Cumberland County, Tennessee Property Taxes

Name: Property Tax Bills Across Cumberland County, Tennessee
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cumberland County effective property tax rate: 0.28%, significantly lower than the national median of 1.02%.
Median Cumberland County home value: $180,600
Median annual Cumberland County tax bill: $512, $1,888 lower than the national median property tax bill of $2,400.

How are property taxes in Cumberland County calculated?

Property taxes in Cumberland County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Crossville or another part of Cumberland County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cumberland County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.28%

Estimate Property Tax Bill

$506

$469

Ownwell’s Cumberland County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cumberland County with just two data points. By entering your property's estimated assessed value, our calculator applies Cumberland County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cumberland County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cumberland County, Tennessee

Local government entities determine tax rates, leading to significant variation within a state. This occurs because each county calculates its necessary budget for services and divides it by the total value of all taxable property in its area, resulting in the property tax rate. Although votes and legislation play a role in setting these rates and budgets, this is essentially the annual procedure.

In Cumberland County, Tennessee, the effective property tax rate stands at 0.28%, which is considerably lower than the national median property tax rate of 1.02%. This means that homeowners in Cumberland County enjoy one of the more favorable tax environments in the country. When comparing Cumberland County's rate to other counties in Tennessee, it becomes clear that property owners here benefit from lower tax obligations, making it an attractive location for potential buyers. Whether you're a current homeowner or considering purchasing property, understanding these tax dynamics can significantly impact your financial planning and decision-making.

Property Tax Rates Across Cumberland County, Tennessee

Source: Ownwell

0.28%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cumberland County Tax Rate

0.28%

Median Effective Tennessee Tax Rate

0.64%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cumberland County, Tennessee

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Crab Orchard	0.28%	0.28%	0.28%	0.28%	0.28%
Crossville	0.28%	0.28%	0.28%	0.28%	0.28%
Grandview	0.28%	0.28%	0.28%	0.28%	0.28%
Monterey	0.28%	0.28%	0.28%	0.28%	0.28%
Pikeville	0.28%	0.28%	0.28%	0.28%	0.28%
Rockwood	0.28%	0.28%	0.28%	0.28%	0.28%
Sparta	0.28%	0.28%	0.28%	0.28%	0.28%
Fairfield Glade	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Cumberland County, Tennessee

When examining property taxes in Cumberland County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Cumberland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cumberland County. For example, the median tax bill in Cumberland County is $645, with tax bills ranging significantly across the county. Monterey has the highest median home price at $226,900.

Property Tax Assessment Values Across Cumberland County, Tennessee

Source: Ownwell

$91,200

$193,150

$295,100

Median Cumberland County Market Value

$180,600

Median Tennessee Market Value

$173,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cumberland County, Tennessee

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Crab Orchard	$31,280	$55,300	$97,700	$162,600	$254,060
Crossville	$39,000	$107,400	$187,250	$287,100	$406,230
Grandview	$26,150	$47,800	$100,350	$169,600	$237,640
Monterey	$47,060	$130,100	$226,900	$317,250	$433,980
Pikeville	$64,100	$80,050	$162,400	$251,500	$350,550
Rockwood	$28,730	$50,150	$91,200	$163,625	$238,580
Sparta	$30,480	$53,175	$107,450	$169,100	$231,840
Fairfield Glade	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Cumberland County, Tennessee

In Cumberland County, Tennessee, property tax bills are calculated based on the assessed value of a home, which is a percentage of the property's market value. The county's property tax rate is then applied to this assessed value to determine the final tax bill. For example, the median home price in Cumberland County is $180,600, and the tax bills can vary significantly across different percentiles. At the 25th percentile, homeowners might pay around $276, while those at the 75th percentile could see bills closer to $794. At the 90th percentile, tax bills can reach up to $1,129. These figures illustrate the range of property tax burdens within the county. Comparatively, the national median property tax bill is $2,400, indicating that Cumberland County homeowners generally experience lower property tax bills. However, local variations do exist, with Monterey having the highest median tax bill of $645, while Rockwood has the lowest at $258. These disparities can significantly impact homeowners' financial planning and budgeting.

Property Tax Bills Across Cumberland County, Tennessee

Source: Ownwell

$258

$548

$837

Median Cumberland County Tax Bill

$512

Median Tennessee Tax Bill

$1,206

Median United States Tax Bill

$2,400

Property Tax Bills Across Cumberland County, Tennessee

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Crab Orchard	$89	$157	$277	$461	$721
Crossville	$111	$304	$531	$815	$1,154
Grandview	$74	$136	$284	$480	$674
Monterey	$134	$370	$645	$903	$1,232
Pikeville	$182	$227	$461	$713	$994
Rockwood	$81	$141	$258	$464	$672
Sparta	$87	$153	$304	$477	$658
Fairfield Glade	N/A	N/A	N/A	N/A	N/A

Source: Ownwell