Luling, Texas Property Taxes
The median property tax rate in Luling, TX is 1.38%, which is higher than the national median of 0.99% but lower than the Texas state median of 1.67%. With the median home value in Luling at $195,430, the typical annual property tax bill reaches $2,580, slightly below the national median of $2,690. Property taxes in Luling are calculated based on the tax assessed value, which often falls below the market value due to exemptions such as those for primary residences and agricultural use. Understanding Luling's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Luling or another part of Caldwell County, gaining insights into the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Luling, Texas Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.67%
Estimate Property Tax Bill
$3,340
Ownwell’s Luling Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Luling with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Luling to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Luling, Texas
Property taxes in Luling, Texas, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Luling is 1.38%, which is higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within Luling set these rates annually, and they can vary significantly across different neighborhoods. Each year, Luling estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Luling's effective property tax rate to other counties in Texas and the national median. For comparison, the 78648 zip code has the highest median property tax rate of 1.38%, while the same zip code also has the lowest median tax rate of 1.38%. Understanding how these cities compare with Luling provides valuable insights into the varying tax landscape across Caldwell County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Luling Tax Rate
1.38%
Average Caldwell County Tax Rate
1.37%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Luling, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78648 | 0.53% | 1.01% | 1.38% | 1.75% | 1.78% |
Source: Ownwell
Property Tax Assessment Values Across Luling, Texas
In Luling, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Caldwell County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Luling, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Luling helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. In Luling, the zip code with the highest median tax bill is 78648, with a median tax bill of $2,580.00, which is also the lowest median tax bill.
Average Luling Assessed Value
$195,430
Average Caldwell County Assessed Value
$238,560
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Luling, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78648 | $42,567 | $104,710 | $195,430 | $300,870 | $511,594 |
Source: Ownwell
Property Tax Bills Across Luling, Texas
Property tax bills in Luling, Caldwell County, TX, are calculated based on the assessed value of a property and the local tax rate. The assessed value is determined by the county appraisal district, which estimates the market value of a property. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. For example, with a median home price of $195,430, homeowners in Luling can expect a range of tax bills. The 25th percentile tax bill is around $1,285, while the 75th percentile reaches $3,957, and the 90th percentile can be as high as $5,295. These tax bills are influenced by various factors, including property size, location, and improvements. Compared to the national median property tax rate of 0.99%, the tax rate in Luling can significantly impact homeowners' budgets. Understanding these factors helps homeowners anticipate their tax liabilities and manage their finances effectively.
Average Luling Tax Bill
$2,580
Average Caldwell County Tax Bill
$2,989
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Luling, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78648 | $523 | $1,285 | $2,580 | $3,957 | $5,295 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Caldwell Appraisal District | |
| Website | esearch.caldwellcad.org |