Ada, Hardin County, Ohio Property Taxes
Median ADA, OH effective property tax rate: 1.64%, significantly higher than the national median of 1.02%, but lower than the Ohio state median of 1.80%.
Median ADA, OH home value: $101,985
Median annual ADA, OH tax bill: $1,852, $548 lower than the national median property tax bill of $2,400.
How are property taxes in Hardin calculated?
Property taxes in ADA, OH are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding ADA’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in ADA, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Ada, Hardin County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.64%
Estimate Property Tax Bill
$1,673
$1,552
Ownwell’s ADA Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in ADA with just two data points.
By entering your property's estimated assessed value, our calculator applies ADA’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hardin County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Ada, Hardin County, Ohio
Local government entities set tax rates, which can vary widely within a state. This is because each year, counties estimate the budget needed to provide services and divide that by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. While votes and laws play roles in setting these rates and budgets, this is the annual process in a nutshell.
In Ada, located in Hardin County, Ohio, the effective property tax rate is 1.64%. This rate is higher than the national median property tax rate of 1.02%. When compared to other cities in Ohio, Ada's rate is consistent with the state's median, reflecting the broader trends within the state. This means property owners in Ada might find their tax bills higher than the national median property tax bill of $2,400. Understanding these rates can help homeowners anticipate their property tax responsibilities and consider appealing or seeking exemptions if needed.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ada Tax Rate
1.64%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hardin County Tax Rate
1.61%
Median Effective Ohio Tax Rate
1.80%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ada, Hardin County, Ohio
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
45810 | 1.25% | 1.49% | 1.64% | 1.81% | 2.01% |
Source: Ownwell
Property Tax Assessment Values Across Ada, Hardin County, Ohio
When examining property taxes in ADA, OH, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hardin County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Hardin County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in ADA.
For example, the median home price in ADA is $101,985, with tax bills ranging significantly across the county. ZIP code 45810 has the highest median home price at $101,985.
Property Tax Assessment Values Across Ada, Hardin County, Ohio
Source: Ownwell

$40,540
$100,298
$160,055
Median Ada Market Value
$101,985
Median Hardin County Market Value
$82,480
Median Ohio Market Value
$133,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ada, Hardin County, Ohio
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
45810 | $3,012 | $65,050 | $101,985 | $154,370 | $231,671 |
Source: Ownwell
Property Tax Bills Across Ada, Hardin County, Ohio
Median Ada Tax Bill
$1,852
Median Hardin County Tax Bill
$1,448
Median Ohio Tax Bill
$2,396
Median United States Tax Bill
$2,400
Property Tax Bills Across Ada, Hardin County, Ohio
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
45810 | $805 | $1,249 | $1,852 | $2,589 | $3,595 |
Source: Ownwell