Cibolo, Texas Property Taxes
The median property tax rate in Cibolo, TX is 1.86%, considerably higher than both the national median of 0.99% and the Texas state median of 1.67%. With the median home value in Cibolo at $352,573, the typical annual property tax bill reaches $6,226, exceeding the national median of $2,690. Property taxes in Cibolo are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Cibolo's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Cibolo or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Cibolo, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.86%
Estimate Property Tax Bill
$6,558
$6,068
$1,148
Average Cibolo, Texas Tax Savings
Ownwell’s Cibolo Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Cibolo with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Cibolo to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in Cibolo. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Cibolo, Texas
Property taxes in Cibolo, Texas, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Cibolo is 1.86%, higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within Cibolo set these rates annually, and they can vary significantly across different neighborhoods. Each year, Cibolo estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Cibolo's effective property tax rate to other counties in Texas and the national median. For comparison, the 78108 zip code has the highest median property tax rate of 1.86%, while the 78154 zip code has the lowest median tax rate of 1.62%. Understanding how these cities compare with Cibolo provides valuable insights into the varying tax landscape across Guadalupe County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Cibolo Tax Rate
1.86%
Average Guadalupe County Tax Rate
1.69%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Cibolo, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78108 | 1.55% | 1.67% | 1.86% | 1.93% | 1.93% |
| 78154 | 1.62% | 1.62% | 1.62% | 1.62% | 1.62% |
| 78155 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,148
Average Cibolo Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Cibolo, Texas
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Cibolo, Texas. The market value represents the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Guadalupe County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Cibolo, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For instance, the median home price in Cibolo is $352,573, with tax bills ranging from $5,050 at the 25th percentile to $8,568 at the 90th percentile. Zip code 78154 has the highest median tax bill at $7,262, while zip code 78108 has the lowest at $6,226. By understanding these valuation processes, property owners can better navigate their tax responsibilities and identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Cibolo Assessed Value
$352,573
Average Guadalupe County Assessed Value
$288,797
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Cibolo, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78108 | $177,786 | $287,754 | $352,566 | $411,805 | $467,332 |
| 78154 | $447,905 | $447,905 | $447,905 | $447,905 | $447,905 |
| 78155 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,148
Average Cibolo Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Cibolo, Texas
In Cibolo, located in Guadalupe County, TX, property tax bills are calculated based on the assessed value of a home, which is determined by the county appraisal district. The assessed value is multiplied by the local tax rate to determine the annual tax bill. For instance, with a median home price of $352,573, homeowners can expect tax bills ranging from $5,050 at the 25th percentile to $8,568 at the 90th percentile. These figures are significantly higher than the national median property tax rate of 0.99%. Factors such as property size, location, and market conditions influence the assessed value, impacting the overall tax bill. High property taxes can place a substantial financial burden on homeowners. Ownwell can assist homeowners in Cibolo by offering property tax appeal and exemption services. By reviewing and challenging over-assessments, Ownwell helps ensure that homeowners pay only their fair share. This can lead to significant savings, alleviating the financial stress associated with high property taxes.
Average Cibolo Tax Bill
$6,226
Average Guadalupe County Tax Bill
$4,783
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Cibolo, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78108 | $3,053 | $5,050 | $6,226 | $7,382 | $8,568 |
| 78154 | $7,262 | $7,262 | $7,262 | $7,262 | $7,262 |
| 78155 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,148
Average Cibolo Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Guadalupe Appraisal District | |
| Website | esearch.guadalupead.org |
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