Ontario County Property Taxes
The median property tax rate in Ontario County is 2.60%, which is significantly higher than both the national median of 0.99% and the New York state median of 2.39%. With a median home value of $176,100, the typical annual property tax bill in Ontario County reaches $4,698, exceeding the national median of $2,690. Property taxes here are calculated based on the tax assessed value, which often falls below the actual market value due to various property tax exemptions like primary residence and agricultural exemptions. Understanding Ontario County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Canandaigua or another part of Ontario County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Ontario County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.6%
Estimate Property Tax Bill
$4,579
$4,527
Ownwell’s Ontario County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Ontario County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Ontario County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Ontario County, New York
Property taxes in Ontario County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Ontario County is 2.60%, which is significantly higher than the U.S. national median of 0.99%. Local government entities within Ontario County set these rates annually, and they can vary significantly between different areas within the county. Each year, Ontario County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Lyons has one of the higher property tax rates in New York at 4.55%, while the city of Hall boasts one of the lowest at 1.86%. Analyzing how Ontario County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Ontario County Tax Rate
2.60%
Average New York Tax Rate
2.39%
Average United States Tax Rate
0.99%
Property Tax Rates Across Ontario County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomfield | 2.31% | 2.78% | 2.90% | 3.02% | 3.11% |
| Canandaigua | 1.96% | 2.11% | 2.37% | 2.60% | 2.63% |
| Clifton Springs | 2.72% | 2.87% | 3.04% | 3.31% | 3.36% |
| Farmington | 2.46% | 2.48% | 2.48% | 2.60% | 2.66% |
| Fishers | 2.68% | 2.68% | 2.68% | 2.68% | 2.68% |
| Geneva | 2.45% | 2.61% | 3.36% | 4.14% | 4.14% |
| Gorham | N/A | N/A | N/A | N/A | N/A |
| Hall | 1.83% | 1.86% | 1.86% | 1.86% | 1.86% |
| Hemlock | 2.16% | 2.20% | 2.20% | 2.20% | 2.25% |
| Honeoye | 2.15% | 2.26% | 2.27% | 2.34% | 2.43% |
| Honeoye Falls | 2.81% | 3.01% | 3.01% | 3.01% | 3.02% |
| Ionia | 2.81% | 2.81% | 2.82% | 3.02% | 3.04% |
| Lima | 2.20% | 2.20% | 2.27% | 2.46% | 2.82% |
| Livonia | 2.10% | 2.20% | 2.20% | 2.33% | 2.42% |
| Lyons | 2.90% | 4.43% | 4.55% | 4.55% | 4.55% |
| Manchester | 3.39% | 3.56% | 3.57% | 3.57% | 3.57% |
| Naples | 2.22% | 2.22% | 2.58% | 2.58% | 3.02% |
| Newark | 2.86% | 2.88% | 2.88% | 4.47% | 4.73% |
| Palmyra | 2.89% | 3.05% | 3.14% | 3.28% | 3.46% |
| Phelps | 2.80% | 2.88% | 2.98% | 3.26% | 3.26% |
| Pittsford | 2.68% | 3.44% | 3.44% | 3.44% | 3.44% |
| Port Gibson | 4.27% | 4.46% | 4.46% | 4.46% | 4.46% |
| Rushville | 1.97% | 1.99% | 2.01% | 2.03% | 2.36% |
| Seneca Castle | 2.43% | 2.49% | 2.53% | 2.53% | 2.53% |
| Shortsville | 3.00% | 3.11% | 3.20% | 3.81% | 3.81% |
| Springwater | 2.22% | 2.25% | 2.25% | 2.47% | 2.47% |
| Stanley | 1.76% | 1.81% | 2.01% | 2.07% | 2.48% |
| Victor | 2.51% | 2.55% | 2.68% | 2.71% | 2.88% |
| West Bloomfield | 1.87% | 1.87% | 1.87% | 1.87% | 1.87% |
Source: Ownwell
Property Tax Assessment Values Across Ontario County, New York
Understanding the difference between "market value" and "assessed value" is key to comprehending property taxes in Ontario County, NY. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Ontario County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Ontario County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In Ontario County, the median home price is $176,100. The highest median tax bill is found in Pittsford at $18,731, while the lowest is in West Bloomfield at $898. By being aware of these valuation processes, homeowners can identify opportunities for appealing assessments or applying for exemptions to manage their tax burden more effectively.
Property Tax Assessment Values Across Ontario County, New York
Source: Ownwell
$48,100
$304,400
$560,700
Average Ontario County Assessed Value
$176,100
Average New York Assessed Value
$255,644
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Ontario County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomfield | $95,745 | $142,000 | $189,500 | $260,000 | $341,820 |
| Canandaigua | $90,816 | $133,300 | $193,878 | $304,651 | $458,012 |
| Clifton Springs | $86,000 | $117,100 | $146,739 | $183,152 | $245,066 |
| Farmington | $137,375 | $150,341 | $187,216 | $269,659 | $345,568 |
| Fishers | $220,200 | $220,200 | $220,200 | $220,200 | $220,200 |
| Geneva | $64,032 | $85,955 | $119,101 | $180,250 | $278,860 |
| Gorham | N/A | N/A | N/A | N/A | N/A |
| Hall | $119,100 | $125,000 | $140,000 | $163,000 | $170,000 |
| Hemlock | $101,412 | $151,256 | $191,000 | $242,950 | $301,660 |
| Honeoye | $79,220 | $122,000 | $193,294 | $298,294 | $412,400 |
| Honeoye Falls | $135,700 | $164,200 | $206,100 | $300,000 | $384,000 |
| Ionia | $160,900 | $189,825 | $273,000 | $362,475 | $436,820 |
| Lima | $97,200 | $136,600 | $175,600 | $253,000 | $291,360 |
| Livonia | $103,370 | $151,125 | $196,100 | $259,700 | $322,800 |
| Lyons | $66,848 | $97,554 | $129,294 | $172,826 | $265,087 |
| Manchester | $78,400 | $102,700 | $113,900 | $129,875 | $156,500 |
| Naples | $61,120 | $112,100 | $169,200 | $260,200 | $472,200 |
| Newark | $101,456 | $125,665 | $148,450 | $193,675 | $251,304 |
| Palmyra | $68,118 | $128,000 | $166,818 | $241,900 | $312,076 |
| Phelps | $76,087 | $108,152 | $143,750 | $185,870 | $251,631 |
| Pittsford | $309,770 | $455,050 | $560,700 | $686,550 | $744,300 |
| Port Gibson | $33,800 | $78,800 | $105,200 | $118,200 | $126,500 |
| Rushville | $78,110 | $145,450 | $253,650 | $583,150 | $946,200 |
| Seneca Castle | $79,850 | $111,250 | $135,250 | $164,625 | $220,500 |
| Shortsville | $78,990 | $111,900 | $137,500 | $172,000 | $226,010 |
| Springwater | $50,235 | $82,000 | $148,118 | $211,529 | $304,965 |
| Stanley | $98,770 | $125,000 | $159,900 | $228,600 | $341,960 |
| Victor | $127,000 | $190,544 | $309,000 | $414,825 | $525,800 |
| West Bloomfield | $48,100 | $48,100 | $48,100 | $48,100 | $48,100 |
Source: Ownwell
Property Tax Bills Across Ontario County, New York
In Ontario County, NY, property tax bills are calculated based on the assessed value of a home and the local tax rate. The assessed value is determined by the local assessor's office, which evaluates the market value of the property. This value is then multiplied by the county's tax rate to compute the annual tax bill. Factors such as property size, location, and improvements can influence the assessed value. Homeowners in Ontario County experience a wide range of property tax bills. For example, the tax bill at the 25th percentile is $3,313, while at the 75th percentile, it rises to $7,249. The 90th percentile tax bill reaches $10,533, showcasing the variability within the county. The highest median tax bill in the county is found in Pittsford at $18,731, whereas West Bloomfield has the lowest at $898. Comparatively, the national median property tax rate stands at 0.99%, making it essential for homeowners to understand their local assessments and rates to manage their tax liabilities effectively.
Average Ontario County Tax Bill
$4,698
Average New York Tax Bill
$5,938
Average United States Tax Bill
$2,690
Property Tax Bills Across Ontario County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomfield | $2,482 | $3,875 | $5,394 | $7,308 | $9,529 |
| Canandaigua | $1,840 | $2,980 | $4,602 | $7,496 | $11,064 |
| Clifton Springs | $2,555 | $3,574 | $4,517 | $5,560 | $7,299 |
| Farmington | $3,435 | $3,840 | $4,659 | $6,662 | $8,602 |
| Fishers | $5,896 | $5,896 | $5,896 | $5,896 | $5,896 |
| Geneva | $2,078 | $2,882 | $4,067 | $5,715 | $8,041 |
| Gorham | N/A | N/A | N/A | N/A | N/A |
| Hall | $2,136 | $2,276 | $2,573 | $2,993 | $3,149 |
| Hemlock | $2,097 | $3,293 | $4,174 | $5,339 | $6,642 |
| Honeoye | $1,707 | $2,714 | $4,321 | $6,779 | $9,425 |
| Honeoye Falls | $3,884 | $4,876 | $6,116 | $8,790 | $11,552 |
| Ionia | $4,496 | $5,472 | $7,707 | $10,459 | $13,077 |
| Lima | $2,139 | $3,079 | $4,348 | $5,569 | $7,047 |
| Livonia | $2,182 | $3,382 | $4,387 | $5,732 | $7,147 |
| Lyons | $2,856 | $3,949 | $5,435 | $7,702 | $12,050 |
| Manchester | $2,547 | $3,622 | $4,012 | $4,609 | $5,537 |
| Naples | $1,367 | $2,806 | $4,277 | $6,317 | $10,530 |
| Newark | $3,136 | $4,053 | $5,323 | $7,306 | $9,976 |
| Palmyra | $2,276 | $4,069 | $5,276 | $7,118 | $9,491 |
| Phelps | $2,129 | $3,292 | $4,433 | $5,627 | $7,359 |
| Pittsford | $9,033 | $14,087 | $18,731 | $22,060 | $25,380 |
| Port Gibson | $1,395 | $3,317 | $4,589 | $5,181 | $5,523 |
| Rushville | $1,641 | $3,100 | $5,014 | $11,376 | $17,942 |
| Seneca Castle | $1,435 | $2,741 | $3,422 | $4,162 | $5,493 |
| Shortsville | $2,372 | $3,899 | $4,690 | $5,611 | $6,956 |
| Springwater | $1,141 | $1,935 | $3,361 | $4,670 | $6,860 |
| Stanley | $1,801 | $2,438 | $3,160 | $4,500 | $6,541 |
| Victor | $3,232 | $4,963 | $8,106 | $10,879 | $13,878 |
| West Bloomfield | $898 | $898 | $898 | $898 | $898 |
Source: Ownwell