Roane County, Tennessee Property Taxes
Median Roane County effective property tax rate: 0.60%, significantly lower than the national median of 1.02%.
Median Roane County home value: $132,200
Median annual Roane County tax bill: $896, $1,504 lower than the national median property tax bill of $2,400.
How are property taxes in Roane County calculated?
Property taxes in Roane County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Kingston or another part of Roane County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Roane County, Tennessee Property Tax Bill Calculator
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Median Effective Tax Rate
0.6%
Estimate Property Tax Bill
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Property Tax Rates Across Roane County, Tennessee
Local government entities determine tax rates, and these can differ significantly within a state. Each year, counties estimate their necessary budget to maintain services and divide that by the total value of all taxable property in the area. This calculation yields the property tax rate. Although votes and laws play a role in setting tax rates and budgets, this is the core of the annual process.
In Roane County, Tennessee, the effective property tax rate is 0.60%, which is lower than the national median property tax rate of 1.02%. This lower rate can result in significant savings for property owners compared to national averages. For example, in Rockwood, the highest median tax rate in the county is still at 0.60%, while Oak Ridge has the lowest at 0.59%. These figures illustrate the relatively uniform and low tax rates within the county. Comparing Roane County's rate to the national median highlights potential cost benefits for property owners in the area, making it an attractive location for those seeking lower property tax liabilities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Roane County Tax Rate
0.60%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tennessee Tax Rate
0.64%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Roane County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Harriman | 0.60% | 0.60% | 0.60% | 0.86% | 0.86% |
| Kingston | 0.60% | 0.60% | 0.60% | 0.91% | 0.91% |
| Lenoir City | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
| Loudon | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
| Oak Ridge | 0.58% | 0.58% | 0.59% | 0.59% | 0.59% |
| Oliver Springs | 0.60% | 0.60% | 0.60% | 0.60% | 0.87% |
| Philadelphia | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
| Rockwood | 0.60% | 0.60% | 0.60% | 0.81% | 0.81% |
| Sweetwater | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
| Ten Mile | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
Source: Ownwell
Property Tax Assessment Values Across Roane County, Tennessee
When examining property taxes in Roane County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Roane County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Roane County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Roane County.
For example, the median tax bill in Roane County is $1,257, with tax bills ranging significantly across the county. Oak Ridge has the highest median home price at $214,800.
Median Roane County Market Value
$132,200
Median Tennessee Market Value
$173,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Roane County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Harriman | $31,890 | $57,300 | $100,750 | $160,600 | $252,410 |
| Kingston | $51,700 | $103,850 | $157,800 | $254,600 | $405,700 |
| Lenoir City | $46,940 | $90,000 | $160,800 | $252,900 | $363,720 |
| Loudon | $30,360 | $58,550 | $113,900 | $209,550 | $358,840 |
| Oak Ridge | $124,500 | $173,125 | $214,800 | $273,275 | $384,870 |
| Oliver Springs | $37,040 | $68,900 | $123,800 | $185,700 | $256,880 |
| Philadelphia | $25,360 | $51,950 | $94,550 | $165,975 | $260,390 |
| Rockwood | $34,580 | $58,800 | $101,400 | $170,700 | $346,160 |
| Sweetwater | $44,170 | $68,350 | $135,250 | $182,900 | $214,280 |
| Ten Mile | $40,120 | $87,100 | $170,700 | $309,300 | $490,740 |
Source: Ownwell
Property Tax Bills Across Roane County, Tennessee
Median Roane County Tax Bill
$896
Median Tennessee Tax Bill
$1,206
Median United States Tax Bill
$2,400
Property Tax Bills Across Roane County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Harriman | $212 | $413 | $696 | $1,077 | $1,606 |
| Kingston | $340 | $730 | $1,156 | $1,808 | $2,846 |
| Lenoir City | $281 | $540 | $965 | $1,518 | $2,183 |
| Loudon | $182 | $350 | $681 | $1,259 | $2,154 |
| Oak Ridge | $779 | $1,013 | $1,257 | $1,601 | $2,259 |
| Oliver Springs | $235 | $484 | $813 | $1,160 | $1,603 |
| Philadelphia | $149 | $308 | $565 | $1,001 | $1,569 |
| Rockwood | $241 | $425 | $694 | $1,154 | $2,201 |
| Sweetwater | $265 | $410 | $812 | $1,098 | $1,285 |
| Ten Mile | $240 | $522 | $1,024 | $1,873 | $2,946 |
Source: Ownwell