Huber Heights, Montgomery County, Ohio Property Taxes

Name: Property Tax Bills Across Huber Heights, Montgomery County, Ohio
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Huber Heights, OH effective property tax rate: 2.29%, significantly higher than the national median of 1.02%, but lower than the Ohio state median of 1.80%.
Median Huber Heights, OH home value: $163,280
Median annual Huber Heights, OH tax bill: $3,359, $959 higher than the national median property tax bill of $2,400.

How are property taxes in Montgomery calculated?

Property taxes in Huber Heights, OH are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Huber Heights’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Huber Heights, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Huber Heights, Montgomery County, Ohio Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.29%

Estimate Property Tax Bill

$3,739

$3,470

Ownwell’s Huber Heights Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Huber Heights with just two data points.

By entering your property's estimated assessed value, our calculator applies Huber Heights’ median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Montgomery County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Huber Heights, Montgomery County, Ohio

Local government entities set tax rates, which can vary widely within Ohio. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Huber Heights’ effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.

Huber Heights, located in Montgomery County, boasts a median property tax rate of 2.29%, which is significantly higher than the national median of 1.02%. This rate is the highest and lowest within its ZIP code of 45424, indicating a uniform rate across the area. The median property tax bill in Huber Heights is also higher than the national median of $2,400, reflecting the higher rate. Understanding these rates can help homeowners make informed decisions about property investments and tax appeals in the region.

Property Tax Rates Across Huber Heights, Montgomery County, Ohio

Source: Ownwell

1.27%

2.33%

3.39%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Huber Heights Tax Rate

2.29%

Median Effective Montgomery County Tax Rate

2.62%

Median Effective Ohio Tax Rate

1.80%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Huber Heights, Montgomery County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
45424	2.24%	2.28%	2.29%	2.35%	2.36%

Source: Ownwell

Property Tax Assessment Values Across Huber Heights, Montgomery County, Ohio

When examining property taxes in Huber Heights, OH, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Montgomery County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Huber Heights.

For example, the median home price in Huber Heights is $163,280, with tax bills ranging significantly across the county. The zip code 45424 has the highest median home price at $163,280.

Property Tax Assessment Values Across Huber Heights, Montgomery County, Ohio

Source: Ownwell

$4,930

$124,385

$243,840

Median Huber Heights Market Value

$163,280

Median Montgomery County Market Value

$98,910

Median Ohio Market Value

$133,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Huber Heights, Montgomery County, Ohio

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
45424	$12,004	$68,070	$163,280	$245,070	$272,942

Source: Ownwell

Property Tax Bills Across Huber Heights, Montgomery County, Ohio

In Huber Heights, Montgomery County, OH, property tax bills are calculated based on the assessed value of a home and the local tax rate. The assessed value is a percentage of the market value, determined by the county assessor. Homeowners in Huber Heights face a median property tax bill of $3,359, significantly higher than the national median of $2,400. This can be attributed to the local tax rate and the assessed value of properties in the area. Factors such as improvements to the property, neighborhood changes, and market trends can influence the assessed value, directly impacting the tax bill. For homeowners, this means that fluctuations in the housing market or local assessments can lead to unexpected increases in their tax obligations. Ownwell offers a solution by assisting homeowners in appealing their property tax assessments and identifying potential exemptions. By leveraging expertise in local tax laws and market conditions, Ownwell can help homeowners reduce their tax bills, ensuring they only pay their fair share.

Property Tax Bills Across Huber Heights, Montgomery County, Ohio

Source: Ownwell

$140

$3,884

$7,628

Median Huber Heights Tax Bill

$3,359

Median Montgomery County Tax Bill

$2,435

Median Ohio Tax Bill

$2,396

Median United States Tax Bill

$2,400

Property Tax Bills Across Huber Heights, Montgomery County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
45424	$263	$1,292	$3,359	$5,378	$6,170

Source: Ownwell