Mercer County, Ohio Property Taxes

Name: Property Tax Bills Across Mercer County, Ohio
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Mercer County effective property tax rate: 1.53%, significantly higher than the national median of 1.02%.
Median Mercer County home value: $129,600
Median annual Mercer County tax bill: $1,932, $468 lower than the national median property tax bill of $2,400.

How are property taxes in Mercer County calculated?

Property taxes in Mercer County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Celina or another part of Mercer County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Mercer County, Ohio Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.53%

Estimate Property Tax Bill

$1,983

$1,840

Ownwell’s Mercer County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Mercer County with just two data points. By entering your property's estimated assessed value, our calculator applies Mercer County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Mercer County. With a median property tax bill of $1,144, Mercer County is significantly below the national median of $2,400, offering an attractive proposition for property owners. However, there's always room for savings, and Ownwell is here to help you maximize those opportunities.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Mercer County, Ohio

Local government entities set tax rates, which can vary widely within a state. Each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Mercer County's effective property tax rate to other counties in Ohio or the U.S. median property tax rate. Mercer County's median property tax rate of 1.53% is notably above the national median of 1.02%. Within Ohio, Montezuma boasts the highest median tax rate at 1.73%, while Fort Recovery enjoys the lowest at 1.18%. These figures highlight the significant variability in property tax rates within a single state and underscore the importance of understanding local tax assessments. Whether you're a homeowner or considering purchasing property, knowing these rates can help you make informed decisions and potentially save on property taxes.

Property Tax Rates Across Mercer County, Ohio

Source: Ownwell

1.18%

1.45%

1.73%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Mercer County Tax Rate

1.53%

Median Effective Ohio Tax Rate

1.80%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Mercer County, Ohio

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Burkettsville	1.07%	1.29%	1.29%	1.32%	1.33%
Celina	1.35%	1.58%	1.62%	1.65%	1.68%
Chickasaw	1.31%	1.50%	1.50%	1.54%	1.54%
Coldwater	1.13%	1.29%	1.29%	1.32%	1.32%
Fort Recovery	1.07%	1.10%	1.18%	1.33%	1.36%
Maria Stein	1.40%	1.40%	1.42%	1.43%	1.46%
Mendon	1.14%	1.44%	1.54%	1.58%	1.62%
Minster	1.40%	1.40%	1.40%	1.43%	1.43%
Montezuma	1.29%	1.67%	1.73%	1.80%	2.15%
New Bremen	1.20%	1.30%	1.33%	1.40%	1.56%
Rockford	1.20%	1.46%	1.51%	1.57%	1.58%
Saint Henry	1.20%	1.30%	1.31%	1.34%	1.34%
Saint Marys	1.56%	1.60%	1.63%	1.64%	1.68%
Spencerville	1.33%	1.44%	1.47%	1.50%	1.55%
Willshire	1.43%	1.43%	1.44%	1.46%	1.48%
New Weston	N/A	N/A	N/A	N/A	N/A
Venedocia	N/A	N/A	N/A	N/A	N/A
Yorkshire	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Mercer County, Ohio

When examining property taxes in Mercer County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mercer County Auditor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Mercer County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mercer County. For example, the median tax bill in Mercer County is $1,241, with tax bills ranging significantly across the county. Minster has the highest median home price at $240,400.

Property Tax Assessment Values Across Mercer County, Ohio

Source: Ownwell

$75,700

$158,050

$240,400

Median Mercer County Market Value

$129,600

Median Ohio Market Value

$133,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Mercer County, Ohio

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Burkettsville	$49,500	$78,300	$114,300	$148,700	$186,600
Celina	$2,100	$55,900	$111,100	$170,800	$236,110
Chickasaw	$14,700	$113,800	$159,200	$217,225	$259,220
Coldwater	$84,320	$117,750	$155,300	$223,400	$309,000
Fort Recovery	$15,100	$94,800	$155,800	$241,100	$320,960
Maria Stein	$113,900	$159,000	$212,300	$294,900	$395,540
Mendon	$2,230	$34,000	$75,700	$116,200	$162,700
Minster	$66,130	$203,125	$240,400	$308,175	$351,390
Montezuma	$10,620	$44,900	$78,300	$111,200	$150,480
New Bremen	$127,500	$143,150	$203,000	$260,550	$327,720
Rockford	$18,940	$73,350	$101,700	$145,100	$187,960
Saint Henry	$125,410	$162,825	$221,200	$291,075	$377,820
Saint Marys	$26,730	$61,650	$135,550	$177,450	$207,950
Spencerville	$26,900	$82,400	$129,300	$170,400	$266,200
Willshire	$23,640	$83,350	$123,900	$154,400	$204,880
New Weston	N/A	N/A	N/A	N/A	N/A
Venedocia	N/A	N/A	N/A	N/A	N/A
Yorkshire	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Mercer County, Ohio

In Mercer County, OH, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. This assessed value is a percentage of the market value of the property. The tax rate, also known as the millage rate, is applied to this assessed value to determine the annual tax bill. Mercer County's property tax bills vary significantly, with the median home price at $129,600. Homeowners in this county can expect a tax bill around the national median of $2,400, with a 25th percentile bill at $1,241 and a 75th percentile bill reaching $2,879. However, some areas like Minster see higher tax bills, with a median of $3,410, while Mendon experiences lower bills, with a median of $1,144. These variations can significantly impact homeowners, influencing decisions related to purchasing, selling, or investing in property. Understanding these factors is crucial for homeowners to budget effectively and make informed financial decisions.

Property Tax Bills Across Mercer County, Ohio

Source: Ownwell

$1,144

$2,277

$3,410

Median Mercer County Tax Bill

$1,932

Median Ohio Tax Bill

$2,396

Median United States Tax Bill

$2,400

Property Tax Bills Across Mercer County, Ohio

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Burkettsville	$663	$1,010	$1,449	$1,823	$2,451
Celina	$204	$1,098	$1,813	$2,759	$3,824
Chickasaw	$399	$1,680	$2,374	$3,256	$3,785
Coldwater	$1,117	$1,519	$1,993	$2,885	$4,013
Fort Recovery	$455	$1,279	$1,959	$2,863	$3,819
Maria Stein	$1,616	$2,242	$3,018	$4,195	$5,679
Mendon	$152	$683	$1,144	$1,725	$2,380
Minster	$890	$2,713	$3,410	$4,323	$4,919
Montezuma	$263	$768	$1,261	$1,933	$2,509
New Bremen	$1,361	$1,983	$2,832	$3,710	$4,661
Rockford	$591	$1,103	$1,518	$2,190	$2,809
Saint Henry	$1,653	$2,120	$2,866	$3,839	$4,959
Saint Marys	$636	$1,577	$2,172	$2,936	$3,523
Spencerville	$418	$1,296	$1,873	$2,410	$3,916
Willshire	$440	$1,195	$1,780	$2,168	$2,935
New Weston	N/A	N/A	N/A	N/A	N/A
Venedocia	N/A	N/A	N/A	N/A	N/A
Yorkshire	N/A	N/A	N/A	N/A	N/A

Source: Ownwell