Johnstown, Fulton County, New York Property Taxes
Median Johnstown, NY effective property tax rate: 2.28%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%. Median Johnstown, NY home value: $105,952. Median annual Johnstown, NY tax bill: $2,352, $48 lower than the national median property tax bill of $2,400.
How are property taxes in Fulton calculated?
Property taxes in Johnstown, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Johnstown’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Johnstown, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Johnstown, Fulton County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.28%
Estimate Property Tax Bill
$2,416
$2,242
Property Tax Rates Across Johnstown, Fulton County, New York
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell.
In Johnstown, located in Fulton County, NY, the effective property tax rate is significantly above the national median of 1.02%. This makes owning property in Johnstown more expensive compared to many other areas across the country. The median property tax rate in New York is also above the national average, which can impact homeowners' decisions when considering buying property in the state. Interestingly, Johnstown’s rate is both the highest and lowest within the specific zip code 12095, indicating a uniformity in taxation within that area. This consistency can provide predictability for property owners budgeting for annual expenses. Comparing Johnstown’s rate to other cities in New York and the U.S. highlights the importance of understanding local tax implications when purchasing property.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Johnstown Tax Rate
2.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fulton County Tax Rate
2.23%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Johnstown, Fulton County, New York
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
12095 | 2.05% | 2.28% | 2.28% | 2.28% | 2.61% |
Source: Ownwell
Property Tax Assessment Values Across Johnstown, Fulton County, New York
When examining property taxes in Johnstown, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Fulton County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Fulton County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Johnstown. For example, the median home price in Johnstown is $105,952, with tax bills ranging significantly across the county. Zip code 12095 has the highest median home price at $105,952.
Property Tax Assessment Values Across Johnstown, Fulton County, New York
Source: Ownwell

$83,820
$141,044
$198,268
Median Johnstown Market Value
$105,952
Median Fulton County Market Value
$117,346
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Johnstown, Fulton County, New York
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
12095 | $59,524 | $78,571 | $105,952 | $147,619 | $205,858 |
Source: Ownwell
Property Tax Bills Across Johnstown, Fulton County, New York
In Johnstown, located in Fulton County, NY, property tax bills are determined by assessing the market value of a home and applying the local tax rate. Homeowners in Johnstown can expect their tax bills to vary widely, with the 25th percentile at $1,734 and the 75th percentile reaching $3,411. The highest and lowest median tax bills in the area both stand at $2,352, which is slightly below the national median property tax bill of $2,400. These bills are influenced by factors such as property size, location, and local government budgets, impacting the financial burden on homeowners.
Ownwell assists homeowners in Johnstown by offering property tax appeal and exemption services. By analyzing property assessments and identifying discrepancies, Ownwell helps ensure that homeowners are not overpaying on their tax bills. This service can lead to significant savings, making homeownership more affordable and reducing the financial strain of property taxes. With Ownwell's expertise, homeowners can navigate the complexities of property tax assessments with confidence.
Median Johnstown Tax Bill
$2,352
Median Fulton County Tax Bill
$2,522
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Johnstown, Fulton County, New York
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
12095 | $1,327 | $1,734 | $2,352 | $3,411 | $4,758 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates |
---|
Links | |
---|---|
Fulton Assessment Review Commission | |
Website | sdg.fultoncountyny.gov |