Bedford County, Pennsylvania Property Taxes
The median property tax rate in Bedford County is 1.45%, which is significantly higher than both the national median of 0.99% and the Pennsylvania state median of 2.81%. With the median home value in Bedford County, the typical annual property tax bill reaches $1,429, which exceeds the national median of $2,690. Property taxes in Bedford County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Bedford County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Bedford or another part of Bedford County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Bedford County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.45%
Estimate Property Tax Bill
$1,467
$1,362
Ownwell’s Bedford County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Bedford County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Bedford County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Bedford County, Pennsylvania
Property taxes in Bedford County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Bedford County is 1.45%, which is higher than the U.S. national median of 0.99%. Local government entities within Bedford County set these rates annually, and they can vary significantly between different areas within the county. Each year, Bedford County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Bedford County's effective property tax rate with other regions and the national median. For comparison, the city of Artemas has one of the higher property tax rates in the region at 1.61%, while the city of Loysburg boasts one of the lowest at 1.28%. Analyzing how Bedford County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Bedford County Tax Rate
1.45%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Bedford County, Pennsylvania
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alum Bank | 1.33% | 1.38% | 1.38% | 1.38% | 1.38% |
| Artemas | 0.89% | 1.27% | 1.61% | 1.61% | 1.61% |
| Bedford | 1.33% | 1.44% | 1.47% | 1.47% | 1.85% |
| Breezewood | 0.88% | 1.60% | 1.60% | 1.60% | 1.60% |
| Buffalo Mills | 0.71% | 1.31% | 1.46% | 1.46% | 1.47% |
| Central City | N/A | N/A | N/A | N/A | N/A |
| Claysburg | 1.34% | 1.43% | 1.43% | 1.43% | 1.43% |
| Clearville | 0.66% | 1.22% | 1.58% | 1.59% | 1.59% |
| Defiance | 1.55% | 1.55% | 1.55% | 1.55% | 1.55% |
| Everett | 1.33% | 1.49% | 1.60% | 1.60% | 2.21% |
| Fishertown | 1.33% | 1.33% | 1.33% | 1.33% | 1.33% |
| Hopewell | 1.33% | 1.33% | 1.33% | 1.55% | 1.55% |
| Hyndman | 1.46% | 1.46% | 1.46% | 1.70% | 1.70% |
| Imler | 1.31% | 1.31% | 1.38% | 1.43% | 1.43% |
| James Creek | 1.40% | 1.57% | 1.57% | 1.57% | 1.57% |
| Loysburg | 1.28% | 1.28% | 1.28% | 1.28% | 1.28% |
| Manns Choice | 1.10% | 1.31% | 1.35% | 1.47% | 1.49% |
| Martinsburg | 0.73% | 1.32% | 1.32% | 1.32% | 1.33% |
| New Enterprise | 0.93% | 1.28% | 1.28% | 1.28% | 1.30% |
| New Paris | 1.33% | 1.33% | 1.33% | 1.35% | 1.38% |
| Osterburg | 1.31% | 1.31% | 1.31% | 1.33% | 1.33% |
| Portage | 1.35% | 1.35% | 1.35% | 1.35% | 1.35% |
| Queen | 1.43% | 1.43% | 1.43% | 1.43% | 1.43% |
| Riddlesburg | 1.55% | 1.55% | 1.55% | 1.55% | 1.55% |
| Roaring Spring | 1.25% | 1.30% | 1.30% | 1.30% | 1.32% |
| Saxton | 1.57% | 1.57% | 1.57% | 1.96% | 1.96% |
| Schellsburg | 1.04% | 1.31% | 1.35% | 1.35% | 1.38% |
| Six Mile Run | 1.55% | 1.55% | 1.55% | 1.55% | 1.64% |
| Willow Street | N/A | N/A | N/A | N/A | N/A |
| Wood | 1.55% | 1.55% | 1.55% | 1.55% | 1.55% |
| Woodbury | 1.28% | 1.32% | 1.32% | 1.43% | 1.43% |
Source: Ownwell
Property Tax Assessment Values Across Bedford County, Pennsylvania
In Bedford County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Bedford County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Bedford County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, James Creek has the highest median tax bill at $3,175, while Willow Street has the lowest at $156. Being aware of these valuation processes in Bedford County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Bedford County, Pennsylvania
Source: Ownwell
$30,100
$115,950
$201,800
Average Bedford County Assessed Value
$101,200
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Bedford County, Pennsylvania
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alum Bank | $27,160 | $60,700 | $99,300 | $160,275 | $239,150 |
| Artemas | $41,240 | $72,600 | $120,500 | $171,000 | $256,040 |
| Bedford | $27,490 | $71,325 | $117,250 | $165,575 | $248,140 |
| Breezewood | $9,910 | $45,750 | $106,750 | $163,750 | $245,500 |
| Buffalo Mills | $45,010 | $73,200 | $113,800 | $169,950 | $265,120 |
| Central City | N/A | N/A | N/A | N/A | N/A |
| Claysburg | $31,100 | $42,300 | $84,400 | $143,825 | $221,800 |
| Clearville | $39,280 | $74,700 | $126,400 | $199,000 | $369,560 |
| Defiance | $29,790 | $39,150 | $49,550 | $64,625 | $83,600 |
| Everett | $25,200 | $60,000 | $103,250 | $153,675 | $245,400 |
| Fishertown | $7,270 | $32,050 | $76,650 | $108,975 | $141,290 |
| Hopewell | $20,940 | $42,700 | $76,700 | $129,700 | $203,140 |
| Hyndman | $23,100 | $46,550 | $75,350 | $116,000 | $165,970 |
| Imler | $28,360 | $64,200 | $97,000 | $141,300 | $191,400 |
| James Creek | $45,840 | $131,900 | $201,800 | $246,875 | $271,830 |
| Loysburg | $10,180 | $37,000 | $90,300 | $113,900 | $174,400 |
| Manns Choice | $11,700 | $44,600 | $87,800 | $147,300 | $250,460 |
| Martinsburg | $37,600 | $75,700 | $140,000 | $237,400 | $446,200 |
| New Enterprise | $52,940 | $86,200 | $131,400 | $187,900 | $352,120 |
| New Paris | $15,260 | $45,325 | $91,150 | $146,575 | $219,910 |
| Osterburg | $30,340 | $63,000 | $101,100 | $149,775 | $214,000 |
| Portage | $29,600 | $53,825 | $83,900 | $117,475 | $143,850 |
| Queen | $51,020 | $65,250 | $88,050 | $115,700 | $152,690 |
| Riddlesburg | $20,400 | $37,000 | $55,900 | $67,500 | $80,980 |
| Roaring Spring | $60,060 | $95,850 | $139,700 | $193,450 | $270,040 |
| Saxton | $23,150 | $44,075 | $74,800 | $112,450 | $159,500 |
| Schellsburg | $5,720 | $42,800 | $103,200 | $160,400 | $228,800 |
| Six Mile Run | $20,170 | $36,725 | $53,350 | $84,300 | $122,450 |
| Willow Street | N/A | N/A | N/A | N/A | N/A |
| Wood | $17,900 | $22,450 | $30,100 | $53,000 | $73,700 |
| Woodbury | $46,810 | $78,700 | $109,650 | $158,225 | $253,870 |
Source: Ownwell
Property Tax Bills Across Bedford County, Pennsylvania
In Bedford County, PA, property tax bills are calculated based on the assessed value of a home, which is determined by the county's assessment office. This assessed value is then multiplied by the local millage rate to determine the annual property tax bill. Factors such as the home's location, size, and market value play significant roles in the assessment process. For instance, the median home price in Bedford County is $101,200, which provides a baseline for many tax calculations. Homeowners in Bedford County can expect a wide range of property tax bills. The 25th percentile tax bill is around $776, while the 75th percentile reaches $2,146. At the higher end, the 90th percentile tax bill can be as much as $3,047. These figures indicate that property taxes can vary significantly within the county. For example, the city with the highest median tax bill is James Creek at $3,175, whereas Willow Street has the lowest at $156. Understanding these factors can help homeowners anticipate their property tax obligations and plan accordingly.
Average Bedford County Tax Bill
$1,429
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Bedford County, Pennsylvania
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alum Bank | $356 | $791 | $1,312 | $2,090 | $2,926 |
| Artemas | $593 | $983 | $1,641 | $2,343 | $3,080 |
| Bedford | $385 | $1,029 | $1,750 | $2,443 | $3,360 |
| Breezewood | $155 | $689 | $1,518 | $2,260 | $3,157 |
| Buffalo Mills | $582 | $944 | $1,436 | $2,056 | $2,928 |
| Central City | N/A | N/A | N/A | N/A | N/A |
| Claysburg | $413 | $605 | $1,176 | $1,940 | $2,754 |
| Clearville | $534 | $1,009 | $1,719 | $2,552 | $3,744 |
| Defiance | $461 | $606 | $767 | $1,000 | $1,293 |
| Everett | $414 | $960 | $1,652 | $2,307 | $3,308 |
| Fishertown | $97 | $427 | $1,022 | $1,434 | $1,867 |
| Hopewell | $310 | $608 | $1,059 | $1,682 | $2,521 |
| Hyndman | $358 | $728 | $1,175 | $1,783 | $2,415 |
| Imler | $389 | $831 | $1,293 | $1,815 | $2,398 |
| James Creek | $721 | $2,075 | $3,175 | $3,820 | $4,106 |
| Loysburg | $131 | $475 | $1,159 | $1,462 | $2,132 |
| Manns Choice | $157 | $612 | $1,166 | $1,873 | $2,760 |
| Martinsburg | $510 | $911 | $1,662 | $2,708 | $4,253 |
| New Enterprise | $642 | $1,095 | $1,614 | $2,306 | $3,425 |
| New Paris | $203 | $601 | $1,169 | $1,867 | $2,693 |
| Osterburg | $384 | $825 | $1,294 | $1,842 | $2,464 |
| Portage | $434 | $724 | $1,129 | $1,581 | $1,937 |
| Queen | $712 | $876 | $1,213 | $1,577 | $2,050 |
| Riddlesburg | $316 | $572 | $865 | $1,044 | $1,253 |
| Roaring Spring | $781 | $1,205 | $1,781 | $2,412 | $3,181 |
| Saxton | $369 | $727 | $1,237 | $1,866 | $2,443 |
| Schellsburg | $74 | $550 | $1,285 | $2,001 | $2,722 |
| Six Mile Run | $313 | $564 | $816 | $1,224 | $1,818 |
| Willow Street | N/A | N/A | N/A | N/A | N/A |
| Wood | $277 | $347 | $466 | $820 | $1,140 |
| Woodbury | $615 | $1,031 | $1,472 | $2,006 | $3,165 |
Source: Ownwell