Indian Trail, Union County, North Carolina Property Taxes

Name: Property Tax Bills Across Indian Trail, Union County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Indian Trail, NC effective property tax rate: 0.84%, significantly lower than the national median of 1.02%, but higher than the North Carolina state median of 0.82%. Median Indian Trail, NC home value: $275,600. Median annual Indian Trail, NC tax bill: $2,245, $155 lower than the national median property tax bill of $2,400.

How are property taxes in Union County calculated?

Property taxes in Indian Trail, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Indian Trail’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Indian Trail, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Indian Trail, Union County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.84%

Estimate Property Tax Bill

$2,315

$2,148

Ownwell’s Indian Trail Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Indian Trail with just two data points.

By entering your property's estimated assessed value, our calculator applies Indian Trail’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Union County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Indian Trail, Union County, North Carolina

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Indian Trail, Union County, North Carolina, the effective property tax rate is a reflection of these local government calculations. Compared to other cities in North Carolina and the national median, Indian Trail's property tax rate offers a competitive advantage. With North Carolina's median property tax rate sitting below the national average of 1.02%, homeowners in Indian Trail benefit from a relatively lower tax burden. This can be an attractive factor for potential homebuyers looking to settle in an area with favorable property tax rates. As property taxes play a significant role in the overall cost of homeownership, understanding these rates is crucial for making informed decisions.

Property Tax Rates Across Indian Trail, Union County, North Carolina

Source: Ownwell

0.63%

0.73%

0.84%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Indian Trail Tax Rate

0.84%

Median Effective Union County Tax Rate

0.67%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Indian Trail, Union County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28079	0.63%	0.83%	0.84%	0.84%	0.85%

Source: Ownwell

Property Tax Assessment Values Across Indian Trail, Union County, North Carolina

When examining property taxes in Indian Trail, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Union County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Union County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Indian Trail.

For example, the median home price in Indian Trail is $275,600, with tax bills ranging significantly across the county. Zip code 28079 has the highest median home price at $275,600.

Property Tax Assessment Values Across Indian Trail, Union County, North Carolina

Source: Ownwell

$105,150

$265,600

$426,050

Median Indian Trail Market Value

$275,600

Median Union County Market Value

$277,400

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Indian Trail, Union County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28079	$160,700	$224,300	$275,600	$328,800	$387,740

Source: Ownwell

Property Tax Bills Across Indian Trail, Union County, North Carolina

In Indian Trail, located in Union County, NC, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This assessed value is then multiplied by the local property tax rate to calculate the annual tax bill. The median home price in Indian Trail is $275,600, contributing to a median property tax bill of $2,245. This is slightly below the national median property tax bill of $2,400, offering some relief to homeowners in the area. However, tax bills can vary significantly, with the 25th percentile at $1,768 and the 90th percentile reaching $3,164. Factors such as property improvements and neighborhood changes can also affect tax assessments over time. Homeowners in Indian Trail can benefit from Ownwell's expertise in property tax appeals, potentially reducing their tax burden by ensuring their property is assessed fairly. By leveraging local market data and expert analysis, Ownwell can help homeowners achieve substantial savings on their property tax bills.

Property Tax Bills Across Indian Trail, Union County, North Carolina

Source: Ownwell

$577

$1,960

$3,343

Median Indian Trail Tax Bill

$2,245

Median Union County Tax Bill

$2,194

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Indian Trail, Union County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28079	$1,140	$1,768	$2,245	$2,682	$3,164

Source: Ownwell