Gardiner, Ulster County, New York Property Taxes

Name: Property Tax Bills Across Gardiner, Ulster County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Gardiner, NY effective property tax rate: 2.25%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Gardiner, NY home value: $366,667
Median annual Gardiner, NY tax bill: $8,629, $6,229 higher than the national median property tax bill of $2,400.

How are property taxes in Ulster calculated?

Property taxes in Gardiner, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gardiner’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gardiner, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Gardiner, Ulster County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.25%

Estimate Property Tax Bill

$8,250

$7,656

Ownwell’s Gardiner Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gardiner with just two data points. By entering your property's estimated assessed value, our calculator applies Gardiner’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Ulster County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Gardiner, Ulster County, New York

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Gardiner’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S. Gardiner, located in Ulster County, reflects a median property tax rate of 2.25%, which is notably higher than the national median of 1.02%. This places Gardiner among the higher property tax regions, highlighting the importance of understanding local tax dynamics. While Gardiner's rate is consistent across the region, it underscores the significance of property tax consulting services to potentially reduce tax burdens. Understanding these rates is crucial for homeowners aiming to manage their expenses effectively. As property taxes can significantly impact financial planning, being informed and proactive about local tax rates can lead to substantial savings.

Property Tax Rates Across Gardiner, Ulster County, New York

Source: Ownwell

1.52%

2.80%

4.08%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gardiner Tax Rate

2.25%

Median Effective Ulster County Tax Rate

2.67%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gardiner, Ulster County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12525	2.23%	2.23%	2.25%	2.46%	2.54%

Source: Ownwell

Property Tax Assessment Values Across Gardiner, Ulster County, New York

When examining property taxes in Gardiner, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ulster County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Ulster County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gardiner.

For example, the median home price in Gardiner is $366,667, with tax bills ranging significantly across the county. Zip code 12525 has the highest median home price at $366,667.

Property Tax Assessment Values Across Gardiner, Ulster County, New York

Source: Ownwell

$94,364

$366,546

$638,727

Median Gardiner Market Value

$366,667

Median Ulster County Market Value

$268,649

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gardiner, Ulster County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12525	$222,166	$308,297	$366,667	$488,889	$650,695

Source: Ownwell

Property Tax Bills Across Gardiner, Ulster County, New York

In Gardiner, NY, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The tax rate is applied to this assessed value to determine the annual tax bill. Factors such as local government budgets, school funding, and public services influence this rate. Homeowners in Gardiner face a median property tax bill of $8,629, significantly higher than the national median of $2,400. This hefty tax bill can strain household finances, particularly for those on fixed incomes.

Ownwell offers a solution by providing property tax appeal and exemption services to help homeowners potentially lower their tax bills. By analyzing property assessments and market conditions, Ownwell identifies discrepancies and files appeals on behalf of homeowners. This process can lead to a reduction in the assessed value, thereby lowering the tax burden. Homeowners in Gardiner can benefit from Ownwell's expertise, potentially saving thousands of dollars and alleviating financial pressure.

Property Tax Bills Across Gardiner, Ulster County, New York

Source: Ownwell

$1,547

$7,282

$13,016

Median Gardiner Tax Bill

$8,629

Median Ulster County Tax Bill

$6,879

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Gardiner, Ulster County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12525	$5,017	$7,015	$8,629	$11,115	$14,666

Source: Ownwell