Naples, Livingston County, New York Property Taxes

Name: Property Tax Bills Across Naples, Livingston County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Naples, NY effective property tax rate: 2.96%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%. Median Naples, NY home value: $91,300. Median annual Naples, NY tax bill: $2,550, $150 higher than the national median property tax bill of $2,400.

How are property taxes in Livingston calculated?

Property taxes in Naples, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Naples’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Naples, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Naples, Livingston County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.96%

Estimate Property Tax Bill

$2,702

$2,508

Ownwell’s Naples Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Naples with just two data points. By entering your property's estimated assessed value, our calculator applies Naples’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Livingston County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Naples, Livingston County, New York

Local government entities in New York set tax rates, leading to significant variations across the state. Each year, counties like Livingston determine their budgets for necessary services and divide these costs by the total assessed value of all taxable properties within their boundaries. This process results in the property tax rate. Although voting and legislation play roles in finalizing these rates and budgets, this calculation forms the core of the annual procedure. In Naples, located in Livingston County, the effective property tax rate stands at 2.96%, which is considerably higher than the national median of 1.02%. This places Naples among the areas with the highest property tax rates in New York, with the same rate applying to the zip code 14512. Understanding these rates can help property owners in Naples and the wider Livingston County manage their financial planning better. By comparing these figures to other cities in New York and national averages, property owners can gain insights into their tax obligations and explore potential savings through appeals and exemptions.

Property Tax Rates Across Naples, Livingston County, New York

Source: Ownwell

2.46%

3.47%

4.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Naples Tax Rate

2.96%

Median Effective Livingston County Tax Rate

2.99%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Naples, Livingston County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
14512	2.84%	2.96%	2.96%	2.96%	2.96%

Source: Ownwell

Property Tax Assessment Values Across Naples, Livingston County, New York

When examining property taxes in Naples, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Livingston County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Livingston County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Naples. For example, the median home price in Naples is $91,300, with tax bills ranging significantly across the county. Zip code 14512 has the highest median home price at $91,300.

Property Tax Assessment Values Across Naples, Livingston County, New York

Source: Ownwell

$89,450

$173,175

$256,900

Median Naples Market Value

$91,300

Median Livingston County Market Value

$161,700

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Naples, Livingston County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
14512	$22,240	$68,750	$91,300	$140,450	$203,720

Source: Ownwell

Property Tax Bills Across Naples, Livingston County, New York

In Naples, located in Livingston County, NY, property tax bills are calculated based on the assessed value of a home. This assessed value is determined by local assessors who evaluate the market value of properties in the area. Homeowners in Naples face a property tax bill that can vary significantly depending on their home's assessed value. For example, tax bills in Naples range from the 25th percentile at $2,034 to the 90th percentile at $6,026, with the highest median tax bill recorded at $2,550. This is slightly above the national median property tax bill of $2,400.

These taxes can be a significant financial burden for homeowners, especially when compared to the national median property tax rate of 1.02%. Ownwell offers a solution by providing property tax appeal and exemption services. By leveraging our expertise, homeowners can potentially lower their assessed property value, thereby reducing their tax burden. Our dedicated team works diligently to ensure that homeowners are not overpaying and can save on their property tax bills.

Property Tax Bills Across Naples, Livingston County, New York

Source: Ownwell

$2,550

$5,215

$7,880

Median Naples Tax Bill

$2,550

Median Livingston County Tax Bill

$4,819

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Naples, Livingston County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
14512	$658	$2,034	$2,550	$4,155	$6,026

Source: Ownwell