Lucas County, Ohio Property Taxes
The median property tax rate in Lucas County is 2.38%, significantly higher than both the national median of 0.99% and the Ohio state median of 1.80%. With a median home value of $95,600, the typical annual property tax bill in Lucas County is $2,348, which is below the national median of $2,690. Property taxes in Lucas County are calculated based on the tax assessed value, which is generally lower than the actual market value due to various property tax exemptions, such as primary residence and agricultural exemptions. Understanding Lucas County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Toledo or another part of Lucas County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Lucas County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.38%
Estimate Property Tax Bill
$2,275
$2,111
Ownwell’s Lucas County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Lucas County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Lucas County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Lucas County, Ohio
Property taxes in Lucas County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Lucas County is 2.38%, which is significantly higher than the Ohio state median and the U.S. national median of 0.99%. Local government entities within Lucas County set these rates annually, and they can vary significantly between different areas within the county. Each year, Lucas County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Ottawa Hills has one of the higher property tax rates in Ohio at 3.40%, while the city of Swanton boasts one of the lowest at 1.73%. Analyzing how Lucas County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Lucas County Tax Rate
2.38%
Average Ohio Tax Rate
1.80%
Average United States Tax Rate
0.99%
Property Tax Rates Across Lucas County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berkey | 1.54% | 1.92% | 1.92% | 1.97% | 2.13% |
| Curtice | 1.96% | 2.26% | 2.42% | 2.92% | 3.92% |
| Grand Rapids | 1.51% | 1.78% | 1.79% | 1.97% | 1.99% |
| Harbor View | N/A | N/A | N/A | N/A | N/A |
| Holland | 2.01% | 2.21% | 2.43% | 2.46% | 2.51% |
| Liberty Center | 1.74% | 1.94% | 1.99% | 2.00% | 2.08% |
| Martin | 1.67% | 2.31% | 2.87% | 3.95% | 8.27% |
| Maumee | 1.85% | 2.02% | 2.34% | 2.38% | 2.44% |
| Monclova | 1.87% | 2.01% | 2.05% | 2.10% | 2.24% |
| Neapolis | 1.51% | 1.98% | 1.99% | 2.03% | 2.10% |
| Oregon | 1.57% | 1.94% | 1.98% | 2.02% | 2.17% |
| Ottawa Hills | 3.07% | 3.38% | 3.40% | 3.41% | 3.46% |
| Swanton | 1.46% | 1.66% | 1.73% | 1.96% | 2.40% |
| Sylvania | 2.15% | 2.52% | 2.57% | 2.64% | 2.69% |
| Toledo | 1.68% | 2.22% | 2.43% | 2.70% | 5.34% |
| Waterville | 1.70% | 1.93% | 1.93% | 1.99% | 2.17% |
| Whitehouse | 1.70% | 1.92% | 1.92% | 1.99% | 2.16% |
Source: Ownwell
Property Tax Assessment Values Across Lucas County, Ohio
Understanding the difference between "market value" and "assessed value" is key to comprehending property taxes in Lucas County, OH. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Lucas County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Lucas County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Ottawa Hills has the highest median tax bill at $8,584, while Martin has the lowest at $1,309. Being aware of these valuation processes will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Lucas County Assessed Value
$95,600
Average Ohio Assessed Value
$133,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Lucas County, Ohio
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berkey | $71,550 | $103,500 | $147,400 | $212,975 | $286,988 |
| Curtice | $18,520 | $47,900 | $102,300 | $174,900 | $241,560 |
| Grand Rapids | $15,590 | $95,500 | $147,650 | $202,275 | $248,880 |
| Harbor View | N/A | N/A | N/A | N/A | N/A |
| Holland | $27,800 | $101,300 | $179,900 | $249,600 | $317,700 |
| Liberty Center | $9,644 | $118,750 | $166,400 | $195,500 | $227,220 |
| Martin | $3,820 | $31,100 | $52,400 | $76,700 | $100,800 |
| Maumee | $100,600 | $127,900 | $183,300 | $262,200 | $358,940 |
| Monclova | $120,020 | $190,900 | $290,750 | $364,675 | $461,950 |
| Neapolis | $7,410 | $23,500 | $78,050 | $122,175 | $175,270 |
| Oregon | $70,020 | $102,700 | $138,800 | $192,400 | $255,500 |
| Ottawa Hills | $145,200 | $192,450 | $260,000 | $387,450 | $515,700 |
| Swanton | $6,300 | $38,150 | $124,100 | $183,400 | $246,900 |
| Sylvania | $87,400 | $137,200 | $200,300 | $271,200 | $348,600 |
| Toledo | $19,300 | $34,100 | $68,800 | $109,700 | $159,100 |
| Waterville | $124,370 | $158,900 | $211,300 | $280,500 | $322,900 |
| Whitehouse | $115,400 | $158,525 | $224,900 | $301,350 | $374,280 |
Source: Ownwell
Property Tax Bills Across Lucas County, Ohio
In Lucas County, OH, property tax bills are calculated based on the assessed value of a home, which is derived from its market value. Homeowners can expect their tax bill to vary significantly depending on the value of their property. For instance, the 25th percentile tax bill is around $1,243, while the 75th percentile reaches $4,069, and the 90th percentile can be as high as $6,609. The highest median tax bill in the county is in Ottawa Hills at $8,584, contrasting sharply with Martin's lowest median tax bill of $1,309. These figures illustrate how property taxes can impact homeowners differently, depending on their property's location and value. Given that the national median property tax rate is 0.99%, Lucas County's tax rates can be particularly burdensome for homeowners with higher-valued properties. This discrepancy underscores the importance of understanding how local property tax assessments and rates affect financial planning and homeownership costs.
Average Lucas County Tax Bill
$2,348
Average Ohio Tax Bill
$2,396
Average United States Tax Bill
$2,690
Property Tax Bills Across Lucas County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berkey | $1,184 | $1,868 | $2,778 | $4,114 | $5,713 |
| Curtice | $556 | $1,397 | $2,655 | $4,115 | $5,724 |
| Grand Rapids | $381 | $1,677 | $2,567 | $3,682 | $4,670 |
| Harbor View | N/A | N/A | N/A | N/A | N/A |
| Holland | $815 | $2,275 | $4,244 | $5,970 | $7,750 |
| Liberty Center | $434 | $2,534 | $3,344 | $3,872 | $4,598 |
| Martin | $199 | $770 | $1,309 | $1,883 | $4,000 |
| Maumee | $2,125 | $2,854 | $4,050 | $5,638 | $7,436 |
| Monclova | $2,499 | $3,853 | $5,894 | $7,513 | $9,646 |
| Neapolis | $192 | $503 | $1,485 | $2,336 | $3,426 |
| Oregon | $1,199 | $1,909 | $2,668 | $3,802 | $5,162 |
| Ottawa Hills | $4,532 | $6,374 | $8,584 | $13,103 | $17,494 |
| Swanton | $145 | $1,028 | $2,236 | $3,321 | $4,577 |
| Sylvania | $2,079 | $3,355 | $5,019 | $6,940 | $9,203 |
| Toledo | $527 | $986 | $1,789 | $2,902 | $4,771 |
| Waterville | $2,219 | $2,933 | $4,016 | $5,490 | $6,489 |
| Whitehouse | $2,123 | $2,957 | $4,334 | $5,939 | $7,388 |
Source: Ownwell