Miami County, Ohio Property Taxes

Name: Property Tax Bills Across Miami County, Ohio
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Miami County effective property tax rate: 1.33%, significantly higher than the national median of 1.02%.
Median Miami County home value: $159,300
Median annual Miami County tax bill: $2,118, $282 lower than the national median property tax bill of $2,400.

How are property taxes in Miami County calculated?

Property taxes in Miami County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Troy or another part of Miami County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Miami County, Ohio Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.33%

Estimate Property Tax Bill

$2,119

$1,966

Ownwell’s Miami County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Miami County with just two data points.

By entering your property's estimated assessed value, our calculator applies Miami County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Miami County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Miami County, Ohio

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Miami County, Ohio, the effective property tax rate is 1.33%. This rate is higher than the national median property tax rate of 1.02%, reflecting the region's budgetary needs and property values. Within the state, tax rates can differ significantly. For instance, Dayton has the highest median tax rate at 1.66%, while Casstown boasts the lowest at 1.17%. These variations highlight how local government decisions and property valuations impact tax rates. Understanding these differences can help property owners make informed decisions about property investments and tax appeals.

Property Tax Rates Across Miami County, Ohio

Source: Ownwell

1.17%

1.41%

1.66%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Miami County Tax Rate

1.33%

Median Effective Ohio Tax Rate

1.80%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Miami County, Ohio

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Bradford	0.92%	1.13%	1.33%	1.33%	1.36%
Casstown	0.88%	0.99%	1.17%	1.24%	1.67%
Conover	0.94%	1.19%	1.24%	1.26%	1.32%
Covington	0.96%	1.14%	1.20%	1.26%	1.29%
Dayton	1.36%	1.55%	1.66%	1.67%	1.69%
Englewood	0.98%	1.08%	1.19%	1.22%	1.59%
Fletcher	1.02%	1.20%	1.27%	1.46%	1.65%
Laura	0.96%	1.19%	1.22%	1.25%	1.28%
Ludlow Falls	0.90%	1.08%	1.22%	1.26%	1.29%
New Carlisle	1.10%	1.46%	1.66%	1.67%	1.69%
Piqua	1.10%	1.40%	1.41%	1.45%	1.46%
Pleasant Hill	1.02%	1.26%	1.28%	1.29%	1.31%
Potsdam	0.88%	1.22%	1.22%	1.25%	1.25%
Tipp City	1.34%	1.51%	1.52%	1.63%	1.69%
Troy	1.09%	1.20%	1.29%	1.33%	1.43%
West Milton	1.00%	1.19%	1.29%	1.29%	1.32%
Arcanum	N/A	N/A	N/A	N/A	N/A
Brookville	N/A	N/A	N/A	N/A	N/A
Saint Paris	N/A	N/A	N/A	N/A	N/A
Sidney	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Miami County, Ohio

When examining property taxes in Miami County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Miami County Auditor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Miami County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Miami County. For example, the median tax bill in Miami County is $1,355, with tax bills ranging significantly across the county. Tipp City has the highest median home price at $226,800.

Property Tax Assessment Values Across Miami County, Ohio

Source: Ownwell

$69,500

$148,150

$226,800

Median Miami County Market Value

$159,300

Median Ohio Market Value

$133,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Miami County, Ohio

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Bradford	$34,300	$65,350	$105,300	$176,200	$275,720
Casstown	$73,710	$107,800	$202,100	$293,375	$397,910
Conover	$10,140	$58,900	$97,200	$164,600	$269,500
Covington	$23,160	$95,900	$140,900	$209,300	$311,540
Dayton	$73,580	$124,800	$166,500	$219,150	$310,840
Englewood	$90,830	$153,125	$193,650	$266,450	$371,490
Fletcher	$9,660	$59,575	$102,200	$183,650	$263,270
Laura	$36,720	$83,500	$130,800	$218,250	$303,400
Ludlow Falls	$40,080	$89,900	$185,300	$270,000	$368,900
New Carlisle	$94,180	$160,300	$224,500	$327,200	$422,640
Piqua	$44,500	$69,250	$100,700	$153,450	$228,100
Pleasant Hill	$74,430	$104,925	$140,200	$204,175	$282,480
Potsdam	$11,030	$30,025	$69,500	$93,575	$118,930
Tipp City	$109,800	$166,300	$226,800	$301,300	$382,100
Troy	$87,800	$120,000	$179,900	$266,000	$374,900
West Milton	$46,740	$99,075	$133,600	$193,075	$268,760
Arcanum	N/A	N/A	N/A	N/A	N/A
Brookville	N/A	N/A	N/A	N/A	N/A
Saint Paris	N/A	N/A	N/A	N/A	N/A
Sidney	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Miami County, Ohio

In Miami County, OH, property tax bills are calculated based on the assessed value of a home, which is a percentage of the property's market value. The local government sets this assessment ratio. Homeowners can expect their tax bills to be influenced by the local tax rate, which is applied to the assessed value. This rate is determined by various factors, including funding needs for public services such as schools, infrastructure, and emergency services.

The median home price in Miami County is $159,300, with tax bills varying significantly across the region. For instance, the 25th percentile tax bill is $1,355, while the 75th percentile is $3,351. In Tipp City, homeowners face the highest median tax bill at $3,541, whereas in Potsdam, the lowest median tax bill is $782. Compared to the national median property tax bill of $2,400, Miami County offers a range of tax burdens that can impact homeowners differently, depending on their property's assessed value and location within the county. Understanding these factors is crucial for homeowners as they plan their finances.

Property Tax Bills Across Miami County, Ohio

Source: Ownwell

$782

$2,162

$3,541

Median Miami County Tax Bill

$2,118

Median Ohio Tax Bill

$2,396

Median United States Tax Bill

$2,400

Property Tax Bills Across Miami County, Ohio

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Bradford	$459	$824	$1,315	$2,064	$3,102
Casstown	$959	$1,515	$2,258	$3,128	$4,142
Conover	$146	$654	$1,152	$1,959	$2,947
Covington	$491	$1,185	$1,696	$2,417	$3,440
Dayton	$1,201	$1,834	$2,741	$3,422	$4,846
Englewood	$1,398	$1,895	$2,366	$3,223	$4,428
Fletcher	$129	$828	$1,403	$2,249	$3,105
Laura	$601	$1,058	$1,578	$2,547	$3,640
Ludlow Falls	$526	$1,124	$2,085	$3,160	$4,280
New Carlisle	$1,343	$2,355	$3,519	$4,955	$6,279
Piqua	$612	$951	$1,389	$2,079	$3,134
Pleasant Hill	$936	$1,326	$1,748	$2,451	$3,301
Potsdam	$141	$403	$782	$1,104	$1,455
Tipp City	$1,863	$2,562	$3,541	$4,788	$6,033
Troy	$1,154	$1,548	$2,289	$3,403	$4,697
West Milton	$869	$1,263	$1,692	$2,388	$3,375
Arcanum	N/A	N/A	N/A	N/A	N/A
Brookville	N/A	N/A	N/A	N/A	N/A
Saint Paris	N/A	N/A	N/A	N/A	N/A
Sidney	N/A	N/A	N/A	N/A	N/A

Source: Ownwell