Champaign County Property Taxes
The median property tax rate in Champaign County, Ohio is 1.33%, which is higher than both the national median of 0.99% and the Ohio state median of 1.80%. With the median home value in Champaign County, the typical annual property tax bill reaches $1,926, which is below the national median of $2,690. Property taxes in Champaign County are calculated based on the assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Champaign County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Urbana or another part of Champaign County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Champaign County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.33%
Estimate Property Tax Bill
$1,854
Ownwell’s Champaign County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Champaign County with just 2 data points. Enter your property's estimated assessed value, our calculator applies the median tax rate in Champaign County to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Champaign County, Ohio
Property taxes in Champaign County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Champaign County is 1.33%, which is higher than both the Ohio state median and the U.S. national median of 0.99%. Local government entities within Champaign County set these rates annually, and they can vary significantly between different areas within the county. Each year, Champaign County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Champaign County's effective property tax rate with other regions in Ohio and the national median. For comparison, the city of Urbana has one of the higher property tax rates in Ohio at 1.46%, while the city of Springfield boasts one of the lowest at 1.21%. Analyzing how Champaign County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Champaign County Tax Rate
1.33%
Average Ohio Tax Rate
1.80%
Average United States Tax Rate
0.99%
Property Tax Rates Across Champaign County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cable | 0.68% | 1.16% | 1.35% | 1.39% | 1.43% |
| Casstown | 0.76% | 1.20% | 1.32% | 1.33% | 1.33% |
| Christiansburg | 1.00% | 1.34% | 1.36% | 1.39% | 1.40% |
| Conover | 0.59% | 1.08% | 1.32% | 1.34% | 1.36% |
| De Graff | 0.51% | 0.94% | 1.24% | 1.32% | 1.34% |
| Mechanicsburg | 0.97% | 1.28% | 1.40% | 1.63% | 1.67% |
| Milford Center | N/A | N/A | N/A | N/A | N/A |
| Mingo | N/A | N/A | N/A | N/A | N/A |
| New Carlisle | 0.68% | 1.16% | 1.30% | 1.33% | 1.33% |
| North Lewisburg | 0.97% | 1.27% | 1.30% | 1.33% | 1.37% |
| Quincy | N/A | N/A | N/A | N/A | N/A |
| Rosewood | 1.19% | 1.34% | 1.35% | 1.38% | 1.39% |
| Saint Paris | 0.80% | 1.14% | 1.30% | 1.42% | 1.46% |
| Sidney | 0.94% | 1.10% | 1.32% | 1.32% | 1.34% |
| Springfield | 0.91% | 1.09% | 1.21% | 1.24% | 1.49% |
| Urbana | 1.01% | 1.22% | 1.46% | 1.49% | 1.50% |
| West Liberty | 0.42% | 0.98% | 1.22% | 1.32% | 1.35% |
| Westville | 0.92% | 1.02% | 1.22% | 1.25% | 1.31% |
| Woodstock | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Champaign County, Ohio
In Champaign County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Champaign County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Champaign County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Springfield has the highest median tax bill at $2,399, while Westville has the lowest at $855. Being aware of these valuation processes in Champaign County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Champaign County Assessed Value
$139,430
Average Ohio Assessed Value
$133,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Champaign County, Ohio
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cable | $2,928 | $99,500 | $174,945 | $280,065 | $421,161 |
| Casstown | $2,082 | $137,612 | $165,270 | $239,052 | $302,916 |
| Christiansburg | $17,436 | $61,612 | $95,880 | $124,392 | $156,800 |
| Conover | $10,440 | $49,855 | $133,275 | $232,318 | $501,055 |
| De Graff | $11,906 | $74,580 | $153,870 | $286,120 | $614,738 |
| Mechanicsburg | $8,695 | $81,098 | $135,555 | $217,752 | $324,095 |
| Milford Center | N/A | N/A | N/A | N/A | N/A |
| Mingo | N/A | N/A | N/A | N/A | N/A |
| New Carlisle | $50,780 | $146,755 | $201,940 | $246,725 | $323,803 |
| North Lewisburg | $4,780 | $89,285 | $136,660 | $185,638 | $256,461 |
| Quincy | N/A | N/A | N/A | N/A | N/A |
| Rosewood | $26,380 | $75,695 | $97,220 | $122,490 | $140,350 |
| Saint Paris | $10,162 | $83,082 | $140,220 | $217,582 | $349,606 |
| Sidney | $91,520 | $121,210 | $170,640 | $231,785 | $380,340 |
| Springfield | $80,232 | $154,295 | $204,245 | $248,935 | $307,372 |
| Urbana | $27,032 | $88,720 | $137,810 | $204,265 | $311,254 |
| West Liberty | $18,614 | $120,505 | $193,980 | $324,962 | $765,004 |
| Westville | $5,712 | $18,702 | $68,455 | $119,540 | $151,040 |
| Woodstock | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Champaign County, Ohio
In Champaign County, Ohio, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of the market value. The county's median home price is $139,430, and the property tax rate is applied to this assessed value to determine the annual tax bill. Factors such as property location, home improvements, and local levies also influence the final amount. For example, the 25th percentile tax bill in Champaign County is $1,283, while the 75th percentile reaches $2,807, showing significant variation based on property characteristics and local tax rates. At the higher end, the 90th percentile tax bill is $4,019. In comparison, Springfield has the highest median tax bill at $2,399, whereas Westville has the lowest at $855. These figures highlight the range of property tax obligations faced by homeowners in different parts of the county. Understanding these factors helps homeowners anticipate their annual expenses and plan their finances accordingly.
Average Champaign County Tax Bill
$1,926
Average Ohio Tax Bill
$2,396
Average United States Tax Bill
$2,690
Property Tax Bills Across Champaign County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cable | $538 | $1,475 | $2,377 | $3,496 | $5,016 |
| Casstown | $1,764 | $1,847 | $2,198 | $3,136 | $3,705 |
| Christiansburg | $256 | $850 | $1,279 | $1,659 | $2,066 |
| Conover | $253 | $903 | $1,725 | $2,701 | $4,257 |
| De Graff | $318 | $978 | $1,912 | $3,051 | $4,261 |
| Mechanicsburg | $550 | $1,348 | $2,046 | $2,985 | $4,105 |
| Milford Center | N/A | N/A | N/A | N/A | N/A |
| Mingo | N/A | N/A | N/A | N/A | N/A |
| New Carlisle | $628 | $1,936 | $2,258 | $3,048 | $3,700 |
| North Lewisburg | $654 | $1,290 | $1,792 | $2,427 | $3,380 |
| Quincy | N/A | N/A | N/A | N/A | N/A |
| Rosewood | $347 | $1,028 | $1,331 | $1,628 | $1,866 |
| Saint Paris | $537 | $1,215 | $1,859 | $2,731 | $3,788 |
| Sidney | $859 | $1,567 | $1,899 | $3,091 | $4,896 |
| Springfield | $1,053 | $1,757 | $2,399 | $3,067 | $3,686 |
| Urbana | $748 | $1,316 | $1,923 | $2,782 | $3,983 |
| West Liberty | $582 | $1,552 | $2,363 | $3,421 | $4,977 |
| Westville | $168 | $490 | $855 | $1,338 | $1,608 |
| Woodstock | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell