Saint Bernard, Hamilton County, Ohio Property Taxes
The median property tax rate in Saint Bernard, OH is 2.77%, significantly higher than both the national median of 0.99% and the Ohio state median of 1.80%. With the median home value in Saint Bernard at $88,775, the typical annual property tax bill reaches $2,358, which is below the national median of $2,690. Property taxes in Saint Bernard are calculated based on the tax assessed value, often lower than the market value due to various exemptions like those for primary residences and agricultural properties. Understanding Saint Bernard's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Saint Bernard or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Saint Bernard, Hamilton County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.77%
Estimate Property Tax Bill
$2,459
$2,282
Ownwell’s Saint Bernard Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Saint Bernard with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Saint Bernard to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Saint Bernard, Hamilton County, Ohio
Property taxes in Saint Bernard, Ohio, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Saint Bernard is 2.77%, significantly higher than both the Ohio state median and the U.S. national median of 0.99%. Local government entities within Saint Bernard set these rates annually, and they can vary significantly across different neighborhoods. Each year, Saint Bernard estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Saint Bernard's effective property tax rate to other counties in Ohio and the national median. For comparison, the 45217 zip code has the highest median property tax rate of 2.77%, while the same zip code also has the lowest median tax rate of 2.77%. Understanding how these cities compare with Saint Bernard provides valuable insights into the varying tax landscape across Hamilton County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Saint Bernard Tax Rate
2.77%
Average Hamilton County Tax Rate
2.32%
Average Ohio Tax Rate
1.80%
Average United States Tax Rate
0.99%
Property Tax Rates Across Saint Bernard, Hamilton County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45217 | 2.44% | 2.77% | 2.77% | 2.78% | 2.87% |
Source: Ownwell
Property Tax Assessment Values Across Saint Bernard, Hamilton County, Ohio
In Saint Bernard, Ohio, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Hamilton County Auditor for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Saint Bernard, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Saint Bernard helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The zip code with both the highest and lowest median tax bill is 45217, with a median tax bill of $2,358.
Property Tax Assessment Values Across Saint Bernard, Hamilton County, Ohio
Source: Ownwell
$24,660
$251,280
$477,900
Average Saint Bernard Assessed Value
$88,775
Average Hamilton County Assessed Value
$139,190
Average Ohio Assessed Value
$133,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Saint Bernard, Hamilton County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45217 | $58,700 | $71,792 | $88,775 | $110,862 | $169,950 |
Source: Ownwell
Property Tax Bills Across Saint Bernard, Hamilton County, Ohio
Property tax bills in Saint Bernard, located in Hamilton County, OH, are calculated based on the assessed value of a property. The tax rate is applied to this assessed value, which is determined by the county assessor and is typically a percentage of the property's market value. The median home price in Saint Bernard is $88,775, and the tax rate in this area is higher than the national median property tax rate of 0.99%. Homeowners in Saint Bernard can expect their tax bills to vary significantly. For instance, the tax bill at the 25th percentile is $1,879, while at the 75th percentile, it rises to $2,920. At the 90th percentile, it can reach up to $3,477. These figures illustrate the range of tax bills that homeowners might face, depending on their property's assessed value and the applicable tax rate. This variability in property tax bills can significantly impact homeowners, influencing their overall housing costs and financial planning. Understanding how these taxes are calculated is crucial for managing expenses and anticipating future tax liabilities.
Average Saint Bernard Tax Bill
$2,358
Average Hamilton County Tax Bill
$3,119
Average Ohio Tax Bill
$2,396
Average United States Tax Bill
$2,690
Property Tax Bills Across Saint Bernard, Hamilton County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45217 | $1,580 | $1,879 | $2,358 | $2,920 | $3,477 |
Source: Ownwell