Harrisville, New York Property Taxes
The median property tax rate in Harrisville, NY is 2.88%, considerably higher than both the national median of 0.99% and the New York state median of 2.39%. With a median home value of $65,000 in Harrisville, the typical annual property tax bill reaches $1,763, exceeding the national median of $2,690. Property taxes in Harrisville are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Harrisville's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Harrisville or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Harrisville, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.88%
Estimate Property Tax Bill
$1,872
$1,737
Ownwell’s Harrisville Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Harrisville with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Harrisville to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Harrisville, New York
Property taxes in Harrisville, New York, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Harrisville is 2.88%, significantly higher than both the New York state median and the U.S. national median of 0.99%. Local government entities within Harrisville set these rates annually, and they can vary significantly across different neighborhoods. Each year, Harrisville estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Harrisville's effective property tax rate to other counties in New York and the national median. For comparison, the 13648 zip code has both the highest and the lowest median property tax rate of 2.88%. Understanding how these cities compare with Harrisville provides valuable insights into the varying tax landscape across St. Lawrence County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Harrisville Tax Rate
2.88%
Average St. Lawrence County Tax Rate
3.02%
Average New York Tax Rate
2.39%
Average United States Tax Rate
0.99%
Property Tax Rates Across Harrisville, New York
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
13648 | 2.34% | 2.57% | 2.88% | 2.88% | 2.88% |
Source: Ownwell
Property Tax Assessment Values Across Harrisville, New York
In Harrisville, New York, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value represents the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the St. Lawrence County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Harrisville, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Harrisville's median home price is $65,000, with tax bills ranging from $1,028 at the 25th percentile to $4,319 at the 90th percentile. The highest and lowest median tax bills are both $1,763 in zip code 13648. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Harrisville Assessed Value
$65,000
Average St. Lawrence County Assessed Value
$83,455
Average New York Assessed Value
$255,644
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Harrisville, New York
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
13648 | $23,204 | $37,653 | $65,000 | $104,337 | $154,959 |
Source: Ownwell
Property Tax Bills Across Harrisville, New York
In Harrisville, St. Lawrence County, NY, property tax bills are calculated based on the assessed value of a home and the local tax rate. The assessed value is determined by the local assessor, reflecting the property's market value. Homeowners in Harrisville face property tax bills that vary significantly, with the 25th percentile tax bill at $1,028 and the 75th percentile reaching $2,833. The 90th percentile tax bill can be as high as $4,319, indicating a wide range of tax liabilities depending on property values and local assessments. The median home price in Harrisville is $65,000, which is considerably lower than the national median. Despite this, the property tax rate can result in substantial annual bills. For instance, the highest median tax bill in the area is $1,763, located in the zip code 13648. This variability in tax bills can significantly impact homeowners, influencing their financial planning and overall housing affordability. Homeowners must stay informed about their property assessments and any changes in local tax rates to manage their tax obligations effectively.
Average Harrisville Tax Bill
$1,763
Average St. Lawrence County Tax Bill
$2,611
Average New York Tax Bill
$5,938
Average United States Tax Bill
$2,690
Property Tax Bills Across Harrisville, New York
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
13648 | $650 | $1,028 | $1,763 | $2,833 | $4,319 |
Source: Ownwell