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New Rochelle, Westchester County, New York Property Taxes

  • Median New Rochelle, NY effective property tax rate: 2.81%, significantly higher than the national median of 1.02%, but lower than the NY state median of 2.39%.

  • Median New Rochelle, NY home value: $614,679

  • Median annual New Rochelle, NY tax bill: $16,402, $14,002 higher than the national median property tax bill of $2,400.

How are property taxes in Westchester calculated?

Property taxes in New Rochelle, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding New Rochelle’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in New Rochelle, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

New Rochelle, Westchester County, New York Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.81%

Estimate Property Tax Bill

$17,272

$16,028

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s New Rochelle Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in New Rochelle with just two data points. By entering your property's estimated assessed value, our calculator applies New Rochelle’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Westchester. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across New Rochelle, Westchester County, New York

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In New Rochelle in Westchester County, property tax rates reflect this localized approach. The effective property tax rate in New Rochelle is notably higher than the national median of 1.02%, highlighting the region's unique fiscal requirements and property values. When comparing New Rochelle’s rate to other cities in New York, it becomes clear that property tax rates in this area are among the highest. The median property tax rate in New York is significantly higher than the national average, reflecting the state's robust public service commitments and infrastructure needs. Understanding these differences in property tax rates can provide valuable insights into the fiscal landscape of New Rochelle and the broader region, helping property owners navigate their tax obligations more effectively.

Property Tax Rates Across New Rochelle, Westchester County, New York

Source: Ownwell

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0.34%

3.24%

6.14%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective New Rochelle Tax Rate

2.81%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Westchester County Tax Rate

2.29%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across New Rochelle, Westchester County, New York

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
108012.18%2.56%2.81%2.92%3.03%
108042.38%2.63%2.81%2.84%2.86%
108052.11%2.55%2.83%2.94%3.03%

Source: Ownwell

Property Tax Assessment Values Across New Rochelle, Westchester County, New York

When examining property taxes in New Rochelle, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Westchester County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Westchester County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in New Rochelle. For example, the median home price in New Rochelle is $614,679, with tax bills ranging significantly across the county. Zip code 10804 has the highest median home price at $775,229.

Property Tax Assessment Values Across New Rochelle, Westchester County, New York

Source: Ownwell

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$143,650

$852,438

$1,561,225

Median New Rochelle Market Value

$614,679

Median Westchester County Market Value

$589,473

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across New Rochelle, Westchester County, New York

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
10801$247,706$385,321$511,468$619,266$750,000
10804$571,100$665,138$775,229$963,303$1,224,312
10805$178,899$344,037$527,523$688,073$885,321

Source: Ownwell

Property Tax Bills Across New Rochelle, Westchester County, New York

In New Rochelle, located in Westchester County, NY, property tax bills are determined by assessing the market value of a home and applying the local property tax rate. The tax bill is influenced by several factors, including the property's assessed value, tax exemptions, and the specific tax rate set by local authorities. Homeowners in New Rochelle face a significant tax burden, with the median tax bill reaching $20,979 in the 10804 zip code, which is notably higher than the national median property tax bill of $2,400. Even at the 25th percentile, tax bills are $11,288, highlighting the substantial financial impact on homeowners compared to the national median rate of 1.02%. Ownwell can assist homeowners in New Rochelle by providing expert property tax appeal and exemption services. By analyzing property assessments and identifying potential inaccuracies or opportunities for exemptions, Ownwell helps reduce the tax burden. This can lead to significant savings, ensuring homeowners pay only their fair share.

Property Tax Bills Across New Rochelle, Westchester County, New York

Source: Ownwell

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$739

$15,742

$30,745

Median New Rochelle Tax Bill

$16,402

Median Westchester County Tax Bill

$12,812

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across New Rochelle, Westchester County, New York

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
10801$5,561$9,684$13,532$16,921$20,631
10804$12,875$17,436$20,979$26,560$33,497
10805$4,542$7,939$13,230$18,501$24,463

Source: Ownwell

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