Ionia, Ontario County, New York Property Taxes

Name: Property Tax Bills Across Ionia, Ontario County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Ionia, NY effective property tax rate: 2.82%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Ionia, NY home value: $273,000
Median annual Ionia, NY tax bill: $7,707, $5,307 higher than the national median property tax bill of $2,400.

How are property taxes in Ontario calculated?

Property taxes in Ionia, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Ionia’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ionia, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Ionia, Ontario County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.82%

Estimate Property Tax Bill

$7,699

$7,144

Ownwell’s Ionia Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Ionia with just two data points. By entering your property's estimated assessed value, our calculator applies Ionia’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Ontario County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Ionia, Ontario County, New York

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Ionia’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S. The median property tax rate in Ionia is 2.82%, which is significantly higher than the national median of 1.02%. This places Ionia among the areas with the highest property tax rates in the state. Such a rate can impact homeowners' decisions, as the tax burden is notably greater than the national average. However, understanding these figures can empower property owners to make informed decisions and potentially seek property tax appeals or exemptions to alleviate their tax responsibilities.

Property Tax Rates Across Ionia, Ontario County, New York

Source: Ownwell

1.86%

3.20%

4.55%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ionia Tax Rate

2.82%

Median Effective Ontario County Tax Rate

2.60%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ionia, Ontario County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
14475	2.81%	2.81%	2.82%	3.02%	3.04%

Source: Ownwell

Property Tax Assessment Values Across Ionia, Ontario County, New York

When examining property taxes in Ionia, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ontario County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Ontario County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ionia. For example, the median home price in Ionia is $273,000, with tax bills ranging significantly across the county. 14475 has the highest median home price at $273,000.

Property Tax Assessment Values Across Ionia, Ontario County, New York

Source: Ownwell

$105,200

$332,950

$560,700

Median Ionia Market Value

$273,000

Median Ontario County Market Value

$176,100

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ionia, Ontario County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
14475	$160,900	$189,825	$273,000	$362,475	$436,820

Source: Ownwell

Property Tax Bills Across Ionia, Ontario County, New York

In Ionia, Ontario County, NY, property tax bills are calculated based on the assessed value of a home and the local tax rate. The assessed value is determined by local assessors who evaluate the property's market value. The tax rate is then applied to this assessed value to determine the annual tax bill. Factors such as property size, location, and improvements can influence the assessed value. Homeowners in Ionia face a median tax bill of $7,707, which is significantly higher than the national median of $2,400. This can place a substantial financial burden on homeowners, especially when compared to the national median property tax rate of 1.02%. Ownwell offers a solution by assisting homeowners in appealing their property tax assessments and identifying potential exemptions. By leveraging expert knowledge and experience, Ownwell can help homeowners potentially reduce their tax bills, easing the financial strain and ensuring they are not overpaying.

Property Tax Bills Across Ionia, Ontario County, New York

Source: Ownwell

$2,573

$10,652

$18,731

Median Ionia Tax Bill

$7,707

Median Ontario County Tax Bill

$4,698

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Ionia, Ontario County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
14475	$4,496	$5,472	$7,707	$10,459	$13,077

Source: Ownwell