Ottawa County, Ohio Property Taxes
The median property tax rate in Ottawa County is 1.28%, which is higher than both the national median of 0.99% and the Ohio state median of 1.80%. With the median home value in Ottawa County, the typical annual property tax bill is $1,848, which is below the national median of $2,690. Property taxes in Ottawa County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Ottawa County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Port Clinton or another part of Ottawa County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Ottawa County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.28%
Estimate Property Tax Bill
$1,689
$1,568
Ownwell’s Ottawa County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Ottawa County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Ottawa County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Ottawa County, Ohio
Property taxes in Ottawa County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Ottawa County is 1.28%, which is higher than both the Ohio state median and the U.S. national median of 0.99%. Local government entities within Ottawa County set these rates annually, and they can vary significantly between different areas within the county. Each year, Ottawa County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Ottawa County's effective property tax rate with other counties in Ohio and the national median. For comparison, the city of Elmore has one of the higher property tax rates in Ohio at 1.87%, while the city of Middle Bass boasts one of the lowest at 0.88%. Analyzing how Ottawa County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Ottawa County Tax Rate
1.28%
Average Ohio Tax Rate
1.80%
Average United States Tax Rate
0.99%
Property Tax Rates Across Ottawa County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clay Center | 1.27% | 1.80% | 1.85% | 1.89% | 1.99% |
| Curtice | 1.43% | 1.75% | 1.78% | 1.80% | 1.83% |
| Elmore | 1.47% | 1.83% | 1.87% | 2.18% | 2.18% |
| Fremont | 1.50% | 1.61% | 1.64% | 1.67% | 1.83% |
| Genoa | 1.43% | 1.72% | 1.76% | 1.91% | 1.92% |
| Graytown | 1.09% | 1.43% | 1.45% | 1.46% | 1.48% |
| Gypsum | 0.82% | 1.26% | 1.29% | 1.31% | 1.37% |
| Isle Saint George | 1.11% | 1.15% | 1.15% | 1.15% | 1.15% |
| Lacarne | 0.89% | 1.26% | 1.30% | 1.32% | 1.37% |
| Lakeside Marblehead | 1.18% | 1.20% | 1.20% | 1.21% | 1.28% |
| Lindsey | N/A | N/A | N/A | N/A | N/A |
| Martin | 1.20% | 1.45% | 1.75% | 1.88% | 1.92% |
| Middle Bass | 0.88% | 0.88% | 0.88% | 0.88% | 0.88% |
| Millbury | 1.45% | 1.57% | 1.75% | 1.78% | 1.81% |
| Oak Harbor | 1.26% | 1.41% | 1.47% | 1.73% | 1.80% |
| Port Clinton | 1.12% | 1.23% | 1.26% | 1.34% | 1.38% |
| Put In Bay | 1.07% | 1.14% | 1.18% | 1.18% | 1.30% |
| Rocky Ridge | 1.02% | 1.55% | 1.57% | 1.58% | 1.61% |
| Williston | 1.36% | 1.76% | 1.78% | 1.81% | 1.82% |
| Woodville | 1.46% | 1.75% | 1.84% | 1.87% | 1.88% |
Source: Ownwell
Property Tax Assessment Values Across Ottawa County, Ohio
In Ottawa County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Ottawa County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Ottawa County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Woodville has the highest median tax bill at $3,849, while Lacarne has the lowest at $772. Being aware of these valuation processes in Ottawa County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Ottawa County Assessed Value
$131,980
Average Ohio Assessed Value
$133,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Ottawa County, Ohio
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clay Center | $41,026 | $56,055 | $73,630 | $92,160 | $119,846 |
| Curtice | $81,614 | $121,420 | $174,690 | $254,430 | $325,736 |
| Elmore | $70,947 | $98,622 | $128,420 | $183,282 | $252,114 |
| Fremont | $100,116 | $135,380 | $238,650 | $372,670 | $527,580 |
| Genoa | $66,556 | $95,070 | $122,750 | $158,420 | $218,544 |
| Graytown | $56,020 | $114,898 | $158,430 | $231,008 | $333,240 |
| Gypsum | $11,086 | $50,550 | $72,520 | $84,690 | $116,468 |
| Isle Saint George | $36,262 | $50,440 | $97,585 | $174,698 | $288,875 |
| Lacarne | $11,598 | $31,670 | $69,630 | $91,380 | $123,054 |
| Lakeside Marblehead | $9,596 | $54,270 | $139,020 | $292,950 | $463,283 |
| Lindsey | N/A | N/A | N/A | N/A | N/A |
| Martin | $57,206 | $109,840 | $157,610 | $226,680 | $300,616 |
| Middle Bass | $57,569 | $111,738 | $169,320 | $242,090 | $320,987 |
| Millbury | $91,255 | $127,818 | $166,525 | $234,942 | $316,065 |
| Oak Harbor | $15,440 | $66,050 | $111,290 | $172,480 | $251,986 |
| Port Clinton | $10,890 | $48,040 | $126,230 | $218,920 | $350,204 |
| Put In Bay | $93,780 | $173,740 | $268,260 | $399,220 | $577,340 |
| Rocky Ridge | $10,441 | $28,642 | $66,170 | $90,272 | $123,660 |
| Williston | $67,288 | $84,220 | $106,370 | $133,415 | $156,004 |
| Woodville | $111,894 | $147,940 | $209,150 | $269,122 | $382,673 |
Source: Ownwell
Property Tax Bills Across Ottawa County, Ohio
In Ottawa County, OH, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. The assessed value typically represents a percentage of the property's market value. Homeowners in Ottawa County experience a range of property tax bills, influenced by factors such as property size, location, and local tax rates. For instance, the median home price in the county stands at $131,980. At the lower end, homeowners in Lacarne face a median tax bill of $772, while those in Woodville encounter the highest median tax bill at $3,849. Generally, the tax bill for properties in the 25th percentile is around $879, rising significantly for those in the 75th percentile at $3,060, and reaching $4,722 for the 90th percentile. These taxes fund essential public services, including schools, infrastructure, and emergency services, directly impacting the quality of life in the community. Comparing this to the national median property tax rate of 0.99%, Ottawa County's rates can significantly affect homeowners' financial planning and property affordability.
Average Ottawa County Tax Bill
$1,848
Average Ohio Tax Bill
$2,396
Average United States Tax Bill
$2,690
Property Tax Bills Across Ottawa County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clay Center | $556 | $955 | $1,318 | $1,670 | $2,204 |
| Curtice | $1,405 | $2,032 | $2,998 | $4,382 | $5,742 |
| Elmore | $1,302 | $1,913 | $2,559 | $3,452 | $4,620 |
| Fremont | $1,719 | $2,176 | $3,572 | $6,102 | $7,931 |
| Genoa | $1,055 | $1,597 | $2,162 | $2,886 | $3,957 |
| Graytown | $782 | $1,505 | $2,251 | $3,183 | $4,210 |
| Gypsum | $185 | $568 | $875 | $1,064 | $1,553 |
| Isle Saint George | $416 | $569 | $1,119 | $1,751 | $3,313 |
| Lacarne | $148 | $525 | $772 | $1,116 | $1,440 |
| Lakeside Marblehead | $121 | $645 | $1,662 | $3,555 | $5,707 |
| Lindsey | N/A | N/A | N/A | N/A | N/A |
| Martin | $920 | $1,686 | $2,602 | $3,543 | $4,965 |
| Middle Bass | $507 | $981 | $1,496 | $2,145 | $2,807 |
| Millbury | $1,572 | $2,109 | $2,790 | $3,946 | $5,514 |
| Oak Harbor | $223 | $958 | $1,751 | $2,607 | $3,625 |
| Port Clinton | $139 | $594 | $1,622 | $2,730 | $4,385 |
| Put In Bay | $1,069 | $2,002 | $3,108 | $4,713 | $6,901 |
| Rocky Ridge | $137 | $442 | $944 | $1,384 | $1,909 |
| Williston | $1,171 | $1,412 | $1,789 | $2,250 | $2,632 |
| Woodville | $1,954 | $2,623 | $3,849 | $4,846 | $5,976 |
Source: Ownwell