Potsdam, St. Lawrence County, New York Property Taxes

Name: Property Tax Bills Across Potsdam, St. Lawrence County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Potsdam, NY effective property tax rate: 3.41%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Potsdam, NY home value: $104,762
Median annual Potsdam, NY tax bill: $3,871, $1,471 higher than the national median property tax bill of $2,400.

How are property taxes in St. Lawrence calculated?

Property taxes in Potsdam, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Potsdam’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Potsdam, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Potsdam, St. Lawrence County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

3.41%

Estimate Property Tax Bill

$3,572

$3,315

Ownwell’s Potsdam Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Potsdam with just two data points.

By entering your property's estimated assessed value, our calculator applies Potsdam’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Lawrence County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Potsdam, St. Lawrence County, New York

Local government entities determine property tax rates, which can vary significantly across a state. Each year, counties estimate their required budget to provide essential services and then divide this amount by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. Although the process involves votes and legislation, this is essentially how it works annually. In Potsdam, located in St. Lawrence County, the effective property tax rate is 3.41%, which is significantly higher than the national median of 1.02%. This rate is also the highest and lowest within the zip code 13676, indicating a uniformity in property tax rates across the area. When compared to other cities in New York and the national average, Potsdam’s rate stands out as exceptionally high, highlighting the importance of exploring property tax appeal and exemption services. Understanding these rates can help property owners make informed decisions about their tax liabilities and potential savings.

Property Tax Rates Across Potsdam, St. Lawrence County, New York

Source: Ownwell

2.12%

3.68%

5.23%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Potsdam Tax Rate

3.41%

Median Effective St. Lawrence County Tax Rate

3.02%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Potsdam, St. Lawrence County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13676	2.88%	2.93%	3.41%	4.65%	4.75%

Source: Ownwell

Property Tax Assessment Values Across Potsdam, St. Lawrence County, New York

When examining property taxes in Potsdam, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Lawrence County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In St. Lawrence County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Potsdam.

For example, the median home price in Potsdam is $104,762, with tax bills ranging significantly across the county. Zip code 13676 has the highest median home price at $104,762.

Property Tax Assessment Values Across Potsdam, St. Lawrence County, New York

Source: Ownwell

$35,000

$108,901

$182,802

Median Potsdam Market Value

$104,762

Median St. Lawrence County Market Value

$83,455

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Potsdam, St. Lawrence County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13676	$41,167	$69,048	$104,762	$155,263	$216,391

Source: Ownwell

Property Tax Bills Across Potsdam, St. Lawrence County, New York

In Potsdam, located in St. Lawrence County, NY, property tax bills are calculated based on the assessed value of a home. The median tax bill here is $3,871, which is notably higher than the national median of $2,400. This discrepancy can be attributed to local tax rates and the assessed value of properties. Homeowners in Potsdam see tax bills ranging from the 25th percentile at $2,305 to the 90th percentile at $7,983. The assessed value considers factors such as location, size, and condition of the property. Higher assessed values lead to increased tax bills, impacting homeowners significantly. However, homeowners can benefit from appealing their property tax assessments, potentially reducing their tax burden. This is where Ownwell comes in, offering expert property tax appeal services. By analyzing local market conditions and comparable properties, Ownwell helps homeowners ensure their property assessments are fair, potentially leading to substantial savings on their tax bills.

Property Tax Bills Across Potsdam, St. Lawrence County, New York

Source: Ownwell

$1,175

$2,912

$4,649

Median Potsdam Tax Bill

$3,871

Median St. Lawrence County Tax Bill

$2,611

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Potsdam, St. Lawrence County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13676	$1,245	$2,305	$3,871	$5,819	$7,983

Source: Ownwell