Cooke County, Texas Property Taxes
Median Cooke County effective property tax rate: 1.39%, significantly higher than the national median of 1.02%.
Median Cooke County home value: $215,126
Median annual Cooke County tax bill: $2,905, $505 higher than the national median property tax bill of $2,400.
How are property taxes in Cooke County calculated?
Property taxes in Cooke County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Gainesville or another part of Cooke County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Cooke County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.39%
Estimate Property Tax Bill
$2,990
$2,775
Ownwell’s Cooke County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cooke County with just two data points.
By entering your property's estimated assessed value, our calculator applies Cooke County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cooke County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Cooke County, Texas
Local government entities set tax rates, which can vary widely within a state. Each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cooke County's effective property tax rate to other counties in Texas or the U.S. median property tax rate. Cooke County has a median property tax rate of 1.39%, which is above the national median of 1.02%. Within the county, you’ll find variations as well. For instance, Pilot Point has the highest median tax rate at 2.18%, while Sanger has the lowest at 1.02%. These differences highlight the importance of understanding local tax rates and how they can impact your property tax bill. With the national median property tax bill at $2400, knowing where your county stands can help you make informed decisions about property ownership and management.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cooke County Tax Rate
1.39%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cooke County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Callisburg | 0.85% | 1.00% | 1.27% | 1.40% | 1.40% |
| Collinsville | 0.67% | 0.87% | 1.05% | 1.28% | 1.28% |
| Decatur | 0.68% | 1.05% | 1.40% | 1.50% | 1.50% |
| Era | 0.86% | 1.09% | 1.31% | 1.45% | 1.47% |
| Forestburg | 0.84% | 1.17% | 1.39% | 1.50% | 1.50% |
| Gainesville | 0.94% | 1.16% | 1.39% | 1.96% | 1.96% |
| Lindsay | 1.35% | 1.48% | 1.66% | 1.86% | 1.91% |
| Muenster | 1.08% | 1.33% | 1.55% | 1.66% | 1.88% |
| Myra | 0.86% | 1.03% | 1.42% | 1.48% | 1.48% |
| Pilot Point | 1.30% | 1.86% | 2.18% | 2.18% | 2.18% |
| Rosston | 0.88% | 1.30% | 1.45% | 1.50% | 1.50% |
| Saint Jo | 0.98% | 1.29% | 1.66% | 1.66% | 1.66% |
| Sanger | 0.54% | 0.66% | 1.02% | 1.37% | 1.45% |
| Tioga | 0.67% | 1.03% | 1.28% | 1.51% | 1.54% |
| Valley View | 0.79% | 1.04% | 1.39% | 1.54% | 2.43% |
| Whitesboro | 0.63% | 0.87% | 1.19% | 1.28% | 1.46% |
| Lake Kiowa | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cooke County, Texas
When examining property taxes in Cooke County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cooke County Appraisal District estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cooke County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cooke County.
For example, the median tax bill in Cooke County is $2,400, with tax bills ranging significantly across the county. Tioga has the highest median home price at $423,652.
Median Cooke County Market Value
$215,126
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cooke County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Callisburg | $41,216 | $111,500 | $186,148 | $251,759 | $325,532 |
| Collinsville | $61,705 | $153,912 | $332,248 | $518,895 | $794,381 |
| Decatur | $56,656 | $83,452 | $172,895 | $338,823 | $568,441 |
| Era | $66,324 | $118,013 | $231,372 | $359,155 | $454,991 |
| Forestburg | $42,508 | $78,700 | $158,000 | $290,720 | $466,345 |
| Gainesville | $62,520 | $116,410 | $201,248 | $342,842 | $570,473 |
| Lindsay | $134,115 | $239,225 | $329,121 | $423,767 | $546,915 |
| Muenster | $61,554 | $162,184 | $261,912 | $396,254 | $571,996 |
| Myra | $22,844 | $50,028 | $107,229 | $167,163 | $234,632 |
| Pilot Point | $17,002 | $40,876 | $62,676 | $137,418 | $606,991 |
| Rosston | $56,405 | $141,378 | $218,415 | $415,082 | $742,024 |
| Saint Jo | $43,421 | $96,500 | $224,579 | $352,516 | $551,822 |
| Sanger | $70,300 | $128,868 | $169,995 | $318,807 | $494,476 |
| Tioga | $77,776 | $184,728 | $423,652 | $791,331 | $1,086,878 |
| Valley View | $26,500 | $83,170 | $252,183 | $463,022 | $708,435 |
| Whitesboro | $47,949 | $109,566 | $210,253 | $359,508 | $572,399 |
| Lake Kiowa | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cooke County, Texas
Median Cooke County Tax Bill
$2,905
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Cooke County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Callisburg | $494 | $1,161 | $2,034 | $2,769 | $3,616 |
| Collinsville | $498 | $1,252 | $2,792 | $5,039 | $7,101 |
| Decatur | $722 | $908 | $1,544 | $3,069 | $6,473 |
| Era | $622 | $1,319 | $2,644 | $4,197 | $5,604 |
| Forestburg | $491 | $916 | $1,658 | $3,213 | $4,959 |
| Gainesville | $816 | $1,681 | $2,947 | $4,635 | $6,941 |
| Lindsay | $2,296 | $3,652 | $5,393 | $6,995 | $8,594 |
| Muenster | $854 | $2,262 | $3,782 | $5,765 | $7,880 |
| Myra | $289 | $594 | $1,097 | $2,075 | $2,853 |
| Pilot Point | $381 | $879 | $1,358 | $2,646 | $5,641 |
| Rosston | $556 | $1,359 | $2,499 | $4,943 | $7,861 |
| Saint Jo | $636 | $1,352 | $3,029 | $4,590 | $7,512 |
| Sanger | $489 | $821 | $1,487 | $3,477 | $5,759 |
| Tioga | $749 | $1,781 | $3,752 | $8,516 | $12,223 |
| Valley View | $454 | $1,003 | $2,664 | $5,075 | $7,986 |
| Whitesboro | $461 | $1,019 | $2,026 | $3,603 | $5,412 |
| Lake Kiowa | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Cooke Appraisal District | |
| Website | propaccess.trueautomation.com |