Sumner County, Tennessee Property Taxes
The median property tax rate in Sumner County is 0.76%, which is notably lower than the national median of 0.99% but higher than the Tennessee state median of 0.64%. With the median home value in Sumner County at $246,900, the typical annual property tax bill is approximately $1,839, significantly below the national median of $2,690. Property taxes in Sumner County are calculated based on the tax assessed value, which often falls below the actual market value due to various property tax exemptions such as those for primary residences and agricultural properties. Understanding Sumner County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Gallatin or another part of Sumner County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Sumner County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.76%
Estimate Property Tax Bill
$1,876
$1,741
Ownwell’s Sumner County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Sumner County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Sumner County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Sumner County, Tennessee
Property taxes in Sumner County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Sumner County is 0.76%, which is lower than the U.S. national median of 0.99%. Local government entities within Sumner County set these rates annually, and they can vary significantly between different areas within the county. Each year, Sumner County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of White House has one of the higher property tax rates in the region at 0.90%, while the city of Cross Plains boasts one of the lowest at 0.56%. Analyzing how Sumner County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Sumner County Tax Rate
0.76%
Average Tennessee Tax Rate
0.64%
Average United States Tax Rate
0.99%
Property Tax Rates Across Sumner County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bethpage | 0.56% | 0.56% | 0.56% | 0.56% | 0.56% |
| Castalian Springs | 0.56% | 0.56% | 0.56% | 0.56% | 0.56% |
| Cottontown | 0.56% | 0.56% | 0.56% | 0.56% | 0.56% |
| Cross Plains | N/A | N/A | N/A | N/A | N/A |
| Gallatin | 0.56% | 0.64% | 0.76% | 0.76% | 0.76% |
| Goodlettsville | 0.76% | 0.76% | 0.76% | 0.81% | 0.81% |
| Hendersonville | 0.56% | 0.81% | 0.82% | 0.82% | 0.83% |
| Millersville | N/A | N/A | N/A | N/A | N/A |
| Portland | 0.56% | 0.56% | 0.56% | 0.85% | 0.85% |
| Westmoreland | 0.56% | 0.56% | 0.56% | 0.85% | 0.85% |
| White House | 0.56% | 0.90% | 0.90% | 0.90% | 0.90% |
Source: Ownwell
Property Tax Assessment Values Across Sumner County, Tennessee
In Sumner County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Sumner County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Sumner County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Sumner County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. Notably, Hendersonville has the highest median tax bill at $2,271, while Westmoreland has the lowest at $865.
Property Tax Assessment Values Across Sumner County, Tennessee
Source: Ownwell
$127,500
$210,100
$292,700
Average Sumner County Assessed Value
$246,900
Average Tennessee Assessed Value
$173,500
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Sumner County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bethpage | $65,600 | $101,400 | $159,900 | $231,000 | $334,280 |
| Castalian Springs | $89,900 | $148,350 | $223,800 | $289,950 | $377,700 |
| Cottontown | $109,170 | $168,900 | $250,350 | $354,975 | $470,630 |
| Cross Plains | N/A | N/A | N/A | N/A | N/A |
| Gallatin | $110,140 | $176,400 | $255,500 | $361,800 | $515,500 |
| Goodlettsville | $98,740 | $181,000 | $255,700 | $353,100 | $427,200 |
| Hendersonville | $187,500 | $223,600 | $292,700 | $380,300 | $492,620 |
| Millersville | N/A | N/A | N/A | N/A | N/A |
| Portland | $87,240 | $132,000 | $170,300 | $222,100 | $308,960 |
| Westmoreland | $50,420 | $82,200 | $127,500 | $183,600 | $258,960 |
| White House | $151,600 | $180,000 | $229,900 | $280,300 | $331,840 |
Source: Ownwell
Property Tax Bills Across Sumner County, Tennessee
In Sumner County, TN, property tax bills are calculated based on the assessed value of a homeowner's property. The assessed value is determined by the county assessor and is a percentage of the market value of the property. Factors such as property size, location, and improvements play a significant role in determining this value. Homeowners in Sumner County experience a range of property tax bills, with the 25th percentile tax bill at $1,247 and the 75th percentile at $2,547. The highest median tax bill in the county is found in Hendersonville at $2,271, whereas the lowest is in Westmoreland at $865. These figures indicate that property taxes can vary widely within the county, impacting homeowners differently based on where they live and the value of their property. Compared to the national median property tax rate of 0.99%, Sumner County offers a diverse range of tax bills that reflect the unique characteristics of its various locales.
Average Sumner County Tax Bill
$1,839
Average Tennessee Tax Bill
$1,206
Average United States Tax Bill
$2,690
Property Tax Bills Across Sumner County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bethpage | $359 | $568 | $896 | $1,301 | $1,883 |
| Castalian Springs | $506 | $834 | $1,255 | $1,632 | $2,128 |
| Cottontown | $608 | $948 | $1,423 | $2,089 | $2,960 |
| Cross Plains | N/A | N/A | N/A | N/A | N/A |
| Gallatin | $757 | $1,263 | $1,840 | $2,578 | $3,657 |
| Goodlettsville | $756 | $1,395 | $1,961 | $2,677 | $3,225 |
| Hendersonville | $1,466 | $1,787 | $2,271 | $2,901 | $3,728 |
| Millersville | N/A | N/A | N/A | N/A | N/A |
| Portland | $540 | $879 | $1,246 | $1,636 | $2,149 |
| Westmoreland | $306 | $523 | $865 | $1,263 | $1,743 |
| White House | $944 | $1,495 | $2,026 | $2,491 | $2,924 |
Source: Ownwell