Cumberland County, Pennsylvania Property Taxes
The median property tax rate in Cumberland County is 1.84%, which is significantly higher than both the national median of 0.99% and Pennsylvania's state median of 2.81%. With a median home value of $182,700 in Cumberland County, the typical annual property tax bill reaches $3,176, surpassing the national median of $2,690. Property taxes in Cumberland County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Cumberland County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Carlisle or another part of Cumberland County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Cumberland County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.84%
Estimate Property Tax Bill
$3,362
$3,120
Ownwell’s Cumberland County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Cumberland County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Cumberland County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Cumberland County, Pennsylvania
Property taxes in Cumberland play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Cumberland is 1.84%, which is higher than both the Pennsylvania state median and the U.S. national median of 0.99%. Local government entities within Cumberland set these rates annually, and they can vary significantly between different areas within the county. Each year, Cumberland estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Grantham has one of the higher property tax rates in Pennsylvania at 2.02%, while the city of Dillsburg boasts one of the lowest at 1.39%. Analyzing how Cumberland's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Cumberland County Tax Rate
1.84%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Cumberland County, Pennsylvania
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Biglerville | 1.52% | 1.52% | 1.52% | 1.52% | 1.52% |
| Boiling Springs | 1.39% | 1.39% | 1.51% | 1.51% | 1.51% |
| Bowmansdale | N/A | N/A | N/A | N/A | N/A |
| Camp Hill | 1.34% | 1.84% | 1.94% | 2.11% | 2.11% |
| Carlisle | 1.51% | 1.58% | 1.93% | 2.18% | 2.18% |
| Dillsburg | 1.39% | 1.39% | 1.39% | 1.51% | 1.51% |
| East Pennsboro | 1.84% | 1.84% | 1.84% | 1.84% | 1.84% |
| Enola | 1.34% | 1.84% | 1.84% | 1.84% | 1.84% |
| Gardners | 1.51% | 1.51% | 1.93% | 1.93% | 1.93% |
| Grantham | 2.02% | 2.02% | 2.02% | 2.02% | 2.02% |
| Lemoyne | 1.86% | 1.86% | 1.86% | 1.86% | 1.93% |
| Marysville | 1.84% | 1.84% | 1.84% | 1.84% | 1.84% |
| Mechanicsburg | 1.34% | 1.34% | 1.46% | 1.94% | 2.02% |
| Mount Holly Springs | 1.51% | 1.51% | 1.93% | 2.19% | 2.19% |
| Newburg | 1.50% | 1.50% | 1.50% | 1.72% | 1.82% |
| New Cumberland | 1.94% | 1.94% | 1.94% | 1.94% | 1.94% |
| New Kingstown | 1.46% | 1.46% | 1.46% | 1.46% | 1.46% |
| Newville | 1.82% | 1.82% | 1.82% | 1.88% | 2.31% |
| Plainfield | 1.88% | 1.88% | 1.88% | 1.88% | 1.88% |
| Shermans Dale | 1.58% | 1.58% | 1.58% | 1.58% | 1.58% |
| Shippensburg | 1.52% | 1.52% | 1.52% | 1.82% | 1.82% |
| Silver Spring Township | N/A | N/A | N/A | N/A | N/A |
| Summerdale | 1.84% | 1.84% | 1.84% | 1.84% | 1.84% |
| Walnut Bottom | 1.84% | 1.84% | 1.84% | 1.84% | 1.84% |
| West Pennsboro | 1.88% | 1.88% | 1.88% | 1.88% | 1.88% |
| Wormleysburg | 1.93% | 1.93% | 1.93% | 1.93% | 1.93% |
| York Springs | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cumberland County, Pennsylvania
Understanding the difference between "market value" and "assessed value" is key to comprehending property taxes in Cumberland. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Cumberland Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Cumberland are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For example, the median home price in Cumberland is $182,700, with tax bills ranging from $2,411 at the 25th percentile to $5,787 at the 90th percentile. Bowmansdale has the highest median tax bill at $4,337, while Biglerville has the lowest at $1,984. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Cumberland will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Cumberland County, Pennsylvania
Source: Ownwell
$114,900
$182,425
$249,950
Average Cumberland County Assessed Value
$182,700
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Cumberland County, Pennsylvania
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Biglerville | $59,000 | $90,000 | $130,300 | $187,575 | $290,950 |
| Boiling Springs | $144,560 | $178,400 | $230,200 | $304,850 | $374,440 |
| Bowmansdale | N/A | N/A | N/A | N/A | N/A |
| Camp Hill | $129,000 | $148,400 | $178,000 | $229,000 | $288,200 |
| Carlisle | $69,100 | $122,700 | $170,200 | $237,500 | $323,400 |
| Dillsburg | $83,940 | $159,200 | $220,000 | $265,200 | $330,320 |
| East Pennsboro | $107,880 | $126,500 | $144,500 | $171,300 | $190,220 |
| Enola | $98,550 | $124,600 | $167,300 | $224,100 | $300,600 |
| Gardners | $76,300 | $121,300 | $159,100 | $195,500 | $240,200 |
| Grantham | $142,140 | $164,650 | $190,800 | $254,750 | $298,200 |
| Lemoyne | $105,300 | $119,650 | $151,200 | $219,750 | $408,240 |
| Marysville | $1,400 | $9,700 | $126,700 | $169,800 | $222,320 |
| Mechanicsburg | $130,380 | $166,800 | $219,600 | $305,400 | $414,020 |
| Mount Holly Springs | $68,440 | $116,650 | $153,700 | $204,575 | $254,200 |
| Newburg | $79,700 | $127,125 | $172,500 | $212,050 | $262,340 |
| New Cumberland | $115,200 | $129,850 | $156,500 | $188,050 | $252,520 |
| New Kingstown | $116,400 | $138,275 | $151,400 | $166,925 | $176,550 |
| Newville | $36,780 | $97,850 | $148,500 | $196,300 | $251,000 |
| Plainfield | $121,000 | $126,400 | $139,550 | $149,675 | $172,400 |
| Shermans Dale | $74,300 | $113,150 | $141,100 | $208,725 | $237,100 |
| Shippensburg | $42,840 | $118,700 | $159,400 | $209,900 | $259,560 |
| Silver Spring Township | N/A | N/A | N/A | N/A | N/A |
| Summerdale | $106,240 | $115,025 | $135,600 | $149,400 | $186,640 |
| Walnut Bottom | $109,790 | $126,275 | $149,800 | $175,775 | $209,740 |
| West Pennsboro | $121,100 | $123,200 | $128,800 | $130,400 | $158,840 |
| Wormleysburg | $94,080 | $103,850 | $114,900 | $128,400 | $139,280 |
| York Springs | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cumberland County, Pennsylvania
In Cumberland County, PA, property tax bills are calculated based on the assessed value of a home, which is then multiplied by the local tax rate. The assessed value is determined by the county and may differ from the market value of the property. Homeowners in Cumberland County can expect property tax bills to vary significantly. For instance, the tax bill at the 25th percentile is around $2,411, while at the 75th percentile, it rises to $4,279. The 90th percentile sees tax bills reaching up to $5,787. These variations depend on factors such as the property's assessed value and the specific tax rates applied by local taxing authorities. Comparatively, the national median property tax rate is 0.99%, and Cumberland County's rates reflect its unique local tax policies. Homeowners in Bowmansdale face the highest median tax bill at $4,337, whereas those in Biglerville experience the lowest at $1,984. Understanding these factors can help homeowners anticipate their annual property tax obligations and plan their finances accordingly.
Average Cumberland County Tax Bill
$3,176
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Cumberland County, Pennsylvania
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Biglerville | $898 | $1,370 | $1,984 | $2,856 | $4,430 |
| Boiling Springs | $2,066 | $2,616 | $3,352 | $4,485 | $5,582 |
| Bowmansdale | N/A | N/A | N/A | N/A | N/A |
| Camp Hill | $2,128 | $2,724 | $3,265 | $4,186 | $5,538 |
| Carlisle | $1,143 | $2,294 | $3,122 | $4,338 | $5,912 |
| Dillsburg | $1,114 | $2,214 | $3,195 | $3,786 | $4,744 |
| East Pennsboro | $1,982 | $2,324 | $2,654 | $3,147 | $3,494 |
| Enola | $1,778 | $2,208 | $2,798 | $3,837 | $5,050 |
| Gardners | $1,280 | $2,058 | $2,724 | $3,499 | $4,393 |
| Grantham | $2,874 | $3,329 | $3,858 | $5,151 | $6,029 |
| Lemoyne | $1,949 | $2,225 | $2,807 | $4,084 | $7,632 |
| Marysville | $26 | $178 | $2,327 | $3,119 | $4,084 |
| Mechanicsburg | $2,014 | $2,666 | $3,604 | $4,905 | $6,553 |
| Mount Holly Springs | $1,169 | $2,192 | $2,761 | $3,492 | $4,111 |
| Newburg | $1,219 | $2,071 | $2,691 | $3,316 | $4,186 |
| New Cumberland | $2,202 | $2,501 | $3,023 | $3,639 | $4,853 |
| New Kingstown | $1,694 | $2,013 | $2,204 | $2,430 | $2,570 |
| Newville | $614 | $1,862 | $2,838 | $3,649 | $4,666 |
| Plainfield | $2,270 | $2,371 | $2,617 | $2,807 | $3,234 |
| Shermans Dale | $1,176 | $1,791 | $2,234 | $3,305 | $3,754 |
| Shippensburg | $705 | $1,904 | $2,571 | $3,372 | $4,170 |
| Silver Spring Township | N/A | N/A | N/A | N/A | N/A |
| Summerdale | $1,952 | $2,113 | $2,491 | $2,744 | $3,428 |
| Walnut Bottom | $2,016 | $2,318 | $2,750 | $3,227 | $3,851 |
| West Pennsboro | $2,271 | $2,311 | $2,416 | $2,446 | $2,979 |
| Wormleysburg | $1,751 | $1,988 | $2,207 | $2,472 | $2,682 |
| York Springs | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell