White County, Tennessee Property Taxes
The median property tax rate in White County is 0.51%, which is significantly lower than both the national median of 0.99% and the Tennessee state median of 0.64%. With a median home value of $113,300 in White County, the typical annual property tax bill amounts to $619, far below the national median of $2,690. Property taxes in White County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding White County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Sparta or another part of White County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
White County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.51%
Estimate Property Tax Bill
$578
$536
Ownwell’s White County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in White County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in White County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across White County, Tennessee
Property taxes in White County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in White County is 0.51%, which is lower than the U.S. national median of 0.99%. Local government entities within White County set these rates annually, and they can vary significantly between different areas within the county. Each year, White County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares White County's effective property tax rate with other counties and the national median. For comparison, the city of Sparta has one of the higher property tax rates in the area at 0.51%, while the city of Doyle boasts one of the lowest at 0.51%. Analyzing how White County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average White County Tax Rate
0.51%
Average Tennessee Tax Rate
0.64%
Average United States Tax Rate
0.99%
Property Tax Rates Across White County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cookeville | 0.51% | 0.51% | 0.51% | 0.51% | 0.51% |
| Doyle | 0.51% | 0.51% | 0.51% | 0.51% | 0.51% |
| Quebeck | 0.51% | 0.51% | 0.51% | 0.51% | 0.51% |
| Sparta | 0.51% | 0.51% | 0.51% | 0.51% | 0.74% |
| Walling | 0.51% | 0.51% | 0.51% | 0.51% | 0.51% |
Source: Ownwell
Property Tax Assessment Values Across White County, Tennessee
In White County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the White County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in White County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Cookeville has the highest median tax bill at $638, while Doyle has the lowest at $444. Being aware of these valuation processes in White County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average White County Assessed Value
$113,300
Average Tennessee Assessed Value
$173,500
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across White County, Tennessee
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cookeville | $60,440 | $96,600 | $126,700 | $202,500 | $313,000 |
| Doyle | $26,540 | $59,000 | $88,000 | $133,800 | $183,480 |
| Quebeck | $23,400 | $57,375 | $108,550 | $193,625 | $299,200 |
| Sparta | $33,270 | $69,700 | $114,150 | $173,000 | $249,500 |
| Walling | $36,060 | $68,600 | $112,000 | $173,300 | $258,760 |
Source: Ownwell
Property Tax Bills Across White County, Tennessee
In White County, TN, property tax bills are determined based on the assessed value of a property, which is a percentage of its market value. The county's property tax rate is applied to this assessed value to calculate the annual tax bill. Factors such as the property's location, size, and condition are considered when assessing its value. For instance, properties in Cookeville have the highest median tax bill at $638, while those in Doyle have the lowest at $444. The tax bill can vary significantly, with the 25th percentile at $378 and the 75th percentile reaching $932, indicating a broad range of property values and corresponding tax obligations. Homeowners in White County, TN, experience property tax rates that are relatively competitive compared to the national median property tax rate of 0.99%, impacting their overall cost of homeownership. Higher property taxes can affect affordability and the long-term financial planning of residents, making it crucial for homeowners to understand how their tax bill is calculated.
Average White County Tax Bill
$619
Average Tennessee Tax Bill
$1,206
Average United States Tax Bill
$2,690