White Oak, Pennsylvania Property Taxes
The median property tax rate in White Oak, PA is 11.88%, considerably higher than both the national median of 0.99% and the Pennsylvania state median of 2.81%. With the median home value in White Oak at $21,410, the typical annual property tax bill reaches $2,544, which is just below the national median of $2,690. Property taxes in White Oak are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding White Oak's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of White Oak or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
White Oak, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
11.88%
Estimate Property Tax Bill
$2,544
-$26,656
Ownwell’s White Oak Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in White Oak with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in White Oak to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across White Oak, Pennsylvania
Property taxes in White Oak, Pennsylvania, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in White Oak is 11.88%, significantly higher than the U.S. national median of 0.99%. Local government entities within White Oak set these rates annually, and they can vary significantly across different neighborhoods. Each year, White Oak estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares White Oak's effective property tax rate to other counties in Pennsylvania and the national median. For comparison, the 15131 zip code has the highest median property tax rate of 11.88%, while the same zip code also has the lowest median tax rate of 11.88%. Understanding how these cities compare with White Oak provides valuable insights into the varying tax landscape across Westmoreland County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average White Oak Tax Rate
11.88%
Average Westmoreland County Tax Rate
12.81%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across White Oak, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15131 | 11.88% | 11.88% | 11.88% | 11.88% | 11.88% |
Source: Ownwell
Property Tax Assessment Values Across White Oak, Pennsylvania
In White Oak, Pennsylvania, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Westmoreland County Assessment Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In White Oak, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in White Oak helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The highest median tax bill in White Oak is found in the 15131 zip code at $2,544, while the lowest median tax bill is also in the 15131 zip code at $2,544.
Average White Oak Assessed Value
$21,410
Average Westmoreland County Assessed Value
$16,850
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across White Oak, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15131 | $17,540 | $19,060 | $21,410 | $25,150 | $28,510 |
Source: Ownwell
Property Tax Bills Across White Oak, Pennsylvania
In White Oak, PA, property tax bills are calculated based on the assessed value of a home, which is determined by the county's assessment office. The assessed value is a percentage of the property's market value. This figure is then multiplied by the local tax rate to determine the annual tax bill. For instance, with a median home price of $21,410, homeowners can expect varying tax bills depending on their property's assessed value and the applicable tax rate. Several factors influence the tax bill, including property size, location, and any improvements made to the home. In White Oak, the tax bill at the 25th percentile is $2,265, while at the 75th percentile, it's $2,989, and at the 90th percentile, it reaches $3,388. These figures highlight the range of property tax burdens homeowners may face. Compared to the national median property tax rate of 0.99%, White Oak's tax rates can be relatively high, affecting homeowners' overall housing costs and financial planning.
Average White Oak Tax Bill
$2,544
Average Westmoreland County Tax Bill
$2,150
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across White Oak, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15131 | $2,084 | $2,265 | $2,544 | $2,989 | $3,388 |
Source: Ownwell