Alba, Rains County, Texas Property Taxes

Name: Property Tax Bills Across Alba, Rains County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median ALBA, TX effective property tax rate: 1.48%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median ALBA, TX home value: $139,454
Median annual ALBA, TX tax bill: $1,891, $509 lower than the national median property tax bill of $2,400.

How are property taxes in Rains calculated?

Property taxes in ALBA, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding ALBA’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in ALBA, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Alba, Rains County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.48%

Estimate Property Tax Bill

$2,064

$1,915

Ownwell’s ALBA Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in ALBA with just two data points. By entering your property's estimated assessed value, our calculator applies ALBA’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Rains County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Alba, Rains County, Texas

Local government entities are responsible for setting tax rates, which can differ significantly within a state. This variation occurs because each county annually estimates its budget needs for services and divides this by the total value of all taxable property in its area, resulting in the property tax rate. Although setting tax rates and budgets involves votes and laws, this is essentially the annual process. In ALBA, located in Rains County, TX, the effective property tax rate is 1.48%, which is higher than the national median property tax rate of 1.02%. This means that property owners in ALBA may pay more in property taxes compared to the national average. However, the property tax rate in ALBA is consistent with the highest and lowest median tax rates within its own zip code, 75410, which are also 1.48%. By comparing ALBA's property tax rates to other cities in Texas and the U.S. median, property owners can better understand their tax obligations and explore potential savings through property tax appeals or exemptions.

Property Tax Rates Across Alba, Rains County, Texas

Source: Ownwell

1.21%

3.05%

4.89%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Alba Tax Rate

1.48%

Median Effective Rains County Tax Rate

1.71%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Alba, Rains County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
75410	0.62%	1.12%	1.48%	1.65%	1.76%

Source: Ownwell

Property Tax Assessment Values Across Alba, Rains County, Texas

When examining property taxes in Alba, Texas, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rains County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Rains County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Alba. For example, the median home price in Alba is $139,454, with tax bills ranging significantly across the county. Zip code 75410 has the highest median home price at $139,454.

Property Tax Assessment Values Across Alba, Rains County, Texas

Source: Ownwell

$4,909

$112,356

$219,802

Median Alba Market Value

$139,454

Median Rains County Market Value

$62,105

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Alba, Rains County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
75410	$16,698	$47,856	$139,454	$310,370	$492,900

Source: Ownwell

Property Tax Bills Across Alba, Rains County, Texas

In Alba, located in Rains County, TX, property tax bills are determined by the assessed value of a home and the local tax rate. The median home price in this area is $139,454. Homeowners in Alba typically receive a property tax bill that varies significantly, with the 25th percentile paying around $775, while those in the 90th percentile might see bills as high as $6,429. Comparatively, the national median property tax bill is $2,400, indicating that tax bills in Alba can be both lower and higher than the national average depending on the specific property. The tax rate is applied to the assessed value, which can fluctuate due to market changes or improvements to the property. Homeowners might feel the financial strain from high property tax bills, especially when they exceed the national median. Ownwell can assist homeowners by offering property tax appeal services. By challenging potentially overestimated assessments, Ownwell helps ensure that homeowners in Alba pay only their fair share, potentially saving them significant amounts on their property tax bills.

Property Tax Bills Across Alba, Rains County, Texas

Source: Ownwell

$240

$1,624

$3,007

Median Alba Tax Bill

$1,891

Median Rains County Tax Bill

$1,103

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Alba, Rains County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
75410	$297	$775	$1,891	$3,791	$6,429

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Rains Appraisal District
Website	esearch.rainscad.org