Saint Jo, Cooke County, Texas Property Taxes

Name: Property Tax Bills Across Saint Jo, Cooke County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saint Jo, TX effective property tax rate: 1.66%, slightly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%. Median Saint Jo, TX home value: $224,579. Median annual Saint Jo, TX tax bill: $3,029, $629 higher than the national median property tax bill of $2,400.

How are property taxes in Cooke County calculated?

Property taxes in Saint Jo, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saint Jo’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Jo, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Jo, Cooke County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.66%

Estimate Property Tax Bill

$3,728

$3,459

Ownwell’s Saint Jo Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Jo with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Jo’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Cooke County — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cooke County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Jo, Cooke County, Texas

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare SAINT JO’s effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S. The median property tax rate in SAINT JO is 1.66%, which is higher than the national median of 1.02%. This rate also represents the highest and lowest median tax rates in the region, as seen in the zip code 76265. Compared to the national median property tax bill of $2,400, homeowners in SAINT JO may find their property tax bills to be significantly higher, given the elevated tax rate. Understanding these differences can help property owners make informed decisions about appealing their property taxes or seeking exemptions.

Property Tax Rates Across Saint Jo, Cooke County, Texas

Source: Ownwell

1.02%

1.60%

2.18%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Jo Tax Rate

1.66%

Median Effective Cooke County Tax Rate

1.39%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Jo, Cooke County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
76265	0.98%	1.29%	1.66%	1.66%	1.66%

Source: Ownwell

Property Tax Assessment Values Across Saint Jo, Cooke County, Texas

When examining property taxes in Saint Jo, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cooke County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Cooke County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Jo. For example, the median home price in Saint Jo is $224,579, with tax bills ranging significantly across the county. 76265 has the highest median home price at $224,579.

Property Tax Assessment Values Across Saint Jo, Cooke County, Texas

Source: Ownwell

$62,676

$243,164

$423,652

Median Saint Jo Market Value

$224,579

Median Cooke County Market Value

$215,126

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Jo, Cooke County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
76265	$43,421	$96,500	$224,579	$352,516	$551,822

Source: Ownwell

Property Tax Bills Across Saint Jo, Cooke County, Texas

In Saint Jo, located in Cooke County, Texas, property tax bills are calculated based on the assessed value of a property, which is determined by the local appraisal district. This assessed value is then multiplied by the local tax rate to calculate the annual tax bill. The median home price in this area is $224,579, and property tax bills can vary significantly. For instance, the tax bill at the 25th percentile is $1,352, while at the 75th percentile, it rises to $4,590, and at the 90th percentile, it reaches $7,512. Comparatively, the national median property tax rate is 1.02%, with a median bill of $2,400. High property tax bills can significantly impact homeowners, often straining their finances. Ownwell can assist by providing property tax appeal services, ensuring that homeowners are not overpaying. We analyze your property’s assessed value and market conditions to identify potential savings. By appealing on your behalf, we aim to reduce your tax burden, offering peace of mind and financial relief.

Property Tax Bills Across Saint Jo, Cooke County, Texas

Source: Ownwell

$1,097

$3,245

$5,393

Median Saint Jo Tax Bill

$3,029

Median Cooke County Tax Bill

$2,905

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Jo, Cooke County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
76265	$636	$1,352	$3,029	$4,590	$7,512

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Cooke Appraisal District
Website	propaccess.trueautomation.com