Hamilton County Property Taxes
The median property tax rate in Hamilton County is 2.32%, which is significantly higher than both the national median of 0.99% and the Ohio state median of 1.80%. With a median home value of $139,190 in Hamilton County, the typical annual property tax bill reaches $3,119, surpassing the national median of $2,690. Property taxes in Hamilton County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Hamilton County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Cincinnati or another part of Hamilton County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Hamilton County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.32%
Estimate Property Tax Bill
$3,229
$2,997
Ownwell’s Hamilton County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Hamilton County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Hamilton County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property's assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Hamilton County, Ohio
Property taxes in Hamilton County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Hamilton County is 2.32%, which is significantly higher than both the Ohio state median and the U.S. national median of 0.99%. Local government entities within Hamilton County set these rates annually, and they can vary significantly between different areas within the county. Each year, Hamilton County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Hamilton County's effective property tax rate with other areas in Ohio and the national median. For comparison, the city of Elmwood Place has one of the higher property tax rates in Ohio at 3.33%, while the city of Miamiville boasts one of the lowest at 1.72%. Analyzing how Hamilton County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Hamilton County Tax Rate
2.32%
Average Ohio Tax Rate
1.80%
Average United States Tax Rate
0.99%
Property Tax Rates Across Hamilton County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addyston | 1.87% | 1.89% | 1.95% | 1.97% | 2.47% |
| Anderson Township | 2.12% | 2.27% | 2.28% | 2.34% | 2.34% |
| Ann Arbor | 2.49% | 2.49% | 2.49% | 2.49% | 2.49% |
| Arlington Heights | 1.56% | 2.63% | 2.63% | 2.64% | 2.72% |
| Blue Ash | 1.60% | 1.79% | 1.79% | 1.79% | 1.85% |
| Brooklyn Heights | 2.48% | 2.48% | 2.48% | 2.48% | 2.48% |
| Camp Dennison | 1.65% | 1.87% | 1.88% | 1.93% | 1.94% |
| Cheviot | 1.72% | 2.10% | 2.11% | 2.50% | 2.53% |
| Cincinnati | 1.77% | 2.15% | 2.38% | 2.48% | 2.68% |
| Cleves | 1.83% | 1.97% | 2.09% | 2.11% | 2.16% |
| College Hl | 2.48% | 2.49% | 2.51% | 2.58% | 2.60% |
| Columbia Township | 2.61% | 2.87% | 2.87% | 2.87% | 2.87% |
| Deer Park | 2.35% | 2.83% | 2.83% | 2.83% | 2.91% |
| Elmwood Place | 2.37% | 2.61% | 3.33% | 3.43% | 3.45% |
| Fairfield | 2.31% | 2.31% | 2.31% | 2.31% | 2.31% |
| Fort Worth | 2.62% | 2.62% | 2.62% | 2.62% | 2.62% |
| Glendale | 2.03% | 2.46% | 2.47% | 2.55% | 2.56% |
| Hamilton | 1.46% | 1.69% | 1.75% | 1.77% | 2.48% |
| Harrison | 1.50% | 1.61% | 1.79% | 1.80% | 1.92% |
| Hooven | 1.59% | 2.09% | 2.56% | 3.09% | 4.73% |
| Lebanon | 2.42% | 2.42% | 2.42% | 2.42% | 2.42% |
| Lockland | 1.73% | 2.36% | 2.41% | 2.48% | 2.49% |
| Loveland | 2.01% | 2.26% | 2.26% | 2.28% | 2.34% |
| Madeira | 2.29% | 2.48% | 2.48% | 2.48% | 2.49% |
| Mason | 1.79% | 1.81% | 2.08% | 2.66% | 3.17% |
| Miamitown | 1.93% | 1.98% | 2.02% | 2.76% | 3.11% |
| Miamiville | 1.58% | 1.64% | 1.72% | 1.81% | 1.86% |
| Milford | 1.98% | 2.36% | 2.44% | 2.47% | 2.52% |
| Montgomery | 1.96% | 2.11% | 2.11% | 2.11% | 2.17% |
| Morrow | 2.39% | 2.39% | 2.39% | 2.39% | 2.39% |
| Mount Healthy | 2.12% | 2.57% | 2.58% | 2.66% | 2.97% |
| N College Hl | 2.40% | 2.50% | 2.50% | 2.51% | 2.58% |
| Newtown | 2.29% | 2.34% | 2.42% | 2.50% | 2.55% |
| North Bend | 1.87% | 2.08% | 2.09% | 2.16% | 2.18% |
| North College Hill | 2.10% | 2.50% | 2.58% | 2.58% | 2.58% |
| Norwood | 1.68% | 2.15% | 2.15% | 2.16% | 2.23% |
| Oxford | 2.31% | 2.31% | 2.31% | 2.31% | 2.31% |
| Reading | 1.65% | 2.37% | 2.38% | 2.44% | 2.44% |
| Saint Bernard | 2.44% | 2.77% | 2.77% | 2.78% | 2.87% |
| Sharonville | 1.77% | 1.77% | 1.77% | 1.77% | 1.79% |
| Silverton | 2.39% | 2.41% | 2.42% | 2.44% | 2.50% |
| Springdale | 1.39% | 1.70% | 1.86% | 1.86% | 1.93% |
| Terrace Park | 2.78% | 2.81% | 2.81% | 2.81% | 2.82% |
| West Chester | 1.54% | 1.77% | 1.77% | 1.77% | 1.80% |
| Wyoming | 2.22% | 2.37% | 2.37% | 2.38% | 2.47% |
Source: Ownwell
Property Tax Assessment Values Across Hamilton County, Ohio
Understanding the difference between "market value" and "assessed value" is key to comprehending property taxes in Hamilton County, Ohio. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Hamilton County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Hamilton County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In Hamilton County, the median home price is $139,190, with tax bills ranging significantly. Terrace Park has the highest median tax bill at $12,146, while Addyston has the lowest at $437. Being aware of these valuation processes will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Hamilton County Assessed Value
$139,190
Average Ohio Assessed Value
$133,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Hamilton County, Ohio
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addyston | $10,840 | $15,040 | $24,660 | $39,800 | $75,752 |
| Anderson Township | $107,721 | $112,318 | $128,455 | $334,770 | $406,776 |
| Ann Arbor | $56,250 | $56,250 | $56,250 | $56,250 | $56,250 |
| Arlington Heights | $31,184 | $40,828 | $49,975 | $57,720 | $73,738 |
| Blue Ash | $127,630 | $163,770 | $260,000 | $395,000 | $579,600 |
| Brooklyn Heights | $70,040 | $70,040 | $70,040 | $70,040 | $70,040 |
| Camp Dennison | $74,570 | $90,420 | $131,850 | $186,390 | $289,210 |
| Cheviot | $55,700 | $83,302 | $99,720 | $119,452 | $136,820 |
| Cincinnati | $53,420 | $85,000 | $132,430 | $218,820 | $368,970 |
| Cleves | $57,760 | $110,850 | $212,690 | $292,730 | $376,944 |
| College Hl | $18,682 | $29,900 | $40,970 | $61,285 | $66,666 |
| Columbia Township | $245,509 | $250,175 | $270,730 | $271,720 | $290,600 |
| Deer Park | $109,570 | $115,790 | $137,000 | $152,500 | $179,850 |
| Elmwood Place | $21,740 | $27,132 | $35,490 | $46,365 | $61,061 |
| Fairfield | $120,000 | $120,000 | $120,000 | $120,000 | $120,000 |
| Fort Worth | $3,470 | $3,470 | $3,470 | $3,470 | $3,470 |
| Glendale | $68,802 | $78,545 | $122,590 | $173,780 | $218,104 |
| Hamilton | $109,018 | $143,265 | $168,550 | $221,155 | $323,428 |
| Harrison | $83,130 | $120,790 | $175,780 | $258,680 | $325,354 |
| Hooven | $11,488 | $25,035 | $39,370 | $55,445 | $71,664 |
| Lebanon | $236,990 | $236,990 | $236,990 | $236,990 | $236,990 |
| Lockland | $29,561 | $44,068 | $63,720 | $96,120 | $240,614 |
| Loveland | $107,252 | $137,060 | $223,140 | $314,080 | $418,000 |
| Madeira | $292,270 | $312,382 | $350,755 | $397,018 | $490,140 |
| Mason | $25,005 | $54,952 | $150,735 | $171,548 | $305,745 |
| Miamitown | $22,092 | $44,375 | $67,390 | $93,635 | $122,254 |
| Miamiville | $79,281 | $83,078 | $89,405 | $95,732 | $99,529 |
| Milford | $58,116 | $76,620 | $99,030 | $160,000 | $163,000 |
| Montgomery | $231,000 | $307,890 | $371,570 | $521,085 | $779,945 |
| Morrow | $323,950 | $323,950 | $323,950 | $323,950 | $323,950 |
| Mount Healthy | $51,073 | $66,552 | $88,400 | $140,438 | $194,116 |
| N College Hl | $63,611 | $70,330 | $76,600 | $86,430 | $93,604 |
| Newtown | $179,011 | $237,528 | $335,055 | $432,582 | $491,099 |
| North Bend | $55,313 | $105,000 | $215,465 | $286,170 | $391,565 |
| North College Hill | $41,010 | $49,830 | $57,000 | $66,070 | $112,550 |
| Norwood | $64,668 | $93,670 | $122,480 | $173,035 | $252,400 |
| Oxford | $110,920 | $110,920 | $110,920 | $110,920 | $110,920 |
| Reading | $36,280 | $51,610 | $67,690 | $84,240 | $104,900 |
| Saint Bernard | $58,700 | $71,792 | $88,775 | $110,862 | $169,950 |
| Sharonville | $201,743 | $267,310 | $301,185 | $367,000 | $458,122 |
| Silverton | $89,190 | $101,605 | $111,980 | $133,388 | $160,795 |
| Springdale | $88,664 | $97,575 | $110,280 | $140,560 | $154,160 |
| Terrace Park | $245,701 | $303,660 | $432,860 | $617,088 | $816,683 |
| West Chester | $183,722 | $187,422 | $196,665 | $205,595 | $229,400 |
| Wyoming | $59,432 | $132,130 | $250,000 | $328,620 | $395,508 |
Source: Ownwell
Property Tax Bills Across Hamilton County, Ohio
In Hamilton County, OH, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor's office. The assessed value is typically a percentage of the property's market value. Homeowners in this county experience a range of property tax bills, influenced by factors such as the property's location, size, and market conditions. For instance, the median home price in Hamilton County is $139,190. The tax bill for homes in the 25th percentile is around $1,972, while those in the 75th percentile can expect to pay approximately $5,221. High-value properties, such as those in Terrace Park, can see median tax bills as high as $12,146, whereas lower-value properties in areas like Addyston may have median tax bills as low as $437. Comparing these figures to the national median property tax rate of 0.99%, Hamilton County homeowners may find themselves paying significantly more or less, depending on their specific circumstances.
Average Hamilton County Tax Bill
$3,119
Average Ohio Tax Bill
$2,396
Average United States Tax Bill
$2,690
Property Tax Bills Across Hamilton County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addyston | $185 | $275 | $437 | $865 | $1,520 |
| Anderson Township | $2,293 | $2,485 | $2,884 | $7,762 | $9,110 |
| Ann Arbor | $1,401 | $1,401 | $1,401 | $1,401 | $1,401 |
| Arlington Heights | $668 | $877 | $1,241 | $1,432 | $1,765 |
| Blue Ash | $2,132 | $2,823 | $4,428 | $6,780 | $9,925 |
| Brooklyn Heights | $1,740 | $1,740 | $1,740 | $1,740 | $1,740 |
| Camp Dennison | $1,343 | $1,674 | $2,480 | $3,541 | $5,309 |
| Cheviot | $1,312 | $1,664 | $2,167 | $2,551 | $2,939 |
| Cincinnati | $1,190 | $1,919 | $3,020 | $4,945 | $8,078 |
| Cleves | $1,174 | $2,156 | $4,281 | $6,013 | $7,920 |
| College Hl | $486 | $752 | $998 | $1,525 | $1,692 |
| Columbia Township | $7,020 | $7,077 | $7,506 | $7,796 | $8,497 |
| Deer Park | $2,728 | $3,273 | $3,748 | $4,278 | $4,795 |
| Elmwood Place | $635 | $847 | $1,008 | $1,460 | $1,989 |
| Fairfield | $2,772 | $2,772 | $2,772 | $2,772 | $2,772 |
| Fort Worth | $91 | $91 | $91 | $91 | $91 |
| Glendale | $1,715 | $1,950 | $3,018 | $4,148 | $5,165 |
| Hamilton | $1,676 | $2,461 | $2,820 | $5,085 | $5,764 |
| Harrison | $1,353 | $2,039 | $2,992 | $4,568 | $5,757 |
| Hooven | $460 | $670 | $973 | $1,315 | $1,764 |
| Lebanon | $5,727 | $5,727 | $5,727 | $5,727 | $5,727 |
| Lockland | $706 | $1,059 | $1,513 | $2,296 | $6,487 |
| Loveland | $2,285 | $3,042 | $4,965 | $7,012 | $9,404 |
| Madeira | $6,881 | $7,643 | $8,647 | $9,631 | $12,113 |
| Mason | $793 | $1,318 | $2,701 | $3,155 | $6,632 |
| Miamitown | $458 | $933 | $1,682 | $2,302 | $3,017 |
| Miamiville | $1,264 | $1,376 | $1,562 | $1,748 | $1,859 |
| Milford | $1,230 | $1,320 | $2,417 | $3,778 | $3,959 |
| Montgomery | $4,746 | $6,375 | $7,775 | $11,010 | $16,386 |
| Morrow | $7,737 | $7,737 | $7,737 | $7,737 | $7,737 |
| Mount Healthy | $1,241 | $1,615 | $2,246 | $3,627 | $5,680 |
| N College Hl | $1,528 | $1,745 | $1,918 | $2,096 | $2,346 |
| Newtown | $4,443 | $5,695 | $7,781 | $9,867 | $11,119 |
| North Bend | $1,106 | $2,131 | $4,432 | $5,935 | $8,231 |
| North College Hill | $956 | $1,062 | $1,470 | $1,704 | $2,736 |
| Norwood | $1,234 | $1,754 | $2,528 | $3,498 | $4,934 |
| Oxford | $2,564 | $2,564 | $2,564 | $2,564 | $2,564 |
| Reading | $757 | $1,139 | $1,534 | $1,985 | $2,562 |
| Saint Bernard | $1,580 | $1,879 | $2,358 | $2,920 | $3,477 |
| Sharonville | $3,718 | $4,548 | $5,330 | $6,491 | $8,101 |
| Silverton | $2,212 | $2,439 | $2,685 | $3,132 | $3,861 |
| Springdale | $1,348 | $1,685 | $1,907 | $2,439 | $2,930 |
| Terrace Park | $6,790 | $8,458 | $12,146 | $17,403 | $22,945 |
| West Chester | $2,921 | $3,251 | $3,545 | $3,641 | $4,465 |
| Wyoming | $1,357 | $2,926 | $5,842 | $7,704 | $9,378 |
Source: Ownwell
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