Caldwell County, Texas Property Taxes
Median Caldwell County effective property tax rate: 1.37%, significantly higher than the national median of 1.02%.
Median Caldwell County home value: $238,560
Median annual Caldwell County tax bill: $2,989, $589 higher than the national median property tax bill of $2,400.
How are property taxes in Caldwell County calculated?
Property taxes in Caldwell County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Lockhart or another part of Caldwell County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Caldwell County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.37%
Estimate Property Tax Bill
$3,268
$3,033
Property Tax Rates Across Caldwell County, Texas
Local government entities set property tax rates, which can vary significantly even within a single state. This is because each county, like Caldwell County in Texas, estimates its required budget annually to provide necessary services. They then divide this budget by the total value of all taxable properties within their jurisdiction. This calculation determines the property tax rate. While the process involves votes and legal considerations, this is essentially how it operates each year.
For example, Caldwell County's effective property tax rate stands at 1.37%, higher than the national median of 1.02%. Within the county, the city of Kyle has the highest median tax rate at 1.63%, while Harwood has the lowest at 0.55%. These variations highlight the differences in tax burdens that property owners may experience even within the same county. Comparing Caldwell County’s rate to the national average can provide valuable context for property owners considering an appeal or seeking exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Caldwell County Tax Rate
1.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Caldwell County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Buda | 0.68% | 1.01% | 1.49% | 1.75% | 1.79% |
| Dale | 0.49% | 0.85% | 1.22% | 1.53% | 1.53% |
| Fentress | 0.43% | 0.83% | 1.11% | 1.42% | 1.51% |
| Harwood | 0.15% | 0.30% | 0.55% | 1.06% | 1.30% |
| Kyle | 0.63% | 1.11% | 1.63% | 1.85% | 1.95% |
| Lockhart | 0.67% | 1.05% | 1.46% | 1.94% | 1.99% |
| Luling | 0.53% | 1.01% | 1.38% | 1.75% | 1.78% |
| Martindale | 0.48% | 1.11% | 1.52% | 1.60% | 1.88% |
| Maxwell | 0.28% | 0.61% | 1.07% | 1.53% | 1.56% |
| Niederwald | 0.28% | 0.75% | 1.12% | 1.51% | 1.63% |
| Prairie Lea | 0.51% | 0.90% | 1.12% | 1.42% | 1.42% |
| Red Rock | 0.21% | 0.46% | 0.91% | 1.42% | 1.43% |
| Rosanky | N/A | N/A | N/A | N/A | N/A |
| San Marcos | 0.23% | 0.30% | 1.05% | 1.52% | 1.56% |
| Uhland | 0.31% | 0.45% | 1.18% | 1.70% | 1.85% |
| Waelder | 0.12% | 0.19% | 0.36% | 0.68% | 0.93% |
Source: Ownwell
Property Tax Assessment Values Across Caldwell County, Texas
When examining property taxes in Caldwell County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Caldwell County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Caldwell County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Caldwell County.
For example, the median tax bill in Caldwell County is $2,400, with tax bills ranging significantly across the county. Waelder has the highest median home price at $906,630.
Median Caldwell County Market Value
$238,560
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Caldwell County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Buda | $86,393 | $126,730 | $242,385 | $370,768 | $677,816 |
| Dale | $41,690 | $81,322 | $188,375 | $396,405 | $670,875 |
| Fentress | $23,592 | $59,842 | $140,720 | $285,730 | $491,101 |
| Harwood | $55,000 | $120,280 | $377,910 | $665,850 | $1,109,700 |
| Kyle | $94,036 | $131,435 | $161,560 | $250,025 | $414,346 |
| Lockhart | $70,000 | $161,060 | $287,570 | $401,975 | $620,642 |
| Luling | $42,567 | $104,710 | $195,430 | $300,870 | $511,594 |
| Martindale | $46,780 | $102,620 | $278,450 | $406,475 | $559,986 |
| Maxwell | $33,141 | $57,845 | $145,505 | $309,130 | $576,175 |
| Niederwald | $42,828 | $129,230 | $352,220 | $648,555 | $1,229,504 |
| Prairie Lea | $43,575 | $84,710 | $176,190 | $270,980 | $443,064 |
| Red Rock | $70,390 | $137,940 | $365,835 | $653,165 | $1,053,745 |
| Rosanky | N/A | N/A | N/A | N/A | N/A |
| San Marcos | $24,617 | $42,848 | $178,390 | $354,590 | $790,538 |
| Uhland | $56,764 | $112,750 | $228,080 | $552,995 | $759,778 |
| Waelder | $176,816 | $632,570 | $906,630 | $1,505,710 | $1,821,040 |
Source: Ownwell
Property Tax Bills Across Caldwell County, Texas
Median Caldwell County Tax Bill
$2,989
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Caldwell County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Buda | $576 | $1,675 | $3,370 | $5,387 | $8,658 |
| Dale | $326 | $897 | $2,088 | $4,314 | $6,515 |
| Fentress | $165 | $568 | $1,554 | $3,070 | $5,297 |
| Harwood | $218 | $580 | $2,325 | $4,308 | $6,888 |
| Kyle | $710 | $1,681 | $2,583 | $4,019 | $5,811 |
| Lockhart | $752 | $2,070 | $4,067 | $5,884 | $7,671 |
| Luling | $523 | $1,285 | $2,580 | $3,957 | $5,295 |
| Martindale | $414 | $1,291 | $3,729 | $5,835 | $7,377 |
| Maxwell | $126 | $409 | $1,670 | $3,656 | $5,937 |
| Niederwald | $275 | $1,631 | $3,441 | $5,575 | $8,083 |
| Prairie Lea | $223 | $1,006 | $1,958 | $3,056 | $4,593 |
| Red Rock | $571 | $1,104 | $2,749 | $4,912 | $6,979 |
| Rosanky | N/A | N/A | N/A | N/A | N/A |
| San Marcos | $56 | $194 | $2,153 | $4,184 | $6,486 |
| Uhland | $178 | $890 | $2,923 | $6,421 | $9,670 |
| Waelder | $770 | $1,377 | $2,295 | $6,102 | $7,872 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Caldwell Appraisal District | |
| Website | esearch.caldwellcad.org |