Martindale, Caldwell County, Texas Property Taxes

Name: Property Tax Bills Across Martindale, Caldwell County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Martindale, TX effective property tax rate: 1.52%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Martindale, TX home value: $278,450
Median annual Martindale, TX tax bill: $3,729, $1,329 higher than the national median property tax bill of $2,400.

How are property taxes in Caldwell County calculated?

Property taxes in Martindale, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Martindale’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Martindale, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Martindale, Caldwell County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.52%

Estimate Property Tax Bill

$4,232

$3,928

Ownwell’s Martindale Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Martindale with just two data points. By entering your property's estimated assessed value, our calculator applies Martindale’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Caldwell County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Martindale, Caldwell County, Texas

Local government entities set property tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. This annual process involves votes and laws in setting tax rates and budgets. In Martindale, Caldwell County, the effective property tax rate stands at 1.52%, which is notably higher than the national median property tax rate of 1.02%. This rate is consistent across the region, as both the highest and lowest median tax rates in the area are the same. Compared to the national landscape, Martindale’s property tax rate reflects a more substantial financial commitment from property owners. While the national median property tax bill is around $2400, Martindale's higher rate suggests a potentially higher financial obligation for homeowners. Understanding these differences can help property owners make informed decisions about their investments and financial planning.

Property Tax Rates Across Martindale, Caldwell County, Texas

Source: Ownwell

0.36%

0.99%

1.63%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Martindale Tax Rate

1.52%

Median Effective Caldwell County Tax Rate

1.37%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Martindale, Caldwell County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
78655	0.48%	1.11%	1.52%	1.60%	1.88%

Source: Ownwell

Property Tax Assessment Values Across Martindale, Caldwell County, Texas

When examining property taxes in Martindale, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Caldwell County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Caldwell County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Martindale. For example, the median home price in Martindale is $278,450, with tax bills ranging significantly across the county. Zip code 78655 has the highest median home price at $278,450.

Property Tax Assessment Values Across Martindale, Caldwell County, Texas

Source: Ownwell

$140,720

$523,675

$906,630

Median Martindale Market Value

$278,450

Median Caldwell County Market Value

$238,560

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Martindale, Caldwell County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
78655	$46,780	$102,620	$278,450	$406,475	$559,986

Source: Ownwell

Property Tax Bills Across Martindale, Caldwell County, Texas

In Martindale, located in Caldwell County, TX, property tax bills are calculated based on the assessed value of a home, which is determined by the local appraisal district. The tax rate is applied to this assessed value, leading to a tax bill that varies widely across different properties. For instance, while the 25th percentile tax bill is $1,291, the 75th percentile reaches $5,835, and the 90th percentile goes up to $7,377. The median home price in the area stands at $278,450, and the median tax bill is notably higher than the national median, reflecting the local tax rate and property values. This can place a significant financial burden on homeowners. Ownwell can assist homeowners in Martindale by providing expert property tax appeal services, potentially lowering their tax bills. By reviewing property assessments and identifying discrepancies, Ownwell helps ensure that homeowners are not overpaying and can secure the most favorable tax rate possible, offering substantial savings and peace of mind.

Property Tax Bills Across Martindale, Caldwell County, Texas

Source: Ownwell

$1,554

$2,811

$4,067

Median Martindale Tax Bill

$3,729

Median Caldwell County Tax Bill

$2,989

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Martindale, Caldwell County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
78655	$414	$1,291	$3,729	$5,835	$7,377

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Caldwell Appraisal District
Website	esearch.caldwellcad.org