White Lake, Sullivan County, New York Property Taxes
Median WHITE LAKE, NY effective property tax rate: 2.64%, significantly higher than the national median of 1.02%, but lower than the NY state median of 2.39%.
Median WHITE LAKE, NY home value: $248,310
Median annual WHITE LAKE, NY tax bill: $6,644, $4,244 higher than the national median property tax bill of $2,400.
How are property taxes in Sullivan calculated?
Property taxes in WHITE LAKE, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding WHITE LAKE’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in WHITE LAKE, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
White Lake, Sullivan County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.64%
Estimate Property Tax Bill
$6,555
$6,083
Property Tax Rates Across White Lake, Sullivan County, New York
Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare White Lake’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
White Lake, located in Sullivan County, experiences a median property tax rate of 2.64%, which is significantly higher than the national median property tax rate of 1.02%. This places a considerable tax burden on property owners compared to the national average. Understanding the local tax landscape is crucial for property owners who wish to manage their expenses effectively. By appealing property tax assessments and exploring available exemptions, residents can potentially reduce their tax liabilities. This proactive approach not only alleviates financial strain but also ensures that property owners are paying a fair amount relative to their property's assessed value.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective White Lake Tax Rate
2.64%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sullivan County Tax Rate
1.60%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across White Lake, Sullivan County, New York
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
12786 | 2.10% | 2.49% | 2.64% | 2.68% | 3.19% |
Source: Ownwell
Property Tax Assessment Values Across White Lake, Sullivan County, New York
When examining property taxes in White Lake, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sullivan County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Sullivan County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in White Lake.
For example, the median home price in White Lake is $248,310, with tax bills ranging significantly across the county. 12786 has the highest median home price at $248,310.
Property Tax Assessment Values Across White Lake, Sullivan County, New York
Source: Ownwell

$97,822
$200,889
$303,956
Median White Lake Market Value
$248,310
Median Sullivan County Market Value
$159,121
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across White Lake, Sullivan County, New York
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
12786 | $113,380 | $153,230 | $248,310 | $497,664 | $965,210 |
Source: Ownwell
Property Tax Bills Across White Lake, Sullivan County, New York
In White Lake, located in Sullivan County, NY, property tax bills are calculated based on the assessed value of a home and the local tax rate. The median home price in the area is $248,310. Homeowners can expect tax bills to vary significantly, with the 25th percentile tax bill at $3,963 and the 75th percentile reaching $12,984. In some cases, taxes can be as high as $26,686 for the 90th percentile. The property tax bill is influenced by the assessed value, which is determined by local assessors, and the tax rate set by local taxing authorities. This can be burdensome for homeowners, especially when the tax bill exceeds the national median of $2,400.
Ownwell offers a solution by providing property tax appeal services. By analyzing your property's assessed value and comparing it to similar properties, Ownwell can identify potential over-assessments. Our team of experts works to appeal these assessments, potentially lowering your tax bill and saving you money. Partner with Ownwell to ensure you're not overpaying on your property taxes.
Median White Lake Tax Bill
$6,644
Median Sullivan County Tax Bill
$2,467
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across White Lake, Sullivan County, New York
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
12786 | $2,769 | $3,963 | $6,644 | $12,984 | $26,686 |
Source: Ownwell