Hammond, St. Lawrence County, New York Property Taxes
Median Hammond, NY effective property tax rate: 2.26%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Hammond, NY home value: $97,701
Median annual Hammond, NY tax bill: $2,342, $58 lower than the national median property tax bill of $2,400.
How are property taxes in St. Lawrence calculated?
Property taxes in Hammond, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hammond’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hammond, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Hammond, St. Lawrence County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.26%
Estimate Property Tax Bill
$2,208
$2,049
Property Tax Rates Across Hammond, St. Lawrence County, New York
Local government entities set tax rates, which can vary widely within a state. This is because each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell.
In Hammond, located in St. Lawrence County, NY, the effective property tax rate stands out when compared to other cities in New York and the national average. With a median property tax rate of 2.26%, Hammond's rate is significantly higher than the national median of 1.02%. This higher rate translates into a larger property tax bill for homeowners, emphasizing the importance of exploring potential property tax appeals and exemptions. By understanding how these rates are calculated and the factors influencing them, property owners in Hammond can better navigate their tax obligations and potentially reduce their financial burden.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hammond Tax Rate
2.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Lawrence County Tax Rate
3.02%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hammond, St. Lawrence County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13646 | 2.26% | 2.26% | 2.26% | 2.59% | 2.67% |
Source: Ownwell
Property Tax Assessment Values Across Hammond, St. Lawrence County, New York
When examining property taxes in Hammond, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Lawrence County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In St. Lawrence County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hammond. For example, the median home price in Hammond is $97,701, with tax bills ranging significantly across the county. Zip code 13646 has the highest median home price at $97,701.
Property Tax Assessment Values Across Hammond, St. Lawrence County, New York
Source: Ownwell
$35,000
$108,901
$182,802
Median Hammond Market Value
$97,701
Median St. Lawrence County Market Value
$83,455
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hammond, St. Lawrence County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13646 | $32,184 | $59,140 | $97,701 | $166,667 | $258,276 |
Source: Ownwell
Property Tax Bills Across Hammond, St. Lawrence County, New York
Median Hammond Tax Bill
$2,342
Median St. Lawrence County Tax Bill
$2,611
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Hammond, St. Lawrence County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13646 | $701 | $1,431 | $2,342 | $3,995 | $6,138 |
Source: Ownwell