Rochester, Monroe County, New York Property Taxes
Median Rochester, NY effective property tax rate: 2.95%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Rochester, NY home value: $140,100
Median annual Rochester, NY tax bill: $4,120, $1,720 higher than the national median property tax bill of $2,400.
How are property taxes in Monroe calculated?
Property taxes in Rochester, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Rochester’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Rochester, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Rochester, Monroe County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.95%
Estimate Property Tax Bill
$4,133
$3,835
Property Tax Rates Across Rochester, Monroe County, New York
Local government entities set tax rates, which can vary widely within a state. This variation is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Rochester, located in Monroe County, the effective property tax rate is notably higher compared to the national median of 1.02%. Monroe County itself exhibits a range of tax rates, with the highest median rate reaching 3.78% in the 14622 ZIP code, while the lowest is 1.01% in the 14604 ZIP code. This stark contrast highlights the diversity in tax rates even within the same county. When comparing Rochester's rate to the state median of 2.95%, it becomes evident that property owners in Rochester might experience higher tax bills than those in other parts of the state. Understanding these differences is crucial for property owners looking to manage their expenses effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rochester Tax Rate
2.95%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Monroe County Tax Rate
2.93%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rochester, Monroe County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14604 | 1.01% | 1.01% | 1.01% | 1.01% | 1.01% |
| 14605 | 1.01% | 1.12% | 1.31% | 1.57% | 1.87% |
| 14606 | 1.11% | 1.31% | 3.06% | 3.88% | 4.21% |
| 14607 | 1.01% | 1.04% | 1.07% | 1.10% | 1.14% |
| 14608 | 0.86% | 1.06% | 1.20% | 1.46% | 1.76% |
| 14609 | 1.04% | 1.10% | 1.29% | 3.72% | 4.30% |
| 14610 | 1.03% | 1.05% | 1.12% | 3.65% | 3.92% |
| 14611 | 1.01% | 1.10% | 1.21% | 1.40% | 1.66% |
| 14612 | 1.09% | 2.12% | 3.41% | 3.71% | 3.92% |
| 14613 | 1.03% | 1.11% | 1.21% | 1.36% | 1.59% |
| 14614 | 0.14% | 0.16% | 0.17% | 0.19% | 1.04% |
| 14615 | 1.05% | 1.13% | 1.38% | 3.69% | 4.17% |
| 14616 | 2.41% | 3.29% | 3.62% | 4.17% | 4.24% |
| 14617 | 2.70% | 3.36% | 3.55% | 3.93% | 4.03% |
| 14618 | 2.94% | 3.39% | 3.77% | 3.98% | 4.09% |
| 14619 | 1.01% | 1.07% | 1.13% | 1.20% | 1.31% |
| 14620 | 1.02% | 1.05% | 1.08% | 1.12% | 3.46% |
| 14621 | 1.01% | 1.13% | 1.27% | 1.51% | 1.89% |
| 14622 | 2.66% | 3.36% | 3.78% | 4.14% | 4.33% |
| 14623 | 1.76% | 2.50% | 2.79% | 3.06% | 3.30% |
| 14624 | 2.16% | 2.82% | 3.20% | 3.72% | 4.19% |
| 14625 | 2.29% | 2.65% | 2.93% | 3.21% | 3.61% |
| 14626 | 2.82% | 3.35% | 3.68% | 4.01% | 4.17% |
| 14692 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Rochester, Monroe County, New York
When examining property taxes in Rochester, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Monroe County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Monroe County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Rochester. For example, the median home price in Rochester is $140,100, with tax bills ranging significantly across the county. Zip code 14604 has the highest median home price at $590,652.
Property Tax Assessment Values Across Rochester, Monroe County, New York
Source: Ownwell
$42,391
$316,522
$590,652
Median Rochester Market Value
$140,100
Median Monroe County Market Value
$167,400
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rochester, Monroe County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14604 | $219,022 | $494,484 | $590,652 | $606,468 | $663,196 |
| 14605 | $27,717 | $33,152 | $42,391 | $54,484 | $72,391 |
| 14606 | $40,761 | $68,152 | $122,000 | $151,000 | $173,640 |
| 14607 | $114,337 | $155,843 | $226,032 | $302,717 | $364,141 |
| 14608 | $30,435 | $36,169 | $45,652 | $76,087 | $174,609 |
| 14609 | $49,174 | $73,913 | $114,900 | $147,400 | $171,000 |
| 14610 | $117,391 | $144,900 | $186,957 | $293,424 | $433,160 |
| 14611 | $31,522 | $40,543 | $54,348 | $73,370 | $97,826 |
| 14612 | $99,239 | $122,100 | $165,100 | $208,700 | $261,600 |
| 14613 | $40,109 | $51,142 | $70,326 | $86,848 | $114,130 |
| 14614 | $298,544 | $302,935 | $322,391 | $338,913 | $358,695 |
| 14615 | $65,978 | $78,614 | $96,087 | $134,900 | $162,800 |
| 14616 | $89,500 | $101,200 | $118,600 | $147,100 | $181,400 |
| 14617 | $132,100 | $148,200 | $165,900 | $190,000 | $232,160 |
| 14618 | $133,390 | $185,200 | $231,500 | $315,700 | $439,050 |
| 14619 | $65,870 | $74,783 | $86,957 | $102,500 | $118,152 |
| 14620 | $107,717 | $138,420 | $170,626 | $202,174 | $237,118 |
| 14621 | $29,891 | $36,957 | $49,891 | $65,870 | $82,065 |
| 14622 | $109,600 | $125,600 | $142,900 | $168,000 | $220,505 |
| 14623 | $114,830 | $135,800 | $152,800 | $175,000 | $199,000 |
| 14624 | $120,400 | $137,800 | $161,500 | $190,500 | $230,500 |
| 14625 | $155,800 | $186,725 | $221,900 | $281,700 | $361,000 |
| 14626 | $114,000 | $134,900 | $167,400 | $208,100 | $260,060 |
| 14692 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Rochester, Monroe County, New York
Median Rochester Tax Bill
$4,120
Median Monroe County Tax Bill
$5,200
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Rochester, Monroe County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14604 | $1,778 | $4,958 | $5,760 | $6,122 | $6,707 |
| 14605 | $304 | $423 | $567 | $752 | $974 |
| 14606 | $528 | $830 | $4,002 | $5,657 | $6,687 |
| 14607 | $1,136 | $1,657 | $2,376 | $3,197 | $3,806 |
| 14608 | $327 | $431 | $606 | $958 | $1,831 |
| 14609 | $615 | $886 | $1,428 | $4,945 | $6,705 |
| 14610 | $1,346 | $1,687 | $3,236 | $6,540 | $14,156 |
| 14611 | $367 | $514 | $686 | $916 | $1,186 |
| 14612 | $1,131 | $2,829 | $5,573 | $7,437 | $9,576 |
| 14613 | $497 | $660 | $862 | $1,069 | $1,405 |
| 14614 | $453 | $505 | $547 | $666 | $3,291 |
| 14615 | $733 | $903 | $1,213 | $4,932 | $6,391 |
| 14616 | $2,456 | $3,440 | $4,380 | $5,608 | $6,946 |
| 14617 | $3,882 | $5,003 | $5,964 | $7,061 | $8,865 |
| 14618 | $3,298 | $6,549 | $8,534 | $11,669 | $16,429 |
| 14619 | $700 | $838 | $993 | $1,170 | $1,363 |
| 14620 | $1,127 | $1,471 | $1,881 | $2,308 | $5,904 |
| 14621 | $380 | $495 | $661 | $845 | $1,107 |
| 14622 | $3,373 | $4,390 | $5,400 | $6,599 | $8,805 |
| 14623 | $1,685 | $3,370 | $4,283 | $5,103 | $6,031 |
| 14624 | $2,931 | $4,275 | $5,342 | $6,439 | $7,813 |
| 14625 | $3,758 | $5,190 | $6,612 | $8,615 | $11,132 |
| 14626 | $3,663 | $4,766 | $6,126 | $7,677 | $9,809 |
| 14692 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates |
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Links | |
|---|---|
| Monroe Assessment Review Commission | |
| Website | app.regrid.com |