Cleveland, Montgomery County, Texas Property Taxes
Median Cleveland, TX effective property tax rate: 1.33%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Cleveland, TX home value: $217,713
Median annual Cleveland, TX tax bill: $1,889, $511 lower than the national median property tax bill of $2,400.
How are property taxes in Montgomery County calculated?
Property taxes in Cleveland, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cleveland’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cleveland, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Cleveland, Montgomery County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.33%
Estimate Property Tax Bill
$2,896
$2,687
$1,102
Average Tax Savings
Property Tax Rates Across Cleveland, Montgomery County, Texas
Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Cleveland’s effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Cleveland, located in Montgomery County, has a median property tax rate of 1.33%, which is notably higher than the national median of 1.02%. This difference highlights the importance of understanding local tax dynamics, especially when the highest median tax rate in the area reaches up to 1.89% in nearby regions. By contrast, the lowest median tax rate in the area is also 1.33%, showing some consistency within the county. Understanding these variations can help property owners make informed decisions about their investments and potential savings through appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cleveland Tax Rate
1.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
1.39%
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cleveland, Montgomery County, Texas
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
77327 | 0.12% | 1.15% | 1.89% | 1.89% | 1.89% |
77328 | 0.30% | 0.78% | 1.33% | 1.63% | 1.89% |
Source: Ownwell
$1,102
Average Cleveland Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across Cleveland, Montgomery County, Texas
When examining property taxes in Cleveland, Texas, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Montgomery County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cleveland.
For example, the median home price in Cleveland is $217,713, with tax bills ranging significantly across the county. Zip code 77328 has the highest median home price at $218,267.
Property Tax Assessment Values Across Cleveland, Montgomery County, Texas
Source: Ownwell

$86,152
$303,811
$521,469
Median Cleveland Market Value
$217,713
Median Montgomery County Market Value
$314,556
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cleveland, Montgomery County, Texas
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
77327 | $35,434 | $52,000 | $86,152 | $191,850 | $265,100 |
77328 | $33,988 | $87,230 | $218,267 | $317,823 | $480,860 |
Source: Ownwell
$1,102
Average Cleveland Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across Cleveland, Montgomery County, Texas
Median Cleveland Tax Bill
$1,889
Median Montgomery County Tax Bill
$4,148
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Cleveland, Montgomery County, Texas
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
77327 | $101 | $233 | $982 | $1,541 | $3,334 |
77328 | $103 | $426 | $1,955 | $4,222 | $5,921 |
Source: Ownwell
$1,102
Average Cleveland Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to protest!
Dates | |
---|---|
Appeal Deadline | May 15 |
Tax Bill | |
Issued | October 1 |
Due Date #1 | January 31 |
Links | |
---|---|
Montgomery Appraisal District | |
Website | mcad-tx.org |
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