Montgomery, Orange County, New York Property Taxes

Name: Property Tax Bills Across Montgomery, Orange County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Montgomery, NY effective property tax rate: 2.58%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Montgomery, NY home value: $329,600
Median annual Montgomery, NY tax bill: $9,140, $6,740 higher than the national median property tax bill of $2,400.

How are property taxes in Orange County calculated?

Property taxes in Montgomery, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Montgomery’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Montgomery, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Montgomery, Orange County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.58%

Estimate Property Tax Bill

$8,504

$7,891

Ownwell’s Montgomery Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Montgomery with just two data points. By entering your property's estimated assessed value, our calculator applies Montgomery’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Orange County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Montgomery, Orange County, New York

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Montgomery’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Montgomery, located in Orange County, bears a significant property tax burden. The effective property tax rate here stands at 2.58%, noticeably higher than the national median of 1.02%. This rate is consistent across the county, with both the highest and lowest median tax rates recorded at 2.58%. For residents, this translates into a substantial annual tax bill, especially when compared to the national median tax bill of $2,400. Understanding these figures can be crucial for homeowners looking to manage their expenses or considering an appeal for their property tax assessment.

Property Tax Rates Across Montgomery, Orange County, New York

Source: Ownwell

2.20%

2.85%

3.51%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Montgomery Tax Rate

2.58%

Median Effective Orange County Tax Rate

2.78%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Montgomery, Orange County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12549	2.45%	2.50%	2.58%	3.07%	3.07%

Source: Ownwell

Property Tax Assessment Values Across Montgomery, Orange County, New York

When examining property taxes in Montgomery, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Orange County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Orange County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Montgomery. For example, the median home price in Montgomery is $329,600, with tax bills ranging significantly across the county. 12549 has the highest median home price at $329,600.

Property Tax Assessment Values Across Montgomery, Orange County, New York

Source: Ownwell

$122,700

$313,000

$503,300

Median Montgomery Market Value

$329,600

Median Orange County Market Value

$278,100

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Montgomery, Orange County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12549	$198,200	$265,300	$329,600	$442,000	$542,200

Source: Ownwell

Property Tax Bills Across Montgomery, Orange County, New York

In Montgomery, located in Orange County, NY, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This assessed value is then multiplied by the local tax rate to determine the tax bill. Homeowners in Montgomery face property tax bills significantly higher than the national median of $2,400, with the median tax bill reaching $9,140. This can be attributed to the area's higher median home price of $329,600. Factors like local government budgets and school funding needs also influence tax rates, impacting the final tax bill. For many homeowners, these steep tax bills can be a financial burden. Ownwell offers a solution by providing property tax appeal services, helping homeowners potentially reduce their tax bills. By analyzing assessment values and ensuring they align with market rates, Ownwell can identify discrepancies and assist in filing appeals, offering a chance to save significantly on property taxes.

Property Tax Bills Across Montgomery, Orange County, New York

Source: Ownwell

$3,386

$8,384

$13,381

Median Montgomery Tax Bill

$9,140

Median Orange County Tax Bill

$7,888

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Montgomery, Orange County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12549	$5,185	$7,129	$9,140	$11,684	$13,905

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates

Links
Orange Assessment Review Commission
Website	gis.orangecountygov.com