Ontario County, New York Property Taxes
Median Ontario County effective property tax rate: 2.60%, significantly higher than the national median of 1.02%.
Median Ontario County home value: $176,100
Median annual Ontario County tax bill: $4,698, $2,298 higher than the national median property tax bill of $2,400.
How are property taxes in Ontario County calculated?
Property taxes in Ontario County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Canandaigua or another part of Ontario County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Ontario County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.6%
Estimate Property Tax Bill
$4,579
$4,249
Property Tax Rates Across Ontario County, New York
Local government entities are responsible for setting property tax rates, which can differ significantly across a state. This variation arises because each county annually calculates the budget needed to provide public services and divides that amount by the total assessed value of all taxable properties within its jurisdiction. The result of this calculation determines the property tax rate. While the process involves votes and legal considerations, this is essentially how it unfolds each year.
In Ontario County, New York, the effective property tax rate is 2.60%, which is considerably higher than the national median property tax rate of 1.02%. This places Ontario County among the higher-taxed regions in the United States. To put this in perspective, the county's rate is significantly lower than Lyons, where the highest median tax rate in the area is 4.55%, yet higher than Hall, which boasts the lowest median rate at 1.86%. Comparing these rates can offer insights into the tax landscape within New York and against national benchmarks.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ontario County Tax Rate
2.60%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ontario County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomfield | 2.31% | 2.78% | 2.90% | 3.02% | 3.11% |
| Canandaigua | 1.96% | 2.11% | 2.37% | 2.60% | 2.63% |
| Clifton Springs | 2.72% | 2.87% | 3.04% | 3.31% | 3.36% |
| Farmington | 2.46% | 2.48% | 2.48% | 2.60% | 2.66% |
| Geneva | 2.45% | 2.61% | 3.36% | 4.14% | 4.14% |
| Hall | 1.83% | 1.86% | 1.86% | 1.86% | 1.86% |
| Hemlock | 2.16% | 2.20% | 2.20% | 2.20% | 2.25% |
| Honeoye | 2.15% | 2.26% | 2.27% | 2.34% | 2.43% |
| Honeoye Falls | 2.81% | 3.01% | 3.01% | 3.01% | 3.02% |
| Ionia | 2.81% | 2.81% | 2.82% | 3.02% | 3.04% |
| Lima | 2.20% | 2.20% | 2.27% | 2.46% | 2.82% |
| Livonia | 2.10% | 2.20% | 2.20% | 2.33% | 2.42% |
| Lyons | 2.90% | 4.43% | 4.55% | 4.55% | 4.55% |
| Manchester | 3.39% | 3.56% | 3.57% | 3.57% | 3.57% |
| Naples | 2.22% | 2.22% | 2.58% | 2.58% | 3.02% |
| Newark | 2.86% | 2.88% | 2.88% | 4.47% | 4.73% |
| Palmyra | 2.89% | 3.05% | 3.14% | 3.28% | 3.46% |
| Phelps | 2.80% | 2.88% | 2.98% | 3.26% | 3.26% |
| Pittsford | 2.68% | 3.44% | 3.44% | 3.44% | 3.44% |
| Port Gibson | 4.27% | 4.46% | 4.46% | 4.46% | 4.46% |
| Rushville | 1.97% | 1.99% | 2.01% | 2.03% | 2.36% |
| Seneca Castle | 2.43% | 2.49% | 2.53% | 2.53% | 2.53% |
| Shortsville | 3.00% | 3.11% | 3.20% | 3.81% | 3.81% |
| Springwater | 2.22% | 2.25% | 2.25% | 2.47% | 2.47% |
| Stanley | 1.76% | 1.81% | 2.01% | 2.07% | 2.48% |
| Victor | 2.51% | 2.55% | 2.68% | 2.71% | 2.88% |
| Fishers | N/A | N/A | N/A | N/A | N/A |
| Gorham | N/A | N/A | N/A | N/A | N/A |
| West Bloomfield | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Ontario County, New York
When examining property taxes in Ontario County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ontario County Assessment Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Ontario County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ontario County.
For example, the median tax bill in Ontario County is $5,642, with tax bills ranging significantly across the county. Pittsford has the highest median home price at $560,700.
Property Tax Assessment Values Across Ontario County, New York
Source: Ownwell
$105,200
$332,950
$560,700
Median Ontario County Market Value
$176,100
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ontario County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomfield | $95,745 | $142,000 | $189,500 | $260,000 | $341,820 |
| Canandaigua | $90,816 | $133,300 | $193,878 | $304,651 | $458,012 |
| Clifton Springs | $86,000 | $117,100 | $146,739 | $183,152 | $245,066 |
| Farmington | $137,375 | $150,341 | $187,216 | $269,659 | $345,568 |
| Geneva | $64,032 | $85,955 | $119,101 | $180,250 | $278,860 |
| Hall | $119,100 | $125,000 | $140,000 | $163,000 | $170,000 |
| Hemlock | $101,412 | $151,256 | $191,000 | $242,950 | $301,660 |
| Honeoye | $79,220 | $122,000 | $193,294 | $298,294 | $412,400 |
| Honeoye Falls | $135,700 | $164,200 | $206,100 | $300,000 | $384,000 |
| Ionia | $160,900 | $189,825 | $273,000 | $362,475 | $436,820 |
| Lima | $97,200 | $136,600 | $175,600 | $253,000 | $291,360 |
| Livonia | $103,370 | $151,125 | $196,100 | $259,700 | $322,800 |
| Lyons | $66,848 | $97,554 | $129,294 | $172,826 | $265,087 |
| Manchester | $78,400 | $102,700 | $113,900 | $129,875 | $156,500 |
| Naples | $61,120 | $112,100 | $169,200 | $260,200 | $472,200 |
| Newark | $101,456 | $125,665 | $148,450 | $193,675 | $251,304 |
| Palmyra | $68,118 | $128,000 | $166,818 | $241,900 | $312,076 |
| Phelps | $76,087 | $108,152 | $143,750 | $185,870 | $251,631 |
| Pittsford | $309,770 | $455,050 | $560,700 | $686,550 | $744,300 |
| Port Gibson | $33,800 | $78,800 | $105,200 | $118,200 | $126,500 |
| Rushville | $78,110 | $145,450 | $253,650 | $583,150 | $946,200 |
| Seneca Castle | $79,850 | $111,250 | $135,250 | $164,625 | $220,500 |
| Shortsville | $78,990 | $111,900 | $137,500 | $172,000 | $226,010 |
| Springwater | $50,235 | $82,000 | $148,118 | $211,529 | $304,965 |
| Stanley | $98,770 | $125,000 | $159,900 | $228,600 | $341,960 |
| Victor | $127,000 | $190,544 | $309,000 | $414,825 | $525,800 |
| Fishers | N/A | N/A | N/A | N/A | N/A |
| Gorham | N/A | N/A | N/A | N/A | N/A |
| West Bloomfield | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Ontario County, New York
Median Ontario County Tax Bill
$4,698
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Ontario County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomfield | $2,482 | $3,875 | $5,394 | $7,308 | $9,529 |
| Canandaigua | $1,840 | $2,980 | $4,602 | $7,496 | $11,064 |
| Clifton Springs | $2,555 | $3,574 | $4,517 | $5,560 | $7,299 |
| Farmington | $3,435 | $3,840 | $4,659 | $6,662 | $8,602 |
| Geneva | $2,078 | $2,882 | $4,067 | $5,715 | $8,041 |
| Hall | $2,136 | $2,276 | $2,573 | $2,993 | $3,149 |
| Hemlock | $2,097 | $3,293 | $4,174 | $5,339 | $6,642 |
| Honeoye | $1,707 | $2,714 | $4,321 | $6,779 | $9,425 |
| Honeoye Falls | $3,884 | $4,876 | $6,116 | $8,790 | $11,552 |
| Ionia | $4,496 | $5,472 | $7,707 | $10,459 | $13,077 |
| Lima | $2,139 | $3,079 | $4,348 | $5,569 | $7,047 |
| Livonia | $2,182 | $3,382 | $4,387 | $5,732 | $7,147 |
| Lyons | $2,856 | $3,949 | $5,435 | $7,702 | $12,050 |
| Manchester | $2,547 | $3,622 | $4,012 | $4,609 | $5,537 |
| Naples | $1,367 | $2,806 | $4,277 | $6,317 | $10,530 |
| Newark | $3,136 | $4,053 | $5,323 | $7,306 | $9,976 |
| Palmyra | $2,276 | $4,069 | $5,276 | $7,118 | $9,491 |
| Phelps | $2,129 | $3,292 | $4,433 | $5,627 | $7,359 |
| Pittsford | $9,033 | $14,087 | $18,731 | $22,060 | $25,380 |
| Port Gibson | $1,395 | $3,317 | $4,589 | $5,181 | $5,523 |
| Rushville | $1,641 | $3,100 | $5,014 | $11,376 | $17,942 |
| Seneca Castle | $1,435 | $2,741 | $3,422 | $4,162 | $5,493 |
| Shortsville | $2,372 | $3,899 | $4,690 | $5,611 | $6,956 |
| Springwater | $1,141 | $1,935 | $3,361 | $4,670 | $6,860 |
| Stanley | $1,801 | $2,438 | $3,160 | $4,500 | $6,541 |
| Victor | $3,232 | $4,963 | $8,106 | $10,879 | $13,878 |
| Fishers | N/A | N/A | N/A | N/A | N/A |
| Gorham | N/A | N/A | N/A | N/A | N/A |
| West Bloomfield | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell