownwell

Property Tax Bills Across Old Chatham, Columbia County, New York

In Old Chatham, Columbia County, NY, property tax bills are determined based on the assessed value of a home and the local tax rate. Homeowners in this area face a median property tax bill of $7,384, significantly higher than the national median of $2,400. This is due to the relatively high property values, with the median home price at $425,000. The property tax bill can vary widely, with the 25th percentile at $5,125 and the 75th percentile reaching $11,136, reflecting the diverse property values in the region. The tax bill is influenced by several factors, including property size, location, and market trends. For homeowners, these taxes can be a substantial financial burden. Ownwell helps homeowners by offering property tax appeal and exemption services that can potentially lower their tax bills. By analyzing property assessments and identifying discrepancies, Ownwell assists homeowners in navigating the appeal process, ensuring they only pay their fair share and potentially saving them thousands of dollars annually.

Property Tax Bills Across Old Chatham, Columbia County, New York

Source: Ownwell

$2,904

$5,795

$8,685

Median Old Chatham Tax Bill

$7,384

Median Columbia County Tax Bill

$4,915

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Old Chatham, Columbia County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12136	$3,603	$5,125	$7,384	$11,136	$18,252

Source: Ownwell