Clay, Onondaga County, New York Property Taxes

Name: Property Tax Bills Across Clay, Onondaga County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Clay, NY effective property tax rate: 3.35%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Clay, NY home value: $173,653
Median annual Clay, NY tax bill: $5,875, $3,475 higher than the national median property tax bill of $2,400.

How are property taxes in Onondaga calculated?

Property taxes in Clay, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Clay’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Clay, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Clay, Onondaga County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

3.35%

Estimate Property Tax Bill

$5,817

$5,398

Ownwell’s Clay Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Clay with just two data points. By entering your property's estimated assessed value, our calculator applies Clay’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Onondaga County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Clay, Onondaga County, New York

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Clay’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

In Clay, located in Onondaga County, the property tax rate is significantly above the national median of 1.02%. This means property owners in Clay pay a larger portion of their property's assessed value in taxes compared to many other places in the country. Such a high rate can impact homeowners' financial planning and the overall cost of living. It's essential for property owners to understand these rates and consider them when budgeting for their annual expenses. By being informed, homeowners can explore potential savings through appeals or exemptions, ensuring they are not overpaying on their property taxes.

Property Tax Rates Across Clay, Onondaga County, New York

Source: Ownwell

1.11%

2.80%

4.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Clay Taxx Rate

3.35%

Median Effective Onondaga County Taxx Rate

3.38%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Clay, Onondaga County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13041	3.03%	3.17%	3.35%	3.55%	3.81%

Source: Ownwell

Property Tax Assessment Values Across Clay, Onondaga County, New York

When examining property taxes in Clay, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Onondaga County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Onondaga County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clay. For example, the median home price in Clay is $173,653, with tax bills ranging significantly across the county. Zip code 13041 has the highest median home price at $173,653.

Property Tax Assessment Values Across Clay, Onondaga County, New York

Source: Ownwell

$72,464

$223,299

$374,133

Median Clay Market Value

$173,653

Median Onondaga County Market Value

$152,577

Median New York Market Value

$255,644

Median United States Market Value

$244,900

Property Tax Assessment Values Across Clay, Onondaga County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13041	$92,814	$134,731	$173,653	$242,515	$332,335

Source: Ownwell

Property Tax Bills Across Clay, Onondaga County, New York

In Clay, New York, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. With a median home price of $173,653, homeowners face property tax bills that can vary significantly. The tax bill at the 25th percentile is $4,836, while the 75th percentile reaches $7,777, and the 90th percentile rises to $10,457. Notably, the highest and lowest median tax bill in the area is $5,875 in zip code 13041, which is significantly higher than the national median property tax bill of $2,400. These figures highlight the substantial tax burden on homeowners in Clay, especially when compared to the national median property tax rate of 1.02%. Factors such as local government budgets, school funding, and community services influence these rates. Homeowners can benefit from Ownwell's expertise in property tax appeals and exemptions. By analyzing property assessments and identifying potential savings, Ownwell helps homeowners reduce their tax bills, easing the financial burden and ensuring fair taxation.

Property Tax Bills Across Clay, Onondaga County, New York

Source: Ownwell

$1,086

$6,063

$11,039

Median Clay Tax Bill

$5,875

Median Onondaga County Tax Bill

$5,213

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,690

Property Tax Bills Across Clay, Onondaga County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13041	$3,532	$4,836	$5,875	$7,777	$10,457

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates

Links
Onondaga Assessment Review Commission
Website	onondaga.go2gov.net